Whether you are a rookie or an established Broker, this is the guide you need to lay the foundations for long-term success. Author Dustan Woodhouse has packed this book with dozens of tips and lessons gleaned from personal experience processing over 1,300 mortgage files and taking in over 2,000 applications verbally. You'll learn... - The old-school piece of technology that's every broker's best friend - How to have a complete application built by the time the very first phone call ends - When smart brokers decide to walk away from a file - Where to invest your marketing dollars (and where you'd just be throwing that money away) - How to trade cold-calling for warm-calling - How the "paycheque mentality" can sink your business, and what to do about it Every step, every tip, every process is aimed at building long-term relationships with clients and referral partners alike. It's all designed to get you to the holy grail of a referral-only business. Your mantra? Get the application. Here's how to do it.

    In the London office my new boss Victor tells me I shall be working in a regional office - and he wants me to drive there. I am to deliver Victor's shiny Jaguar: his pride and joy. The office is in Calcutta. This all sounds like fun to me. A month long holiday. How bad can that be I think and decide to invite my friend Douglas to come along for the ride. This will be a road trip to die for I tell him. Victor's P.A. Shirley is the all seeing eye. Nothing gets past here. I have to report in on my progress at key points on the route. Shirley is going to be watching me. 'If you so much as scratch it you're dead.' I laugh, what could possibly go wrong....? well just about everything. We were OK up till Trieste; then a goat got in the car - after that it was downhill all the way to Calcutta.

    Even in Hell, love can bloom.

    Few others can offer such a remarkable insight into life at Anfield from Shankly to Houllier and beyond. Born in Liverpool in 1954, Phil later moved to his spiritual home of Kirkby where his footballing abilities were soon noticed and he quickly acquired a range of schoolboy honours before signing professional forms for his beloved Reds in 1971.As he staked a claim for a first-team place, Kop messiah Bill Shankly would memorably declare: “Aye, Phil Thompson. The boy tossed up with a sparrow for his legs and lost!”Shanks, however, was in no doubt about the young Thommo’s qualities and Phil would go on to claim a host of Anfield honours including seven League Championships, three European Cups, two League Cups and an FA Cup.The proudest moment of his footballing life came in 1981 when he led the Reds to a third European Cup with a 1-0 defeat of Real Madrid in Paris, later parading the trophy at his local pub, The Falcon.He left the Reds after winning 42 England caps before returning to Anfield in a coaching capacity under Liverpool player manager Kenny Dalglish.Despite being controversially sacked by Reds boss and former teammate Graeme Souness in 1992, he sensationally returned to Anfield as Gerard Houllier’s right-hand man in 1998, going on to revive the glory days by claiming a famous treble of trophies in 2001.Coming full circle and happy to be a fan again, he shared in the joy of the Reds’ 2005 Champions League triumph in Istanbul – as highlighted during remarkable scenes on SKY TV.

    

    Jiro is Hanzo's only companion. They do everything and go everywhere together, but Jiro has a secret. Every morning when Hanzo trains using his ninja skills, Jiro watches him intently soaking in Hanzo’s every move and technique. When Hanzo is gone or asleep, Jiro practices everything he’s learned from Hanzo. The surprising twist is that Jiro is a dog, a small pug to be exact! Since Hanzo was the last of his family after losing his only son, Ichiro, in a car accident and his grandson, Ryoichi, who went missing shortly after, Jiro has made it his duty to become Hanzo’s successor! But Hanzo’s world seems to go downhill fast once their home is broken into and some important books were discovered missing. Not wanting the old man to suffer any more than he has, Jiro decides to find Hanzo’s missing books. Jiro teams up with Luna, a white poodle, and they embark on a mission to retrieve Hanzo’s books from the thieves. What the two small dogs were not expecting was that these books contain the power of the Hakumoto Clan. What is even more surprising is that the thieves happened to be highly talented and trained ninjas. Jiro’s life is instantly turned upside down as secrets are revealed and someone from Jiro’s past might have come back into his’ and Hanzo’s life. Follow Jiro and Luna on their journey in “Ninja pug: Retrieving the Stolen Books.”

    Title: Play Ukulele Today! Level 1 Binding: Paperback Author: Tagliarino, Barrett Publisher: Hal Leonard Corporation

    A book that offers highly actionable ideas on how every Indian - from a child to a senior citizen can participate in nation building. Gender, age, education, socio economic status does not matter. You don't even have to be within the geographic borders of India. You can be anywhere on the planet and contribute towards making a positive difference in India.From food to environment to water to Swachh Bharat and many more aspects where we can make a positive difference to the country as we go about our daily lives.Stories of unsung heroes from across India will leave you enormously inspired. Citizens have shared their action ideas. The youngest contributor is 7.5 years. The oldest is 104 years.The author invites you to read, reflect and write your ideas and bring them to life with your actions. Inspire India with your actions. Get inspired by the actions of fellow citizens. Join the journey to be an #IndiaPositiveCitizen

    BRAND NEW, Exactly same ISBN as listed, Please double check ISBN carefully before ordering.

    Indeed, heading into the 2015 World Cup he had never finished the competition on his own terms.His autobiography tells of that redemption, and gets you up close and personal with one of the most celebrated sportsmen of our time.Threaded throughout the book is an intimate diary of his final year as a Crusader and All Black, during which he worked tirelessly to make one last run at that elusive goal: a World Cup victory achieved on the field.Dan Carter's autobiography is essential reading for all sports fans.

    It's a shady world and rumours abound. Then one day Hawkins receives a message that changes everything.An Indian bookie sends Hawkins texts of a 'script' for an alleged fix during the 2011 World Cup that even he finds too astonishing for words; he watches - along with an estimated television audience of one billion - as the match unfolds according to the script and decides it is time to expose the inner workings of match-fixing.Bookie Gambler Fixer Spy is a story featuring politicians, governing bodies, illegal bookmakers and powerless players - as well as corruption, intimidation and even murder. It is a story that touches all cricket-playing nations around the world. It is a story that every cricket fan must read. You may never watch a cricket match without suspicion...Ed Hawkins is an award-winning journalist. He has twice been named the Sports Journalists' Association's Sports Betting Writer of the Year. This is his second book.

    In this account of his life, the author has examined every detail of the driver's life - from his very earliest days to the last hours of his existence - as well as the lives of those he left behind.

    and he began to fight in a way the world had not seen before - not with weapons, and wild crowds, and words of hate, but with the power of non violence. This is the story of a man who become the Father of the Nation in his own country of India, and great leader for the whole world. [Word count 17,000]

    We need to begin with the ideas that informed Paul’s worldview and culture. Our goal is simple – to see things the way he saw them rather than the way we see them.· What if the whole idea of ‘original sin’ was never part of Paul’s thinking at all? · What if the idea that we are saved by faith in Christ, as Luther so strongly argued, was based on a mistranslation of Paul’s words, and even more seriously on a misunderstanding of Paul’s thinking? Was Luther – and Calvin who followed him – simply terribly wrong?‘The tragedy,’ writes Steve Chalke, ‘is that over the centuries the Church has time and again failed to communicate, or even to understand, the core of Paul’s message. Although Paul has often been presented as the champion of exclusion, he was the very opposite. He was the great includer; a revolutionary who saw a new inclusive world dawning and gave his life to help bring it in.’ Steve Chalke MBE is a Baptist minister, founder and leader of the Oasis Charitable Trust, and author of more than 50 books.

    Jill Colonna guides you simply yet precisely through each step in making perfect Parisian macarons every time. Stylish and fun, this colorful book contains 37 tried-and-tested macaron recipes plus well over a hundred mouth-watering photos.Classics contain rose or pistachio and also include a nut-free macaron. Be inspired with sticky toffee, chocolate-beetroot or pistachio-wasabi to giant coffee macarons with tiramisu cream. Stun your guests with mini Thai Green Curry Macarons, sensational either before or during dinner.Beverage pairings are suggested for each gluten-free macaron recipe, along with decorative ideas for weddings, children's parties, gifts plus many other tips.