But when they took $10k from their IRA they had a 50% tax increase. Why? When John died Judy’s income went down by 33% but her taxes went UP! Why? Isn’t interest on municipal bonds tax free? Then why did it cause John and Judy’s taxes to increase? When Judy took out $20k to take her daughter on a cruise it cost her $9,908 in taxes. Yet when Jane did the same it cost her nothing. And they both have $80k in total income. Why? When Bob took out $10,000 from his IRA his taxes tripled. Why? Why did Bob’s Medicare premiums nearly double when he took out an extra $10k from his IRA? When Jenny, a divorced gas station attendant making $35k a year inherited an IRA from her mom she lost 25% in Federal Taxes. Why? In this book we’re not only going to answer these questions but we’re also going to show you what you should be doing NOW to avoid the stealth tax increases retirees face but are ignorant of...until it's too late.

    

    Sarah Morgan’s only mistake? Finding it.The world holds its breath as the colossal asteroid 2011 AG5 hurtles towards the earth. As humanity is faced with extinction, archaeologist Sarah Morgan is in a race against time to uncover a secret that has been buried for millennia: that an advanced ancestor once populated the earth. As Sarah travels across the continents in search of the truth, she discovers there are those that will kill to protect this most ancient of secrets...Meanwhile, in a clandestine facility below the earth’s surface, Professor Steiner has been charged with overseeing the preservation of the human race. Steiner believes he is on schedule to deliver his task, but as the world is poised on the brink of destruction Steiner’s plans begin to unravel.That which has lain buried may yet prove to be their only hope…Dark Descent (Book 2)The journey begins...Plunged into darkness, the Earth’s surface is shrouded in dust from the impact of asteroid AG5.Whilst the cloud threatens to choke the very fabric of civilisation, Sarah Morgan is being held prisoner. In the depths of a subterranean facility, she has uncovered a deadly weapon; the truth behind the enormous structure buried beneath the Earth.Elsewhere, Professor Steiner and Robert Goodwin may be humanity’s greatest hope, but they must struggle against monumental adversity as an internal battle rages within the Global Meteor Response Council.Running out of luck, choices and time, all must fight to reclaim their chosen paths or watch those around them wither and die.Let There Be Light (Book 3)In the darkness, you can’t always trust the light...A year has passed since the cataclysmic impact of asteroid AG5. Whilst Earth’s survivors struggle against a devastating winter, the world’s finest assemble on the International Space Station for a covert mission that could change the course of civilisation.Back in the U.S., Former Director General Steiner is due to stand trial for masterminding heinous acts of terror. As calls for the death penalty gain momentum, those that sit in judgement are unaware that Steiner holds the key to the survival of the entire human race.Meanwhile, marooned in separate locations within the colossal underground realm known as ‘Sanctuary’, Sarah Morgan and Richard Goodwin are fighting for their lives to reach the surface. Unbeknownst to them, their shared purpose is about to awaken a terrifying denizen of the deep...

    

    This revolutionary device: Is Easy to Access Has Excellent Voice Quality Provides Superior Voice Recognition Handles Many Privacy Concerns Has Frequent Software Upgrades Offers Natural-Sounding Voices Allows for Cloud Processing Has Solid, Dependable Hardware What can this book do for you? Amazon Echo: Master Your Amazon Echo; User Guide and Manual teaches you how to use Alexa, how this feature is designed, and how to set it up. You'll learn about: The Body The Blue Light How to Use the Microphones Using Sensors Remote Control Functions Essential Setup Tips You'll find out how to Navigate the Echo and its App, Use the Echo Pen, and Activate your Echo with Voice Command and the remote control. You'll learn to use Bluetooth and connect other home devices to your Echo - including music services! Let Amazon Echo: Master Your Amazon Echo; User Guide and Manual take you by the hand and turn you into an Amazon Echo expert! Download your copy TODAY!

    As she calls on every ounce of strength she has to raise her two children and maintain the family farm in Boston, her brother, Dylan, voices his concern:This is too much for one woman alone. She should find a new husband.Far away in Iron Creek, stagecoach driver Nelson Gustavson is fighting his own loneliness and places an advert for a bride. As replies flood in, he begins to fear that he’ll have to settle for someone, or search hard to make a connection.That is, until he finds Bronwen’s letter, a blunt and honest reply that he feels compelled to respond to.As Bronwen and Nelson connect through their letters, she feels his warmth radiate through his honesty, but remembering the absence of her own father, she’s hesitant to get involved with someone whose work would keep him away from home.While she’s aware that her own work on the farm is keeping her away from her children, she begins to consider selling and takes her family to visit Nelson. Her feelings for him are strong, but she’s firm: This will be nothing more than friendship.But for Nelson, the connection between them is worth giving up everything for, and Bronwen has made waves in his life.Just as the future is starting to look hopeful, disaster hits Iron Creek, and Bronwen’s children could be in danger.Will the couple ever have a chance to explore the love burning between them, or are their newly entangled lives about to meet tragedy once again?The Stagecoach Driver’s Mail Order Family is a deep tale of love and connection. Will Nelson and Bronwen be able to give into their hearts’ desires, or is the harshness of reality about to knock them down again?Lose yourself on a journey of love, honesty, and deep connection: Scroll up and click “Add to Cart” right now.

    The Clans have made it to the Rock of the Ancients. Surrounded by the green abundance of their new world, they should feel safe now… But Attu and Rika are dreaming again. Fire surrounds Attu and he must paddle through it. And who is the mourning woman Rika sees? All the wisdom of the Seers can't stop Attu’s people from feeling that something very bad is about to happen. Have they reached the safety of land only to be threatened by something even more dangerous than ice bears and melting ocean? Blooded Ground is book two of the Clan of the Ice Mountains series, set in the prehistoric exciting world of Breakaway: Clan of the Ice Mountains.

    

    Now, Reno Carrigan is out to settle accounts. When Reno Carrigan’s young wife and sister-in-law are brutally murdered, and the local law will give him neither a badge nor a posse, Carrigan determines to pursue the murdering outlaws alone. Before he can gain a step on the desperados, however, he learns that they have found refuge in a hellish town where cruelty keeps the locals in line. It takes little time for Carrigan to decide that—whether he lives or dies dealing out justice—he’s going to make his enemies pay.

    She met him and fell in love quickly without hesitation. Their life together was perfect and a wedding was in their future. Extremely happy and deep in love with Bryan, Briana put her main focus on her life with him. Until secrets about Bryan’s other life was brought out into the open by an unexpected source. Blindsided by betrayal Briana finds out that Bryan isn’t who she thought he was. When Briana confronts Bryan about his lies and deceit, his reaction was not what she expected. Bryan’s dark side surfaced and he became someone that she didn’t know. She is faced with trying to figure out how to leave, but Bryan is not willing to let her go.

     Meadow Reese isn't just a mail order bride. She's an outlaw. Wanted for a crime she didn't commit, there's just one way for Meadow to protect her sisters. Run. But just because she runs doesn't mean she can hide. There's someone chasing her, and Meadow's not safe. Booker Hanson thinks he has the perfect bride. Caring for his two girls after his wife died has been hard, and he's grateful he's not alone anymore. But soon he realizes something's not right with Meadow. She's hiding something from him. Meadow's perfect. What could she be hiding? She knows she can't hide the truth forever… When someone shows up looking for her, Meadow knows it's time to go. But how can she leave the family she loves? Can she prove her innocence and earn redemption?

     Four lonely shifters looking for love while they battle a mysterious enemy. Trained to be protective guardians, their skills are intimidating and their desire to find a mate is unmatched. Tall, growly and ready to tear apart anything that threatens their fated one, these bears will stop at nothing as they fight the Agency for their lives, and those of the ones they love. Danger, betrayal and violence have been the hallmarks of their lives so far, but from here on out, their stubborn, no-nonsense mates will force them to temper that with love, passion and desire, forging them into the weapon that will lay their enemies low and stoke the fires of a love everlasting. Connor, Justin, Josh and Jared’s stories are all contained in this one convenient, low-priced bundle for your reading pleasure. Follow along as they fight for love, honor and life. Stories contained in this bundle: Bravo Bear Blackblood Bear Silverbullet Bear Kingpin Bear

    But even worse, she doesn't care. She blames God for taking her husband and has since lost her way in both her faith, and her community. But life must go on, and to support herself she makes and mends quilts for the Amish and Englishers alike. Living alone in an apartment above her shop, she works only to live and seemingly not much else as she feels the need to almost punish herself, and God, at the same time. But all that changes when Levi, himself a widow, comes into her shop to mend an old quilt as a surprise for his daughter's first child. He's immediately taken with Hannah. And as his job is repair and fixing broken things in his workshop, his trained eye spots a few problems around her home that could use some neighborly help. But his heart spots some problems, too. Yet Hannah doesn't want the help, or the attention. She resists, but Levi won't take no for an answer. He repeatedly shows up to work on things, trying to slowly chip away at her gruff exterior and win a smile, if not a friend. But Hannah is comfortable in her pain. She certainly has no time for friendships, let alone love. Yet God, and Levi, just might have other plans. Can two people find what they need in the other, when they both need it the most? A desire to mend against a desire to harbor old pains. Will love win out, in this sweet Amish Romance? Read this new book by Emma Maas to find out today...

    The heart he didn’t know he had broken and the love that he newly discovered… tarnished. He wants nothing more than to love Winter for the rest of his life, but did he wait too long? Is it too late? Keyton wants to have some type of normalcy in his life, but all he gets is a constant flow of chaos. The constant onslaught of attacks on him and his wife’s lives places him in a very dark place. All he has is Tori. She is all he wants so he has to protect her by all means, but she’s hiding something from him that will surely spin his world off its axis. LeMonte is confused. How can the one he once loved beyond life no longer hold the love that he desires in the depths of her eyes? Why can’t he feel it when she kisses him? Why do touches that used to come every minute now stretch too far for him to reach? He loves TaNia… always has, always will, but there is a very thin line between infatuation and love, and no clear way to determine if he’s crossed it. The purpose of love is to offer a certain level of comfort and protection, but with so many enemies in the shadows, those things are hard to come by. Your favorite couples are back with new foes, fresh drama, and renewed chaos. At the end of it all, who loses grips with love and who will be STILL TIED?