It is a direct result of bad choices made overtime that eventually turned into habits that masters you. Like a thermostat, once these habits are set, it becomes nearly impossible to break them without deliberate and intentional effort. 21 Habits of Highly Broke People dives into details on the habits that keeps people poor, and practical action steps you can take to break free from these habits. 21 Habits of Highly Broke People shows you: 1. How your choices about money is keeping you broke. 2. What the rich do differently from the poor. 3. How to break bad habits and replace them with positive habits.

    Future Luna? She was Damien’s mate! They were going to get married! Why on earth did Damien marry me? That young lady murmured some curses and left the room.Adeline ran towards me, “Are you ok, Lotus?”I could not answer her immediately. I had no clue that I would be facing something like that. That girl talked about my husband. They are getting married. I felt a little heart broke. But, again, why should it matter? Everyone knew how these treaty marriages worked.“Is that true? Is she the Luna?” I asked with a trembling voice.Adeline looked to her left and right and then came closer to me.“The fact is our alpha is mateless. We don’t think he intends to find his mate either. He is not made for a mate or marriage. He gets bored easily, and hence he changes his partner very frequently.”She almost whispered in my ear. “I heard that sometimes he takes multiple partners at a time just for fun!”She said even in a lower voice. “Cersei is his new partner, and she has lasted almost one month, where others lasted only for a couple of days.”

    Among the archives, he is surprised to also find the diaries of Ginny Farmer, a cinder maid.Excited by the fresh perspectives the documents offer, James immediately acquires them for his university.As he reads the diaries, it becomes apparent that Ginny was involved in a long-buried scandal. Enthralled by her tragic story and admiring her courage and resourcefulness, he sets about discovering her fate.The journals take him on a turbulent journey from a Bristol orphanage to the seedy underbelly of Georgian London. And as James delves deeper into Ginny’s shocking testimonies, the past soon begins to chime eerily with the present…

    Anxious to start a new life, Samantha decides to open up a business of her own, and throws herself into making the dream a reality. But along the way, there are plenty of obstacles popping up to make life a little more challenging than she expected - nosy neighbors and cranky in-laws, attractive men and pretentious sisters, a gossipy mother, mysterious hate mail, and ghosts from the past that threaten to destroy everything she's worked to achieve. And just when Sam thinks things couldn't possibly get worse, there's a murder on her property that the local detective seems mighty determined to pin on the newest resident of Peabody. Suddenly Sam is overwhelmed with troubles she never imagined, and she knows the only way to get through any of it is by keeping her sense of humor and trusting that God really does know exactly what He is doing.

    Minimalist Budget will help you to turn your bloated expenses into a well-toned budget, spending on exactly what you need and nothing else. This book presents solutions for two major problems in our consumer society: (1) how to downsize your cravings without having to sacrifice the fun stuff, and (2) how to whip your finances into shape and follow a personalized budget. This is not a get rich quick book. But I can promise day-by-day, month-by-month, you’ll budget better and become richer as a consequence. Regardless of how much your income is we’ll find a way to budget, save, and increase your net worth. Since my youth, I’ve had to live on a budget that ranged from $100 to $200 a month if I was lucky. Even though I never knew how much I would have the next month, I was always able to have enough for my essential expenses, personal pleasures, and savings. If you’re tired of the false and impossible-to-follow promises of “finance gurus,” try out my simple, straightforward, easy-to-stick-to methods. Improve your spending habits: • Incorporate minimalism into your finances • How to avoid becoming a minimalist consumerist • Learn the psychological traps that make you overspend • Control your compulsive spending habits Feel financially secure every day: • Learn about two A-Z budgeting methods and how to make them work for you • Learn ratio-based budgeting and fixed-amount budgeting • Discover the best budgeting software programs • Design a bulletproof savings strategy to get out of debt, be prepared for emergencies, and set yourself up for retirement Stop hating your financial life: • Learn how to set SMART financial goals • Increase your self-confidence with budgeting • 50 small budgeting tips Financial education is not part of our educational system. It is normal that we don’t know how to budget when we step into the craziness we call adulthood. But it is not normal to stay ignorant about a field of life that (like it or not) guarantees our material survival. Money management is an essential skill for everybody who earns, shops or consumes. If you follow the budgeting tips in this book, you’ll be able to keep track of your finances. You’ll clearly know where your money goes, where it comes from and where can you save. You won’t feel stressed of running out of money unexpectedly, you’ll clear yourself out of debts and have savings for bigger expenses like a vacation, new car or unexpected events. Leave money struggles for yesterday. Grab a copy of Minimalist Budget by hitting buy now in the top right corner of this page.

    The tropical island holiday after her beloved grandfather’s funeral was supposed to be balm for her soul, and not create more worry. When Dominic Richards moves back to his home town to take up a new job, the last person he expects to discover as his new assistant professor, is the beautiful woman he spent a memorable night with on a tropical island. Nic doesn't do forever but having Melissa around has him thinking maybe he could. But Melissa is not one bit interested… or is she? (Note: this is a revised and expanded edition of Holiday Affair originally published, 2012.)

     So you've been hearing about it, but what exactly is a Bullet Journal?  Well, simply put, a Bullet Journal is your ticket to a more organized, well-planned, and less stressful life!  In this book, I'll show you the super simple method of bullet journaling that is sure to change your life.  In this book, you will learn:   How to start a bullet journal Best practices for using your bullet journal effectively What to look for when purchasing a bullet journal notebook Tons of bullet journal ideas to unleash your creativity How to use your bullet journal to give meaning to your day This book will pay for itself by giving you the tools needed to take back control of your day, your life, and your sanity! Let's get started!  Buy Quick Guide to Starting a Bullet Journal today and take the first step to a more stress-free life!

    . .And maybe never as a human.Get ready . . . it’s time to unlearn and learn.A collection of musings that will have you reeling in a wave of emotion long after you are done reading, this powerhouse of work will make you smile, cry, go red in anger, nod your head in agreement and grasp the finer nuances of what it means to be her in today’s world.A SMALL BOOK OF BIG LEARNINGS.About the AuthorReecha Agarwal Goyal holds an MBA in marketing and finance from Loyola Institute of Business Administration, Chennai. She has worked as a Wealth Manager in one of the reputed MNCs for six months before getting married in Delhi. Literature has always fascinated her and she has an undying passion for words. She believes that it is her kids, Aanya and Ayansh, who have brought out the writer in her. They make her see this world in a whole new light. Pink Musings is her first book and she desires to spend her entire life reading, writing and travelling.

    Betrayed. Banished.Fifteen hundred years is a long time to wait to get revenge. The Fae know how to nurse a grudge, and now they have returned to England to claim their rightful place.This boxset collects the complete trilogy of 'The Wrath of the Fae,' with each book following three fae princes as they journey to break their curses and find their fated mates.Includes 'Kiss of the Blood Prince,' 'Heart of the Winter Prince,' 'Wings of the Night Prince,' and a sneak peek of the upcoming series based on Egyptian gods, 'Gods of the Duat.'

    She listened with disbelief to her husband, Chris, a respected pastor, confess to pornography addiction, numerous affairs, and the startling news that a woman was pregnant with his child.With raw honesty and intimate knowledge of pain and of God’s power to resurrect something new out of the debris of betrayal, Cindy reveals how to:seek guidance, counseling, and prayer support when deceptions surfacehelp the family heal from the grief and humiliationrebuild trust after porn, sex, and other addictions undermine a relationshipprotect a marriage from lies and unfaithfulnessrely on God to pursue forgiveness and move forward in new promisesCindy’s compassion, grasp of God’s Word, and the Bealls’ remarkable story will help wives and husbands trust God with their broken hearts and follow His leading, hope, and redemption.Foreword by Craig Groeschel, bestselling author and senior pastor of LifeChurch.tv.

    

    It seemed that this marriage had a price to pay. She had never contacted him and he had forgotten all about her existence. He had never thought that he would have a baby with his one-night-only wife. Would their son bind them together? See for yourself!

    Zion Holiness Church. Feisty Natalia Freemon is the "head" of the crew. Rebellious and outspoken, she has no problems challenging the church status quo. Years later however, her loss of faith will tragically impact her life. Michelle Hanks, a country girl from a hardworking farm family is the peacemaker and "soul" of the crew. Although struggling with self-confidence she is wise beyond her years and can't wait to escape the farm life and find success; even if it costs her soul. Missy Jones, the "heart" of the crew, has the face of an angel and a voice sent from heaven. A pastor's daughter raised in the church, Missy loves the ministry and her place in it. But the flesh is tempting, especially when it comes in the form of sexy church musician and Mt. Zion playboy Tommy. In spite of her dedication to the word, Missy falls hard for Tommy, and then falls out of favor with the church. Trapped in a cycle of relationship abuse, Missy's world is falling apart until Beanie, a reformed stick-up man turned Deacon, shows her real love. But when tragedy strikes, Missy is torn between the truth, that could jeopardize every-thing she loves, or a lie that could be her damnation. These three best friends drift away from each other and the church but come back together through spiritual downfall, relationship crises, drug addiction, and even murder. Can the crew survive the drama involved in That Church Life?

     When his roommate forced Elliot to find a job, he applied for the secretarial position at Bethel Community Church. But, in a case of mistaken identity, the ranking church officer thought Elliot was the perfect candidate for the open pastoral position. He must become a pastor in a hurry because the church is falling apart. The church needed a jolt and Elliot needed a job. Find out what happens when a novice minister finds himself in the driver’s seat of a church? Will the church find their perfect pastor, or will they send him packing?

    Ed., MANAGE and Allied Agricu