Whether you are a rookie or an established Broker, this is the guide you need to lay the foundations for long-term success. Author Dustan Woodhouse has packed this book with dozens of tips and lessons gleaned from personal experience processing over 1,300 mortgage files and taking in over 2,000 applications verbally. You'll learn... - The old-school piece of technology that's every broker's best friend - How to have a complete application built by the time the very first phone call ends - When smart brokers decide to walk away from a file - Where to invest your marketing dollars (and where you'd just be throwing that money away) - How to trade cold-calling for warm-calling - How the "paycheque mentality" can sink your business, and what to do about it Every step, every tip, every process is aimed at building long-term relationships with clients and referral partners alike. It's all designed to get you to the holy grail of a referral-only business. Your mantra? Get the application. Here's how to do it.

    Please note this book only contains two words and is entirely satire.

    I've never seen anything close to his work…”—Eddie Yuen, co-editor of Confronting Capitalism“From Belfast to the Bronx and Chiapas to Kurdistan, Ramor Ryan has shown a lifelong commitment to social justice, a questioning mind and an ability to incorporate historical currents into his work.”—Mick McCaughan, Latin American Correspondent to the Irish TimesAn epic debut, Ramor Ryan’s nonfiction tales read like Che Guevara’s The Motorcycle Diaries crossed with Hunter S. Thompson’s wit and flair for the impossible. A shrewd political thinker and philosopher with a knack for ingratiating himself into the thick of any social situation, Ryan has been there and lived to tell about it.As much an adventure story as an unofficial chronicle of modern global resistance movements, Clandestines spirits the reader across the globe, carefully weaving the narrative through illicit encounters and public bacchanals. From the teeming squats of mid-90’s East Berlin, to intrigue in the Zapatista Autonomous Zone, a Croatian Rainbow Gathering on the heels of the G8 protests in Genoa, mutiny on the high seas, the quixotic ambitions of a Kurdish guerilla camp, the contradictions of Cuba, and the neo-liberal nightmare of post-war(s) Central America we see everywhere a world in flux, struggling to be reborn.Ramor Ryan is a rebellious rover and Irish exile who makes his home between New York City and Chiapas.

    To some, the numbers of Modi's victory came as something of a surprise; for others, the BJP's triumph was a vindication of their belief in the government and its policies. Irrespective of one's political standpoint, one thing was beyond dispute: this was a landmark verdict, one that deserved to be reported and analysed with intelligence - and without bias. Rajdeep Sardesai's new book, 2019: How Modi Won India, does just that. What was it that gave Modi an edge over the opposition for the second time in five years? How was the BJP able to trounce its rivals in states that were once Congress bastions? What was the core issue in the election: a development agenda or national pride? As he relives the excitement of the many twists and turns that took place over the last five years, culminating in the 2019 election results, Rajdeep helps the reader make sense of the contours and characteristics of a rapidly changing India, its politics and its newsmakers. If the 2014 elections changed India, 2019 may well have defined what 'new India' is likely to be all about. 2019: How Modi Won India takes a look at that fascinating story, which is still developing.

    A lively, idiosyncratic, witty look at what is at the heart of our political process by a man who has crossed over from observer to activist, to become one of our newest members of parliament.

    However, over the following eight years, he exposed gross incompetence and corruption within An Garda Siochána. It ranged from a violent criminal being free to murder, to country-wide corruption in the policing of road safety.Along the way he paid a terrible price, enduring vilification, bullying and harassment by forces who wanted to silence him and his inconvenient truths. Worse still were the rumours of an extreme nature, which had a devastating effect on his whole family.McCabe's actions ultimately led to some of the biggest reforms of An Garda Siochána since the foundation of the state, caused major political upheaval, and culminated in a Tribunal established in 2017, to examine whether there had been a smear campaign against him within the force.A Force For Justice reveals the story behind the scenes, of one man struggling to survive in the most challenging of circumstances. It is a dramatic account of a garda sergeant's journey from a rural outpost into the heart of the Irish political and legal system.

    We conservatives have truth and rationality and logic on our side. We just need to remind ourselves why we are right, and we need that reminder delivered in a way that’s not a lecture, not a history lesson, and not a complicated political diatribe.” If you think all conservatives are old white dudes, think again. Meet the Chicks on the Right (if you haven’t already). Everyone loves to tell them they’re wrong. Everyone. Liberals say they’re wrong because, well, they’re conservative. Conservatives tell them they’re wrong because they are not conservative enough. Or because they’re too conservative. Or because they’re the wrong kind of conservative. With all the blame flying around, it’s easy to lose sight of one important thing: They think like you. And they are right. It’s right to revere the Constitution. It’s right to value personal responsibility, economic liberty, and free enterprise. It’s right to think that political correctness is crap, and it’s right to call out the mainstream media for bias. And it’s right to laugh at the so-called War on Women and to stand up for the unborn. As they do every day on their blog and radio show, Miriam Weaver and Amy Jo Clark offer a definitive response to critics on the right and the left, and a cheerfully snarky pep talk for likeminded conservatives. On the one hand, they are tired of the media’s portrayal of conservatives as repressed sticks-in-the-mud; on the other hand, they are sick of GOP leaders who play right into that stereotype. With humor and insight, Mock and Daisy, as the Chicks are known on their blog, explain why:Capitalism is a good thing—success and the money that comes with it are nothing to be ashamed of! First Amendment protections extend to all Americans, not just those with whom we agree. Americans have a constitutional right to things that go pew-pew-pew. Skin color is irrelevant. It makes sense to be pro-life and pro-Plan B. The Chicks offer suggestions for a conservative makeover that will realign the GOP with the regular folks who are frustrated with uptight and clueless politicians. But they also show why conservatism makes sense for everyone, especially those who love their country, their families, God, rock and roll, and a well-made cocktail (not necessarily in that order).

    coercion ... intimidation. Sounds like a movie review of The Godfather, but unfortunately we're talking about your federal government. So says bestselling author David Freddoso. In Gangster Government: Barack Obama and the New Washington Thugocracy, Freddoso exposes how the Obama administration bears a closer resemblance to the mob than to a government of the people, by the people, and for the people. Laying bare the backdoor deals, threats, and pay-to-play schemes Obama uses to push his policies on unsuspecting voters, Gangster Government proves that Obama is more concerned with protecting his friends and punishing his enemies than doing right by the American public. In this shocking book, Freddoso reveals: who really benefited from the auto industry bailout and the stimulus package (it wasn't the car companies or the American people); how Obama and his EPA cronies are setting up a protection racket to control fossil fuels; why trial lawyers will benefit from Obamacare more than anyone else; and much more. Controversial and compelling, Gangster Government reveals an administration that is so corrupt, it would make Al Capone blush.

    His Labour government introduced sweeping new legislation that unchained the country from its old conservative bonds, established the world's first nuclear free state and let loose a free market economic agenda that radically transformed the country. It was a rapid climb to the very top for the overweight doctor's son from working class South Auckland. As leader during the final years of the Cold War he confronted the agendas of Ronald Reagan and Margaret Thatcher, and lived through the political upheavals of the fall of the Soviet Union, post-apartheid South Africa and Rajiv Ghandi's India. Along the way he memorably defeated the Reverend Jerry Falwell in a famous Oxford Union debate about the morality and sanity of the nuclear arms race, and negotiated the aftermath of the tragic bombing of the Rainbow Warrior by French agents in Auckland harbour.

    Generally most the history textbooks on India cover events that from pre-historic times till the country gained independence from foreign rule, but this one takes the reader into the reality that lies hidden in the recent times.This was the era that has witnessed laying of the foundation of Indian democracy, where the fledging nation has survived several brutal attacks in the name of religion, caste, class and language. Historian Ramachandra Guha digs out a lot of facts and figures to explain the struggle and pain that the world’s largest democracy has suffered after independence. He has also mentioned much details about some major protests and conflicts that haunted India after the British administrators left the country.Besides the negative turn of historical events, the book also records many of the accomplishments that the nation has made which does make every Indian proud. Even after having faced numerous terror attacks, conflicts and controversial issues, the republic of India has survived and remains united post-independence. The book presents some famous personalities in a very different light, when describing their personal and their political lives. Moreover, Guha also does mentions some lesser-known personalities from among tribals, workers and peasants who have played a major role in making India what it is today.The book is a result of extensive research and the lucid narration makes it an interesting to read that is easy to understand and relate to. Translator Sushant Jha has maintained the original crux of the text in this translated edition and has not attempted to overshadow what the author has actually explained in the original English version.

    Despite coalition compromises, he has turned out to be more radical than Margaret Thatcher. She privatised industries. But he planned to dismantle the welfare state itself - starting with the NHS. The cuts signalled an assault on Britain's post-war social settlement. Children, young people and the poor are bearing the brunt. Social welfare, police, council services, housing and legal aid are under fierce attack. Will it succeed? Writing with their trademark incisiveness and wit, Toynbee and Walker report how a party that failed to win a Commons majority has still been devastatingly effective. Blending analysis and statistics with moving human stories from Sydenham to Sheffield, Cameron's Coup argues that Britain is becoming meaner and harsher. The pressing question now is whether these changes are irrevocable.

    And because Geoff Norcott is so funny, it unfortunately means I can't dismiss his views entirely. It's so important to have a friend you can disagree with but still admire and Geoff can be that friend to you!' - Katherine Ryan "I've always thought the benefit of having batsh*t parents is it increases the chance of you growing up funny. It's certainly worked for Geoff Norcott." - David Baddiel 'Voting Conservative is like buying a James Blunt album: loads of people have done it, but weirdly you never meet them ...' Comedian Geoff Norcott should have been Labour through and through. He grew up on a council estate, both of his parents were disabled, and his Dad was a Union man. So, how was it that he grew up to vote Tory? In this courageously honest and provocative memoir, Geoff unpicks his working-class upbringing and his political journey from left to right. Raised by a fierce matriarch and a maverick father on a South London council estate where they filmed scenes for The Bill, Geoff spends his youth attempting to put out kitchen fires with aerosols and leaping in and out of industrial skips. But as he reaches adolescence, his political views begin to be influenced by major events including the early 90s recession, the credit crunch, and a chance encounter with Conservative PM John Major. As an adult, Geoff begins to have the gnawing feeling that the values and traditions he grew up with no longer match Labour's. And, as Brexit appears, he feels even more like a double agent operating behind enemy lines. Written with warmth, wit and often laugh-out-loud humour, Where Did I Go Right? is Geoff's attempt to understand why he ended up voting 'for the bad guys', and why blue-collared conservatism could be here to stay. Praise for Geoff Norcott: 'A mature, sharp take on modern politics' - The Sunday Times 'Gently abrasive, but that's what makes him so entertaining... with a sharp, self-knowing wit' - The Times 'Geoff Norcott genuinely has something original to say' - New European 'A refreshingly brilliant new comedic voice' - Spectator 'Norcott is an out-and-out rebel' - ExpressReviewWHERE DID I GO RIGHT? is sharp, considered, insightful, and helped me make sense of 'the other side'. And because Geoff Norcott is so funny, it unfortunately means I can't dismiss his views entirely. It's so important to have a friend you can disagree with but still admire and Geoff can be that friend to you! ― Katherine RyanBook DescriptionGeoff Norcott's colourful memoir of growing up Labour, but now voting Tory.About the AuthorComedian and writer Geoff Norcott is well known for his regular appearances on BBC2's The Mash Report, BBC1's Mock The Week, and Radio 4's The News Quiz. In 2019, he fronted his own BBC2 documentary How The Middle Class Ruined Britain and he has four Radio 4 specials to his name, one of which won the BBC Radio Award for Best Comedy Production. A satirical commentator in many national newspapers, Geoff has also been profiled in The Times and t he Guardian. He lives with his wife and son in Cambridgeshire.

    This claim is not only false, but its presence in the debate is an insult to science." With these words, the authors begin a detailed analysis of one of the most controversial topics of the day. The authors make a compelling case against claims of a scientific consensus. The purported proof of such a consensus consists of sloppy research by nonscientists, college students, and a highly partisan Australian blogger. Surveys of climate scientists, even those heavily biased in favor of climate alarmism, find extensive disagreement on the underlying science and doubts about its reliability. The authors point to four reasons why scientists disagree about global warming: a conflict among scientists in different and often competing disciplines; fundamental scientific uncertainties concerning how the global climate responds to the human presence; failure of the United Nations Intergovernmental Panel on Climate Change (IPCC) to provide objective guidance to the complex science; and bias among researchers. The authors offer a succinct summary of the real science of climate change based on their previously published comprehensive review of climate science in a volume titled Climate Change Reconsidered II: Physical Science. They recommend that policymakers resist pressure from lobby groups to silence scientists who question the authority of the IPCC to claim to speak for climate science. More than 50,000 copies of the first edition were sold or given away in five months to elected officials, civic and business leaders, scientists, and other opinion leaders. The response from the science community and experts on climate change has been overwhelmingly positive. To meet demand for more copies, we have produced this second revised edition. Changes include a foreword by Marita Noon, at the time executive director of Energy Makes America Great, Inc. Some of the discussion in Chapter 1 has been revised and expanded thanks to feedback from readers of the first edition. Graphs in Chapters 4, 5, and 6 are now full color, and new graphs have been added.

    In many ways, his rise, fall, and rise again is an iconic story: a young American politician of vaunting ambition, aiming for nothing less than the presidency. Building on his father's political success, a first run for governor in 2002 led to a stinging defeat, and a painful, public divorce from Kerry Kennedy, scion of another political dynasty, Cuomo had to come back from seeming political death and reinvent himself. He did so, brilliantly, by becoming New York's attorney general, and compiling a record that focused on public corruption. In winning the governorship in 2010, he promised to clean up America's most corrupt legislature. He is blunt and combative, the antithesis of the glad-handing, blow-dried senator or governor who tries to please one and all. He's also proven he can make his legislature work, alternately charming and arm-twisting his colleagues with a talent for political strategy reminiscent of President Lyndon Johnson. Political pundits tend to agree that for Cuomo, a run for the White House is not a question of whether, but when.