Rich By Retirement gives simple, low-cost investment advice that's tailored for the Singaporean market and for Singaporean investors. It'll help you get started with investing - in Singapore and in overseas markets; you'll learn how to save and invest for the long term; and you'll even have some fun along the way. Here's what you'll learn: * How to start an emergency fund to cover those unexpected expenses; * Whether you really need all those insurance policies; * How to invest in Singapore without paying high costs; * How to buy into overseas markets and diversify your investments; * How to turn your first investments into an investment that'll last the rest of your life; * How to spot - and avoid! - an investment scam; * And ten simple rules for investing for the long term. Rich By Retirement is friendly and easy to follow, so you can read it and put the investment strategies into action straight away. It's written for the regular investor, so anyone can use its advice, whether you're a new investor or already well-off. And the book explains why you're doing what you're doing; you get more than just a strategy, you'll learn how and why it works.

    And so she joins a wagon caravan, leaving behind the cold streets of Virginia to forge a new life as a mail order bride in California. The trail is long and dangerous, but with the help of Mr. Jackson, the caravan’s scout, they make their way through the western wilds. However, when her baby girl falls ill, Beth fears that once again she will lose someone she loves. Suddenly, Jackson becomes more than a scout. He is Beth’s only hope—and he has also made his way into her heart. A heart that is promised to another. But love will find us, wherever we are, and Christmas is a time for wishes to come true.

    Gain powers. Unleash Goddesses. The locket that James got for his crush was supposed to be a present - but after opening it he accidentally unleashed a pair of ancient gods, reigniting a battle that has been centuries in the making. Now he's taken on their powers, and the only way to stop a terrible evil from laying waste to humanity is to team up with an ancient consortium of goddesses who have two things on their mind; stopping evil and satisfying James. Luckily for James, he's got time for both. Warning: This story involves violence, monsters, an enchanted axe, two goddesses that the main character gladly satisfies, cross-dimensional travel, roof-jumping, embarrassment, library shelves toppling like dominos, and security guards generally having a bad time.

    Did you know that there are one million earthworms in an acre of soil, or that an average American eats 10 pounds of marshmallows in a year? Did you know that the act of yawning and stretching at the same time is known as pandiculation?These facts, and hundreds more in a wide variety of subjects including history, science, sports, music and more, make Hmm...I Did Not Know That a must read for trivia buffs and fact fanatics.

    Swenson, MD, author of the best-selling book Margin, helps us understand the dangers of living in a fast-paced world and gives us hope for recovering a foundational sense of equilibrium.Dr. Swenson offers not only important organizing principles for making sense of our priorities but also scores of practical tips for finding rest and contentment in a world that emphasizes materialism and busyness. His advice is grounded in the daily realities we all experience, but his wisdom has been honed by the big-picture perspective of an exhaustive study of the stresses of modern life.Let Dr. Swenson be your gentle guide for reaching a new stage of personal balance. Want to use the book in a group? See the free online discussion guide below.

    Dr. Kevin Leman knows even married people have lots of questions about sex, but sometimes they feel too embarrassed to ask or don't know where to turn for the best answers. For all those questions readers couldn't imagine asking their pastor or even their close friends, Dr. Leman is ready with open ears and expert advice. Often asked about sex and intimacy as he speaks and travels, he bets that some of those questions are the ones readers want answered too. With his trademark humor and wit, he offers frank answers to the burning questions all of us have about sex. Covering such topics as God's original intentions for sex, body image, attraction, expectations, sex drive, sex after children arrive, and much, much more, Turn Up the Heat is comprehensive in scope and just what the doctor ordered. Readers will not only get the answers they crave but plenty of the hearty chuckles they expect from Leman. Perfect for newlyweds or couples who have been married for years.

    Your great-grandmother would be amazed to learn that toilet training has become one of Mom's greatest sources of anxiety and frustration during her child's early years. To Great-Grandma, it was no worse than teaching her child to use a spoon. Rosemond does not write from the perspective of a psychologist, but with the common sense and authority derived from 30 years of counseling parents, and from his two children and seven grandchildren, some of whom he helped toilet train. He advises an old-fashioned approach to toilet training that would have earned Grandma's stamp of approval. This book is helpful, revealing, and funny. Best of all, the method works! Thousands of parents have used it to discover how easy toilet training can be. With his trademark parents-take-control style, Rosemond covers everything from the basic how-to and troubleshooting issues to successful testimonies and proper encouragement. His straightforward and no-nonsense advice utilizes simple steps with proven results. No arguing, bribing, or cajoling necessary. It helps parents avoid common toilet-training mistakes, and leads the way to a diaper-free household.

    Since her wedding is still a few weeks away, she sets off to get an abortion. Her journey takes her through all the layers of the large city, through the wealth and poverty and the kidnappings and robberies of early 1960s Bogotá.

     Steel's First Temper: Jill "Reaper" Repeth must complete a tough rescue mission on a Meme asteroid base while beginning to train a new protégé, Joseph "Bull" ben Tauros. A Hotter Forge: Bull and Reaper are assigned to capture one of the Pure Race, but a Blend throws a monkey wrench into their plan, forcing them into a no-win battle. What Price Humanity? Vincent "Vango" Markis awakes to find himself blind and helpless. Soon it become apparent that he and his fellow pilots are trapped in a situation with no choices and only one way out. A slightly shorter version was previously published in Jerry Pournelle's anthology There Will Be War X. Plague Wars: Decade One - The Eden Plague - Reaper's Run - Skull's Shadows - Eden's Exodus - Apocalypse Austin - Nearest Night Plague Wars: Alien Invasion - The Demon Plagues - The Reaper Plague - The Orion Plague - Cyborg Strike - Comes the Destroyer - Forge and Steel Plague Wars: Stellar Conquest - First Conquest - Desolator - Tactics of Conquest - Conquest of Earth - Conquest and Empire

    You can sell off your possessions, but the Franklin and Holloway families come to realize that it is the people you love and who love you that are important. Meet Henry Franklin, a deceitful, self-centered man, who will stop at nothing to get what he wants. It is his greed that almost destroys his family and ultimately leads to the first yard sale. As the story unfolds, you will come to love the wit and humor of Lou Jean, the caring nature of Anna, whose dedication to her husband and family create a need for a yard sale. Colleen is the third generation forced to make the ultimate decision to sell off all of her possessions. Along the way, you will encounter an array of interesting characters that help to enrich the story. Each chapter will bring you closer into their lives and you will remember them long after you read the last page.

    Now Rivals James the Dom 'Bought a Virgin' at auction, then shared her with his friend of years, Michael. However, both men have fallen for her. Will their friendship survive the rivalry this causes? A BDSM Ménage Erotic Romance Explicit Adult content: For mature readers only This Box Set contains the following previously published books Part Five – Rivals Part Six – Lovers Part Seven – Masters Part Eight – Dominants Total Approx 76,000 words

    A PERFECT LIFE. A PAST THAT IS ABOUT TO DESTROY THEM.A young married couple's lives are thrown into turmoil when a schoolfriend from the husband's past reveals a devastating secret that has remained buried for more than seventeen years.Melanie and Gareth Sayer and their daughter, Georgie, are making a new start. But it's not always good to start again in a place you left behind — not when it’s a place where old scores are waiting to be settled. The picturesque village of Pencarew on the Pembrokeshire coast hides bitter resentments and jealousies . . . it is a place seething with unfinished business.How well do you know the people you share your life with?Melanie is about to find out.

    The first change will be in his diet, and from now on puss is obliged to eat vegetables instead of his beloved cat food. But things get complicated and, unwittingly, Marmalade ends up in India in the Ashram of a well-known guru together with his companion in misfortune Fluffy the pussycat. After many adventures they return to their native land after being abducted by a UFO and end up triumphing on the small screen, because, as the authors conclude, "If you like happy endings, this is the book for you"

    DS Amy Hornby becomes romantically involved with Spencer, but inwardly suspects he may be a serial killer. Her estranged father, a notorious London crime lord complicates matters by becoming embroiled in a personal vendetta against the brothers. This psychological thriller journeys to London, Gambia, Mauritius, Algarve, the Caribbean, and Mexico, before a thrilling finale in Scotland. Frightening, absorbing, complex, and a guaranteed page-turner, this book will remain with you long after you have read it.

    Fern, married and the mother of three boys takes us into her modern middle-class suburban Long Island world where one day she gets the "Big Idea" to learn the Chinese tile game called mah jongg. Weekly games provide the setting for deep-seeded friendships to form around the mah jongg table. These Monday gatherings become a source of support and strength for Fern as her husband is diagnosed with cancer. Fear, insecurity and potential heart-wrenching loss become challenges she must overcome. The author weaves the themes of destiny, faith, friendship, time and love throughout the story. Fern takes us on her journey around the mah jongg table, eastward to the seaport town of Greenport and through her husband's battle with cancer as she relies on faith, friendship and her personal relationship with God. Read this heartwarming story about the wonderful things that can happen when five women are destined to come together to play an old Chinese game, sitting around a table with 152 tiles, dice and a mah jongg card. Love always; love all ways, for time has no guarantees.