Whether you are a rookie or an established Broker, this is the guide you need to lay the foundations for long-term success. Author Dustan Woodhouse has packed this book with dozens of tips and lessons gleaned from personal experience processing over 1,300 mortgage files and taking in over 2,000 applications verbally. You'll learn... - The old-school piece of technology that's every broker's best friend - How to have a complete application built by the time the very first phone call ends - When smart brokers decide to walk away from a file - Where to invest your marketing dollars (and where you'd just be throwing that money away) - How to trade cold-calling for warm-calling - How the "paycheque mentality" can sink your business, and what to do about it Every step, every tip, every process is aimed at building long-term relationships with clients and referral partners alike. It's all designed to get you to the holy grail of a referral-only business. Your mantra? Get the application. Here's how to do it.

    In the London office my new boss Victor tells me I shall be working in a regional office - and he wants me to drive there. I am to deliver Victor's shiny Jaguar: his pride and joy. The office is in Calcutta. This all sounds like fun to me. A month long holiday. How bad can that be I think and decide to invite my friend Douglas to come along for the ride. This will be a road trip to die for I tell him. Victor's P.A. Shirley is the all seeing eye. Nothing gets past here. I have to report in on my progress at key points on the route. Shirley is going to be watching me. 'If you so much as scratch it you're dead.' I laugh, what could possibly go wrong....? well just about everything. We were OK up till Trieste; then a goat got in the car - after that it was downhill all the way to Calcutta.

    The text provides a thorough, how-to explanation of each of the steps of the design process--from initial contact with the client to a completed master plan. The text's numerous illustrations and useful case study examples offer a rich learning experience for students. Whether you are just starting your design career or are a current practitioner, this valuable resource is sure to enhance your skills and knowledge.

    This latest book gives you a precise regimen for self-treatment along with extensive information on other resources now available to you.

    A book that offers highly actionable ideas on how every Indian - from a child to a senior citizen can participate in nation building. Gender, age, education, socio economic status does not matter. You don't even have to be within the geographic borders of India. You can be anywhere on the planet and contribute towards making a positive difference in India.From food to environment to water to Swachh Bharat and many more aspects where we can make a positive difference to the country as we go about our daily lives.Stories of unsung heroes from across India will leave you enormously inspired. Citizens have shared their action ideas. The youngest contributor is 7.5 years. The oldest is 104 years.The author invites you to read, reflect and write your ideas and bring them to life with your actions. Inspire India with your actions. Get inspired by the actions of fellow citizens. Join the journey to be an #IndiaPositiveCitizen

    Beautiful, affordable and - if you know how - easy to care for, they're a short cut to creating brighter, calmer, more relaxing spaces in the home and office.In Prick, cactus and succulent expert Gynelle Leon gives you all the knowledge you need to help your plants thrive in a simple, easy-to-understand way. Featuring: A plant gallery, showcasing the many weird and wonderful varieties A chapter of styling ideas to show off your plants A care guide to help your cacti and succulents flourish As an RHS-award-winning plant photographer and founder of London's only shop dedicated to cacti and succulents, Gynelle is the perfect guide on your path to cactus know-how.

    If you find yourself procrastinating, too busy to get your most important work done, or not sure how to get started, something needs to change before it’s too late. You’re only going to live for a set number of years, and once your time is up you won’t be able to check off your bucket list, accomplish that important goal, or achieve your dreams. So how can you possibly be too busy to get the most important things in life done? If you’re honest with yourself, you probably have a seemingly endless list of excuses—too busy, too tired, too… But deep down, there is a nagging feeling that something’s wrong, and you know you could be further along in your work than you are now—if only you just did what you knew you needed to do. The truth is life is complex, there will always be more work to do, and nothing you can do will change that. What you can do is learn a better system for dealing with life’s complexity so you can handle it well. That means you’ll finally be able to get your most important work done faster and easier than ever before. This book is for you if … You’re overwhelmed, overworked, and wanting more from life You’re under-achieving and under-delivering on your promises to yourself and others You’re tired of your own excuses because you know you can do better You want more freedom, more income, and more impact You have important work to do before you leave this world And most importantly… You’re up for the challenge of achieving your biggest goals in life! My Big Promise I believe you could be at least 10 times more successful than you currently are. All you need to make this huge leap in productivity is to pay attention to what really matters, stay focused on your most important project, and stop wasting time working in the weeds (you know, those things you do that aren’t getting you where you want to go in life). I believe you have greatness within you. You have an important message to share and many lives to change. Once you get rid of those ineffective working habits, excuses for holding back, and annoying voices in your head, you’ll be free to achieve your biggest goals and projects in life fearlessly—faster than you ever thought possible. Today Can be the Day That Everything Changes for You This book is designed to get you results in your business and life by giving you the systems, tools, and mindset you need to bring your biggest ideas and most important projects to life in 21 days or less. By reading and applying the principles you’re about to learn, you’ll be able to: Start Projects you’ve been putting off Finish projects you’ve started but stalled on Ship your work (get it out of your head, off your laptop, and into the world where it’s meant to be) Make more money (by completing projects that add massive value to the world) And 10x your productivity… …in 21 Day

    These are smart concepts you'll grasp in a single glance and brief caption: shortcuts and quick pick-me-ups, artful displays, visual tricks that create a sense of space, “sneaky” storage to clear the clutter, and simple DIY projects (like crafting a bed canopy with ready-made curtains). All the suggestions are practical, pretty, and easy to implement.

     With no skills and very limited knowledge they built a life in the middle of nowhere by reading how-to books and doing things the hard way. In this lighthearted memoir they face the challenges of constructing their own home, providing their own water and electricity, and learning to live with the wildlife, including their few, but eccentric neighbors. This ten year journey from soft city dwellers to independent and self sufficient country bumpkins includes accidents, adventures, misadventures, how-not-to’s and blood, sweat and tears. Their relationship evolves, as together they discover an immensely satisfying and totally new way of living life—off the grid.

    The Modern-Day Pioneer celebrates these forgotten joys by showing you how to incorporate basic skills and living into your everyday life. Whether you're interested in growing your own fruits and vegetables, raising chickens for meat or eggs, crafting delicious meals from scratch, or creating and mending your own clothes and quilts, this book makes it easy to live a healthier and more sustainable life in the twenty-first century.Filled with step-by-step instructions and homegrown inspiration, you'll wonder how you ever lived without the sweet taste of locally harvested honey or the refreshing scent of homemade lavender soap.

    And yet there is still another; namely, growing them for sale in the various prepared forms and selling them in glass or tin receptacles in the neighborhood or by advertising in the household magazines. There surely is a market, and a profitable one if rightly managed. And with right management and profit is to come desire to have improved varieties. Such varieties can be developed at least as readily as the wonderful modern chrysanthemum has been developed from an insignificant[...].

    Many of us begin our twenties burdened with college loan payments, and it's not unusual to end them with even more debt, often in the form of a costly home mortgage. In this debt-bracketed decade, it's crucial to develop solid money-management skills that will see you into your thirties in sound financial shape. The more you learn about saving, budgeting, and other money matters during your twenties, the more solid a foundation you can create--a foundation that will support your financial life for the next seventy years! In this lively and fun book, personal finance expert Peter Dunn offers practical tips and strategies created specifically to address the financial concerns and goals of readers in their twenties. Learn to master the challenges of this crucial decade with YOUR MONEY LIFE: YOUR 20s.

    The Unofficial Guide to Walt Disney World explains how Disney World works and how to use that knowledge to make every minute and every dollar of your vacation count. With advice that is direct, prescriptive, and detailed, it takes the guesswork out of travel by unambiguously rating and ranking everything from hotels, restaurants, and attractions to rental car companies. With an Unofficial Guide, you know what’s available in every category, from the best to the worst and step-by-step detailed plans allow the reader to make the most of their time at Disney World.

    Society tells us that if we just looked a certain way, if we had the right products, if we were skinny enough, then we would be enough—we would have value. Society is wrong, but it took Katie H. Willcox years to understand this:“Over the course of my 30 short years, I have both worked as a professional model and been the exact opposite of our culture’s beauty ideal. I have struggled with my weight and felt like I didn’t and never would fit in. Then I had a powerful realization: my misery and self-loathing didn’t change with my weight or how ‘pretty’ society thought I was, so my looks weren’t the source of happiness and worth that I had believed them to be. But then, what was? And how had I come to invest so much of myself in beliefs that were so untrue?”In these pages, Katie shares the lessons she learned in her journey to find the answers to these questions. She reveals who gains from our feeling small and why we need to examine the messages we receive from our culture and our families. She explains how we can redefine beauty, make healthy the new “skinny,” and harness the power of our thoughts to choose self-love. Katie encourages us to discover our true magnificent selves, find our purpose, and pursue our dreams—and help others to do the same.Join the movement! Visit www.HealthyIsTheNewSkinny.com and follow us on Instagram @healthyisthenewskinny.