Whether you are a rookie or an established Broker, this is the guide you need to lay the foundations for long-term success. Author Dustan Woodhouse has packed this book with dozens of tips and lessons gleaned from personal experience processing over 1,300 mortgage files and taking in over 2,000 applications verbally. You'll learn... - The old-school piece of technology that's every broker's best friend - How to have a complete application built by the time the very first phone call ends - When smart brokers decide to walk away from a file - Where to invest your marketing dollars (and where you'd just be throwing that money away) - How to trade cold-calling for warm-calling - How the "paycheque mentality" can sink your business, and what to do about it Every step, every tip, every process is aimed at building long-term relationships with clients and referral partners alike. It's all designed to get you to the holy grail of a referral-only business. Your mantra? Get the application. Here's how to do it.

    

    As a member of the Nolan sisters, Coleen Nolan was born into the spotlight and has stayed there ever since. She has now become one of the nation's favourite TV presenters and is used to newspapers and magazines claiming to have the inside story of her private life. In No Regrets Coleen finally reveals the truth of what really happened during the last few rollercoaster years, truly the worst of her life. Whilst it's certainly been a traumatic time for the whole family, Coleen is a survivor. First and foremost, she is a mum and is determined to hold her family together. The Nolans finally put aside their infamous feud to rally round their beloved sister Bernie, who tragically lost her fight with cancer on the 4th of July last year, aged just 52. In this memoir, Coleen movingly describes her struggle to deal with the emotional scars that come from losing someone so close and the effect it has had on her own life. In this incredibly candid memoir, Coleen writes with raw honesty about her family troubles, her career highs and lows, and her struggle with her body image. In recent years, Coleen has found herself in both a plastic surgeon's office looking at a £20,000 bill to 'fix her face' and at a breast cancer clinic asking for the removal of her healthy breasts to avoid becoming the fourth sister in the family to be struck down by cancer. Wonderfully warm and moving, and brilliantly funny and honest, No Regrets will take you from laughter to tears and back again as you share in Coleen's very personal journey.

    In the London office my new boss Victor tells me I shall be working in a regional office - and he wants me to drive there. I am to deliver Victor's shiny Jaguar: his pride and joy. The office is in Calcutta. This all sounds like fun to me. A month long holiday. How bad can that be I think and decide to invite my friend Douglas to come along for the ride. This will be a road trip to die for I tell him. Victor's P.A. Shirley is the all seeing eye. Nothing gets past here. I have to report in on my progress at key points on the route. Shirley is going to be watching me. 'If you so much as scratch it you're dead.' I laugh, what could possibly go wrong....? well just about everything. We were OK up till Trieste; then a goat got in the car - after that it was downhill all the way to Calcutta.

    A book that offers highly actionable ideas on how every Indian - from a child to a senior citizen can participate in nation building. Gender, age, education, socio economic status does not matter. You don't even have to be within the geographic borders of India. You can be anywhere on the planet and contribute towards making a positive difference in India.From food to environment to water to Swachh Bharat and many more aspects where we can make a positive difference to the country as we go about our daily lives.Stories of unsung heroes from across India will leave you enormously inspired. Citizens have shared their action ideas. The youngest contributor is 7.5 years. The oldest is 104 years.The author invites you to read, reflect and write your ideas and bring them to life with your actions. Inspire India with your actions. Get inspired by the actions of fellow citizens. Join the journey to be an #IndiaPositiveCitizen

    It's a hard-bound, 898-page, full-color feast for the senses. Completists will get lost in thousands of freshly-manicured setlists, song histories, and charts. Prose junkies will binge on hundreds of evocative show reviews and fan stories. Photophiles will gape at 128 pages of dazzling Phish photography - most of which has never been published. And poster collectors, get ready: The Phish Companion's eight chapters are anchored by stunning original works from Welker, Masthay, Helton, and more - each of whom was commissioned to freely interpret a period of Phish. No need to wait in line before "doors" for this art. If that's not enough, the net proceeds of your purchase will benefit music education programs via grants from The Mockingbird Foundation. We firmly believe that music is not extracurricular, and we have seen first-hand how your generosity changes lives. Yes, the Phish story is one of epic sweep, but it's also personal. It's about the feeling that overtakes you when the lights go down and the roar comes up. Feel the feeling, right at your fingertips. Read The Book.

    

     Imagine canning a whole moose. One thousand pounds of meat, critical to survival through the brutal winter on an island in Alaska. And doing it in a home with no electricity, no plumbing, and no refrigeration. For the Wards, this is just another ordinary task in an environment that can be unforgiving of mistakes but immensely rewarding to those willing to embrace the work of creating a home in a harsh but beautiful land. In this sequel, Sam and Bonnie are thriving, building getaway cabins and continuing to joyfully tackle life on a remote, isolated island on Skilak Lake, where williwaw winds can whip up suddenly and without warning, and wicked storms can blow for weeks. In an era before cell phones and internet, their ability to communicate with the rest of the world, accessible only by boat or plane, is at the whim of the temperamental lake. Then, just as they are about to achieve a new dream, one of the largest man-made, environmental disasters strikes, altering their lives and threatening their livelihood and idyllic life. Will the love and devotion between Bonnie and Sam be enough for them to survive, or will Alaska finally win? From the awe-inspiring beauty of the Northern Lights, to terrifying accidents and strangers, to a Christmas miracle, this is a testament of courage and inspiration to anyone born with a wild longing in their hearts. Through sorrows and joys, love and loss, God’s hand is always present in their lives as Bonnie shares her chronicle of faith, survival, and beauty in an untamed land few others will ever know.

    It’s currently practiced by more than 480 million people all across the globe. While countless religions have been abandoned through the centuries, the insights and practices of Buddhism are still carried on today in every corner of the world. In this beginner’s guide, we will provide the basic outlines of the understanding of the world that informs Buddhist practice. Key concepts and terms will be introduced one by one. In this way, it will be easier to grasp the way Buddhists see the world and the nature of human existence. This is vital to learn if you aim to walk the path yourself. Understanding key concepts – enlightenment, true self, the nature of reality, and the causes of suffering – are fundamental to guiding meditation practice and a Buddhist way of life. During the course of this book we will explore: Siddhartha Gautama & the Origin of Buddhism The Nature Of A “Buddha” Buddhism Today The Sutras Dharma & “The Four Reliances” The Kalama Discourse The Abhidharma The Thee Major Buddhist Traditions The Three Marks of Existence & The Four Noble Truths Buddhist Cosmology The Five Skandhas The Three Poisons & The Three Jewels Meditation & Mindfulness Buddhism In Everyday Life And more! Download now, and venture onto a road of great discovery and inner peace.

    The book opens with Leaf Fielding's arrest in a pre-dawn police raid and ends five years later with his release from jail.The narrative moves back and forth between the harsh world of prison and his previous life - from a childhood at a brutal boarding school onto undergraduate days and his LSD epiphany in the summer of love, 1967.Acid transformed him in an instant from nerdy scholar to footloose freak. His ten years of adventures in the hippie underground gave the title to this book - a quote from a Bob Dylan song - they also took him across Europe, to the Andes, to Indochina and on to the edge of the known universe. They also led inexorably to his downfall.

    In 1969, in the wake of the violence surrounding the civil rights movement, Wilkie left the South and vowed never to live there again. But after traveling the world as a reporter, he returned in 1993, drawn by a deep-rooted affinity with the territory of his youth. Here, he endeavors to make sense of the enormous changes that have convulsed the South for more than four decades. Through vivid recollections of landmark events, Dixie becomes both a striking eyewitness account of history and an unconventional tale of redemption full of beauty, humor, and pathos.

    Our culture once rewarded independence; now it rewards victimhood. Parents once taught their kids how to fend for themselves; now, any parent who tries may get a visit from the police.In Not a Day Care, Dr. Everett Piper, president of Oklahoma Wesleyan University and author of the viral essay, "This Is Not a Day Care. It's a University!," takes a hard look at what's happening around the country--including the demand for "safe spaces" and trigger warnings at universities like Yale, Brandeis, and Oberlin--and digs in his heels against the sad and dangerous infantilization of the American spirit.

    What really happened to Natalie Wood aboard The Splendor that cold November night? Was Jayne Mansfield really decapitated? Just how decadent were the days of the silent movies? Maybe you think you've heard it all? Trust me, you haven't! Chock full of new details, shocking photos and even a segment on haunted Hollywood, you've never seen a book quite like Tragic Hollywood. Read about the unbelievable thing that happened to Errol Flynn AFTER he was dead. Find out why Sharon Tate is said to haunt her Cielo Drive Neighborhood to this day. You will not be able to put this book down! These stories are delivered with a wit and poignant observation that will leave you saying "WOW"

    If you’re looking for the outer orbits of America, come to Florida, and if you seek the Sunshine State’s funky-drumbeat fringe, you can do no better than Lynn Waddell.”—Tim Dorsey, New York Times best-selling author “Waddell takes readers to Florida’s wild side, where strippers, swingers, bikers, exotic animals, and carnies enjoy sun-kissed lives in America’s strangest state.”?Trevor Aaronson, author of The Terror Factory: Inside the FBI’s Manufactured War on Terrorism “Lynn Waddell’s riveting you-are-there reporting lives at the intersection where Florida’s wacky subcultures and seamy undersides meet up. When you read this book, make sure you’re standing over carpet—that way you won’t hurt your jaw from dropping it so many times.”—Craig Pittman, author of The Scent of Scandal: Greed, Betrayal, and the World’s Most Beautiful Orchid “A fast, fascinating read. Waddell delivers ten surprising subcultures you might not dare visit on your own.”?Lyn Millner, Florida Gulf Coast UniversityFlorida has a titillating underbelly that few tourists ever see. Beyond the theme parks and the beaches lies a periphery most residents know about but—out of decorum or discomfort?prefer not to discuss. In Fringe Florida, Lynn Waddell explores the exotic, sensational, and sometimes illicit worlds of the oddest state in the nation.Waddell takes the reader on a colorful journey to meet the most unconventional of Floridians in unbelievable and spectacular places. At Fetish Con, she befriends furries and pony girls. She travels to Cassadaga, the oldest active Spiritualist community in the South, where trained mediums converse with the dead, and to the Holy Land Experience theme park in Orlando, where one can eat a hot dog while watching a reenactment of the Crucifixion. She interviews the founder of the Leather & Lace Motorcycle Club, a Daytona Beach-area grandmother who hosts the club’s annual gathering, welcoming scores of lady bikers to camp out on the lawn of her subdivision home. At an Animal Amnesty Day outside Busch Gardens, Waddell meets exotic reptile owners who give up their beloved-but no-longer-manageable pets and others who vie to take home the cast-offs.If you’ve ever wanted to parade around on a pimped-out swamp buggy amidst a couple thousand beer-swigging mud boggers or fall asleep with a python hissing in your ear, been tempted to bring a Capuchin monkey in a stroller to a Little League game, or contemplated sitting on the beach waiting to be picked up by a UFO but couldn’t quite bring yourself to such extremes, Fringe Florida is for you.

    For the first month, you're only going to be aday's drive from Melbourne. If it was me, I'd get her across the Nullarbor quick smart so she can'tnick off home.' When Lorna Hendry, her husband James and young kids left Melbourne on a one-year trip around Australia in a 4WD with a camper trailer (having only been camping once before they left), they ignored all advice and drove across the Nullarbor and up the west coast of Australia . They may have been travelling the wrong way around Australia, but it was the best decision they ever made. Lorna returned to Melbourne three years later, having crossed deserts and rivers, taken ill-advisedshort cuts in the most remote areas of the country, stood on the western edge and the northern tip of the country, stumbled onto its geographic centre, and lived in remote communities in Western Australia.Wrong Way Round is a story about four people who had to get out of the city to become a family. It's about this beautiful and harsh country. And it's about the adventures that you can have if you step outside of your door and turn left instead of right.