Let’s have you destroy your debt. Let’s have you be rid of it forever. That’s exactly what this 80/20 guide is going to give you—a sure-fire, bulletproof, tried and true method for destroying your debt. Debt, in almost any form, is lame. Nope, “lame” is probably not a strong enough word for it. Debt is a burden. Debt’s a drain. It’s a mood killer. It’s a relationship strainer. It’s a cash flow crusher. Sheesh. It takes the fun out of just about everything. Sure, you’ll hear fancy-pants people tell you about “good” debt and “bad” debt and the like. They’ll discuss fancy terms like “opportunity cost” or the value of using “OPM” (other people’s money, and if you didn’t know what OPM meant, bless you). They may even use another three-letter acronym like “ROI” when they’re talking about how you can leverage debt and get a better return on your investment. Well, we’re not talking about capitalization of a multi-conglomerate business. We’re talking about your personal finances. And when it comes to personal finances, debt is a draining, mood-killing, cash flow-crushing burden—and it’s lame. Heck, debt collectors, big banks, attorneys ... they all make debt personal. So I think it’s safe to say that your debt belongs right square in the middle of what we’d call your personal finance. Yes, let’s make this very personal. Let’s talk about how you got into this mess of debt, where you want to go, and how you’ll get there. And, true to our 80/20 guide form, I’ll tell you everything you need to know and do as quickly as possible. Unless I see a good opportunity for a joke, where I’ll drag it out just a bit longer.

    Jackie Walters hasn’t seen. And now, in her new book, the widely-adored OB-GYN invites you to put your feet in the stirrups and investigate. Whether she’s covering libido, contraceptives, labiaplasty, or fertility, Dr. Jackie educates readers with her characteristic grace and pragmatism. Both funny and informative, she brings you on a quest through the female reproductive system—answering all the burning (and itching, and smelling…) questions you’ve always been afraid to ask.Dr. Jackie knows that every woman is different, and she’s designed a reading experience that’s tailor-made for each individual. After taking a fun quiz to uncover your own vaginal personality (V.P.), you'll embark upon an eye-opening journey of self-discovery. Are you a Mary Jane, a Sanctified Snatch, or a Notorious V.A.G.? What’s the shape of your vaginal flower—rosebud, tulip, or carnation? Dr. Jackie reveals the answer and doles out advice so personal you’ll feel like you’re in the office talking to her.For every time you've been draped in a paper gown and too embarrassed to ask that question, Dr. Jackie has you covered. Her book is a woman's guide to self-awareness that will educate, entertain, and empower others to achieve vaginal liberation. It's a must-read for anyone who owns (or loves) a vagina.

    You are reading the right book. Through this book, you will know why you need to declutter, what are the obstacles you may encounter when removing clutters at home and in your life. Through this book, you will know why you need to declutter, what are the obstacles you may encounter when removing clutters at home and in your life. You will able to understand and solve your clutter problems successfully. Apply these strategies into action! I would be very happy if you will be able to declutter your home effectively. I understand how busy you may be and how difficult it is for you to start cleaning your house. Simply thinking where to put something, or whether or not to throw it can be very frustrating. Nothing to worry, I got you covered. This book is designed to help you gain control of your life by controlling and eliminating your clutter. It will guide you do simple habits that may help you declutter your things without the pain of doing it. Strategies here are so simple, easy and enjoyable. If applied properly, I can promise that within a few weeks or months your house will be clean and organized. The end goal is not to only clean your house but to also make you feel lighter and happier. What you’ll learn in this book: -what is clutter -why you need to declutter -things holding you back from decluttering -the significant difference between organizing and decluttering -benefits of decluttering -questions to ask yourself when dealing with clutter -step in decluttering -how to make a habit of decluttering ***Get this book now for the special promotion price of $2.99! Regularly priced at $4.99.*** Scroll to the top of the page and select the buy button. tags: organizing home, house cleaning hacks, diy household hacks, minimalist living, tyding up, declutter your life, decluttering and organizing, cleaning and organizing hacks, cleaning your house, housekeeping, becoming minimalist, maximize home, maximize life, managing your time, keep house clean, decluttering strategies, Home Organization For A Stress Free Life, art of minimalist living,

     Do you want to turn your passion into passive income streams? Yes, you can get paid and do, teach what you love! Do you want to build an online teaching business with little to no investment up front? Do you want to become an entrepreneur? Do you want to work from home? If you’ve answered “yes” to even one of these questions then reading this eBook may turn out to be the best decision you’ve made this year!The ultimate purpose of this training (eBook, PDF files, 3 in-depth video sessions) is to teach you how to create products for your online teaching in a form of video courses. Howdy,My name is Vladimir Raykov.I’m a best-selling online instructor teaching over 12000 students and 20 online courses. I’m also the creator of STEP-BY-STEP TO YOUR FIRST 1000 STUDENTS program. During the last year, I’ve been gathering the best techniques for creating an online course and I’ve put them into this free training that is intended especially for beginners. I will completely reveal the exact 3-Step System for producing high-quality courses that I used to reach 5 figures for my online teaching business, doing it part-time and without spending money on advertising.HERE IS JUST A FRACTION OF WHAT YOU WILL LEARN FROM MY EBOOK AND FREE VIDEO TRAINING• Top 7 reasons why you should create an online course that generates income.• Top 7 (costly) mistakes beginner online instructors make and how to avoid them.• The 3-Step System for producing online courses with the velocity of light.• The top 4 mega-niches which are responsible for over 80% of the revenue generated by online instructors.• How to structure and organize your course. More specifically, how to make an outline for your course and the most effective internal structure of ALL your lectures.• All the tools (software) you will need to create products for your online teaching business of an utmost quality.• 6 Steps of a lecture creation.• The exact technical specifications for your video lectures.• The microphone I use to record crystal clear audio files.• How to get a professionally designed thumbnail for your course for free.• How to write a winning title for your course – basic copywriting skills part 1.• How to write a winning description for your course – basic copywriting skills part 2.• The best platforms to launch your course as a self-published instructor and their business models. • And much, much more!THE BEST PART• You don’t need to have a website.• You don’t have to pay for advertising.• You don’t have to FILM yourself. • You don’t have to be a technical savvy.• You don’t have to worry about video hosting. • You don’t have to have a higher academic degree.

    Stretch the resources of your small backyard garden further than ever before, without devoting hundreds of hours to canning! This informative and inspiring guide shows you not only how to construct your own root cellar, but how to best use the earth’s naturally cool, stable temperature as an energy-saving way to store nearly 100 varieties of perishable fruits and vegetables.

    After he had a panic attack on live television, he went on a strange and circuitous journey that ultimately led him to become one of meditation’s most vocal public proponents.Here’s what he’s fixated on now: Science suggests that meditation can lower blood pressure, mitigate depression and anxiety, and literally rewire key parts of the brain, among numerous other benefits. And yet there are millions of people who want to meditate but aren’t actually practicing. What’s holding them back?In this guide to mindfulness and meditation for beginners and experienced meditators alike, Harris and his friend Jeff Warren, a masterful teacher and “Meditation MacGyver,” embark on a cross-country quest to tackle the myths, misconceptions, and self-deceptions that stop people from meditating. They rent a rock-star tour bus (whose previous occupants were Parliament Funkadelic) and travel across eighteen states, talking to scores of would-be meditators—including parents, military cadets, police officers, and even a few celebrities. They create a taxonomy of the most common issues (“I suck at this,” “I don’t have the time,” etc.) and offer up science-based life hacks to help people overcome them.The book is filled with game-changing and deeply practical meditation instructions. Amid it all unspools the strange and hilarious story of what happens when a congenitally sarcastic, type-A journalist and a groovy Canadian mystic embark on an epic road trip into America’s neurotic underbelly, as well as their own.

    

    With humor, empathy, and a year's worth of simple solutions, Melissa will show you how to forget rigid rules andidentify personal and home goals each monthclear out clutter to welcome in what best serves your familyorganize everything from your dishes to your kids with easepersonalize routines and new habits to simplify your lifeboost motivation with a "clean enough" planAlong the way, you'll make room for more contentment and laughter as you stop striving for a perfect home and start shaping a home that is perfect for you.

    "Budget" brings to mind rationing, a kind of money diet. If you're like many people, budgeting is something you do with a kind of deflated spirit: budgeting means bargain bin quality and the sad sense that what you want is going to be just out of reach. This book will try a different approach to budgeting all together. It's a pity that the idea of living within one's means should be experienced as such a deficit - this book will try to show that when you apply the principles of minimalism to budgeting, you are neither in a state of self-denial or trying to survive a financial scrape. In fact, a minimalist budget is a particular approach to abundance and fulfillment that may seem counter-intuitive to most. This book will offer an expanded notion of what it means to budget. We'll look at how money is not the only resource that needs to be managed, and a "life budget" that acknowledges your emotional, behavioral, social and even spiritual capital is more likely to lead to smarter decisions. We'll explore shopping and spending habits, identify problem areas, think about debt and make achievable goals for home, work and more. We'll look at concrete ways to put some of these principles into action, and look at resources that will keep you focused and motivated. At the same time, this book is also about the philosophy of minimalism, not thriftiness. If you can pair your budget plan with a more nuanced understanding of your relationship with money and how it ties into how you want to live, the changes you make will be more authentic and longer lasting. Minimalism is not about doing with less than you need. Rather, it's about finding what you need and fulfilling that need exactly, without excess. It's a subtle and easily overlooked point: to have exactly enough is not suffering. Budgeting is therefore about understanding what you need to have enough, and how best you can allocate your resources to that end. Life is short. Money and material things can make our time on this earth better, and they can help us move closer to what we find meaningful and worthwhile. But they are not meaningful and worthwhile in themselves. Money is a tool and how we spend it is an expression of our values and what we think is important. How much would you pay for peace of mind and the calm you get from knowing you are living well? How much of your life do you give away when you work? Of all your expenses, have you remembered to include the time you waste stressing about money? These may seem like vague or overly philosophical questions, but they get to the root of how we earn, spend and think of money. Once we understand these roots, our efforts to save here and there not only become easier, they become more meaningful. Here's What You'll Learn After Reading This Book: A deeper understanding of what makes for a long-lasting budgetIdentifying the core: time and valuePractical money-saving tips in areas such as food, clothes, health, home, cleaning, children, debt and financesHow to set goals that best match your personal budgetHow to put everything you've learned into practice and make your own personal budget, from week one to six months and beyondAnd much more!

    Mike has the unique ability to communicate important truths in an easy-to-understand, highly-inspirational way. This book will motivate you to simplify life and focus on what's most important.”-Joshua Becker (blogger at becomingminimalist.com and bestselling author of Simplify and Living with Less)Simpler is a book about decluttering our lives and focusing on the most important things. It's a book about priorities. Life can get complicated, but we don't have to surrender to the whirlwind circumstances in which we find ourselves! We can choose to live differently.Your life may not be simple, but it can be simpl...er!Every person who reads this book, including you, can take steps today to declutter their life and begin to focus on what's most important to them.Table of ContentsIntroductionPart One: A Case for a Simpler Life1- Are you too busy?2- Minimalism Defined 3- What's Most Important...To You?4- The Other Side of Complexity5- A Less Traveled RoadPart Two: Practical Tips for Decluttering6- A Tool You Can't Live Without 7- Declutter Your Mind8- Declutter Your Schedule9- Declutter Your Email Inbox10- Declutter Your Bookshelf11- Declutter Your Paperwork12- Declutter Your Home & Workspaces13- Declutter Your Relationships14- Drastic Measures What's Next?

    Do you ever feel caught in an endless cycle of working harder and longer to get more while enjoying life less? The Stewart family did—and they decided to make a radical change. Popular Catholic blogger and podcaster Haley Stewart explains how a year-long internship on a sustainable farm changed her family’s life for the better, allowing them to live gospel values more intentionally.When Haley Stewart married her bee-keeping sweetheart, Daniel, they dreamed of a life centered on home and family. But as the children arrived and Daniel was forced to work longer hours at a job he liked less and less, they dared to break free from the unending cycle of getting more yet feeling unfufilled. They sold their Florida home and retreated to Texas to live on a farm with a compost toilet and 650 square feet of space for a family of five. Surprisingly, they found that they had never been happier.In The Grace of Enough, Stewart shares essential elements of intentional Christian living that her family discovered during that extraordinary year on the farm and that they continue to practice today. You, too, will be inspired to:live simplyoffer hospitalityrevive food culture and the family tablereconnect with the landnurture communityprioritize beautydevelop a sense of wonderbe intentional about technologyseek authentic intimacycenter life around home, family, and relationshipsDrawing from Pope Francis’s encyclical on the environment, Laudato Si’, Stewart identifies elements of Catholic social teaching that will enhance your life and create a ripple effect of grace to help you overcome the effects of today’s “throwaway” culture and experience a deeper satisfaction and stronger faith.

    And let’s be honest: no one is going to ask Martha Stewart what to do when your boyfriend barfs in your handbag.   Thankfully, Jolie Kerr has both staggering cleaning knowledge and a sense of humor. With signature sass and straight talk, Jolie takes on questions ranging from the basic—how do I use a mop? —to the esoteric—what should I do when bottles of homebrewed ginger beer explode in my kitchen? My Boyfriend Barfed in My Handbag proves that even the most nightmarish cleaning conundrums can be solved with a smile, the right supplies, and a little music.

    Now Maxwell Gillingham-Ryan, frequent makeover expert on HGTV’s Mission: Organization and Small Spaces, Big Style, shares the do-it-yourself strategies that have enabled his clients and fans to transform their apartments into well-organized, beautiful places that suit their style and budget. Week by week, Apartment Therapy will guide you to treat common problems, eliminate clutter, and revamp even the tiniest space. Here is an eight-step process that includes:A therapeutic questionnaire to help you get in touch with your personal taste and diagnose your home’s physical, emotional, and energy flow issuesA prescription with recommendations for each room based on your needs and lifestyle–including tips on how to use color, lighting, and accessories A treatment plan, including regular maintenance schedules to ensure the ongoing health of your spaceIllustrations of floor plans and decorative examples that allow you to visualize concepts before you beginWith surprising ease and without elaborate professional help, Apartment Therapy will help you clear a path through disorder and indecision–to reveal a home you’ll love.

     What she found was about a dozen tried and true financial habits the Amish have employed for generations that will make your cash last longer and help you build wealth.  Craker provides tips to...use it up, wear it out, make do, or do withoutrethink your gift givingrepurpose, recycle, and reuseeat like royalty for a peasant's pittanceEndorsements:Packed with practical, simple, and smart money saving ideas and teeming with great insight into the sensible Amish ways, Money Secrets of the Amishwill entertain you with stories and retrain your brain to be the savvy money saver you always dreamed you could be.  --Beth Wiseman, best-selling author of Plain Promise and Seek Me With All Your HeartSometimes touching, sometimes humorous and always helpful, author Lorilee Craker pulls us into the family rooms of the Amish and shows us how they make ends meet. Story after story illustrates savvy money management: trading for goods and services, shopping for bargains, living with less, avoiding debt, curbing the desire to impress others. And Craker’s journalistic bent provides plenty of takeaway value for the non-Amish. A very worthwhile read whether your bank account is bursting or busting.  --Suzanne Woods Fisher, author of Amish Peace: Simple Wisdom for a Complicated World and Lancaster County Secrets (Revell)This book is like an Amish basement shelf loaded with Mason jars full of Plain money wisdom.  Self-confessed “Fancy” gal Lorilee Craker rolls up her sleeves and cracks them open one-by-one, figuring out how to fit Amish principles to a non-Amish life.  She succeeds, and so can you—read Money Secrets of the Amish and add weight to your wallet.  --Erik Wesner, amishamerica.com; author ofSuccess Made Simple: An Inside Look at Why Amish Businesses ThriveMoney Secrets of the Amish is a practical, doable guide, and it's such fun to read.  Lorilee's voice is as engaging and lively as ever, and the wisdom she shares from the Amish community is both inspiring and instructive. I just finished the last page, and my mind is buzzing with all sorts of ways to waste less, want less, and spend less.  --Shauna Niequist, author of Cold Tangerines and BittersweetLorilee inspires and impacts your everyday life with this marvelous little read. From buttons to bakery you suddenly realize this conversation is not about just pinching a few pennies but about transforming how we view our everyday lives. I applaud Lorilee for asking the hard questions and pressing in to find honest answers. Forget the mall, kick back and soak up the delicious wisdom of a life well lived. Thank you Lorilee for shaping my everyday!  --Tracey Bianchi, author of Green MamaMoney Secrets of the Amish isn’t so much about making money; it’s about family, discipline, and redefining what wealthy means. This is a great read that helps us all to see more clearly what’s really valuable in our lives.  --Jeff McMahon, award-nominated musician and national director/runner with the Team McGraw endurance program

    And then they wonder how that one storefront grew into an e-commerce business, and from there into a global movement to Knit the World Together. In Move the Needle, Shelley shares stories from her life to show that you can pursue your life's passions--both personal and professional--no matter how quirky or impossible they may seem to everyone around you.Whether you are an entrenched or aspiring entrepreneur, or have a passion that just won't let you go, Shelley shares lessons from her journey that reveal how to:- Put your passion first and make your creative side hustle your main gig - Recognize the true value of creativity and experimentation - Have hope against all odds - Surround yourself with supportive people - Cut ties with those who weigh you down - Believe in the power of your weird, impossible dream!In Move the Needle, Shelley invites you to embrace your passion and hold space for your seemingly improbable (but totally possible) goals, dreams, and purpose.