Mehrsa Baradaran examines how a significant portion of the population, deserted by banks, is forced to wander through a Wild West of payday lenders and check-cashing services to cover emergency expenses and pay for necessities all thanks to deregulation that began in the 1970s and continues decades later.In an age of corporate megabanks with trillions of dollars in assets, it is easy to forget that America s banking system was originally created as a public service. Banks have always relied on credit from the federal government, provided on favorable terms so that they could issue low-interest loans. But as banks grew in size and political influence, they shed their social contract with the American people, demanding to be treated as a private industry free from any public-serving responsibility. They abandoned less profitable, low-income customers in favor of wealthier clients and high-yield investments. Fringe lenders stepped in to fill the void. This two-tier banking system has become even more unequal since the 2008 financial crisis.Baradaran proposes a solution: reenlisting the U.S. Post Office in its historic function of providing bank services. The post office played an important but largely forgotten role in the creation of American democracy, and it could be deployed again to level the field of financial opportunity."

    Those who knew him well would never have imagined that, as a young man, he’d be adrift with few prospects and plotting to rob a bank. But he did, committing five armed bank robberies before being apprehended. Serving ten years in federal prison, Shon feared his life was over. He wasn’t sure if he could survive a cell block, but he was determined to try. Hopwood pumped-up in the prison gym to defend himself and earned respect on the basketball court. He reconnected with the girl of his dreams from high school through letters and prison visits; and, crucially, he talked his way into a job in the prison law library. Hopwood slowly taught himself criminal law and began to help fellow inmates rather than himself. He wrote one petition to the Supreme Court, which was chosen to be heard from over 7,000 other petitions submitted by the greater legal community that year. The Justices voted 9-0 in favor of Hopwood’s petition when the case was finally heard. What might have been considered luck by some, was dispelled when a second petition from him was selected to be heard by the Supreme Court. He didn’t grasp it yet, but Shon’s legal work was the start of a new life. Shon works on policy reform, and he is a cofounder of PrisonProfessors.com. He strives to improve outcomes of America’s prison system, and he tells his amazing story in Law Man.

    Rather, it is a late and localized product of very specific historical conditions, which required great transformations in social relations and in the human interaction with nature.This new edition is substantially revised and expanded, with extensive new material on imperialism, anti-Eurocentric history, capitalism and the nation-state, and the differences between capitalism and non-capitalist commerce. The author traces links between the origin of capitalism and contemporary conditions such as globalization, ecological degradation, and the current agricultural crisis.

    Every developed nation in the world at one time went through the transformation from predominantly informal, extralegal ownership to a formal, unified legal property system. In the West we've forgotten that creating this system is also what allowed people everywhere to leverage property into wealth. This persuasive book will revolutionize our understanding of capital and point the way to a major transformation of the world economy.

    On January 20, 2001--George W. Bush's first Inauguration Day--he hit rock bottom, waking up in the psych ward. Written with captivating honesty, Beckel chronicles how his addictions nearly killed him until he found help in an unexpected ally, conservative Cal Thomas, who helped him find faith, get sober, and get his life back on track.

    They have greatly increased the life-expectancy of those of us who live in "advanced" countries, but they have destabilized society, have made life unfulfilling, have subjected human beings to indignities, have led to widespread psychological suffering (in the Third World to physical suffering as well) and have inflicted severe damage on the natural world. The continued development of technology will worsen the situation. It will certainly subject human beings to greater indignities and inflict greater damage on the natural world, it will probably lead to greater social disruption and psychological suffering, and it may lead to increased physical suffering even in "advanced" countries.

    It may appear that — with immigration questions, airport and border restrictions, debate about common currency and talk of private health clinics — we are drifting inevitably towards a greater political and philosophical alliance with the United States. The implication is that we share their values. As Canadians, we have long defined ourselves as “not Americans.” We cherish our differences from our powerful neighbour but, as the United States grows ever more dominant on the world stage, can we hope to hold on to our national identity? Are we fated to become Americans in a generation or two? In Fire and Ice, Michael Adams challenges the myth of inevitability that has led us to believe our Canadian way of life is doomed to extinction. Drawing upon a decade of never-before released pulse-taking from both sides of the border, he reveals that Canada and the United States are not coming together, but are diverging in significant ways. From the vehicles we buy to the deference we pay to authority, Canadians prove to be firmly separate in their attitudes and opinions.If you have ever wondered whether Canada can survive and prosper as a distinct society in an era of globalization and dizzying technological change, Fire and Ice provides fascinating evidence that the cultural divergence between our country and the United States will continue for years to come.

    E.P. Thompson shows how the working class took part in its own making & recreates the whole life experience of people who suffered loss of status & freedom, who underwent degradation & who yet created a culture & political consciousness of great vitality. "Thompson's book has been called controversial, but perhaps only because so many have forgotten how explosive England was during the Regency & the early reign of Victoria. Without any reservation, The Making of the English Working Class is the most important study of those days since the classic work of the Hammonds."--Commentary "Mr Thompson's deeply human imagination & controlled passion help us to recapture the agonies, heroisms & illusions of the working class as it made itself. No one interested in the history of the English people should fail to read his book."--Times Literary Supplement

    Most economists would agree that a thriving economy is synonymous with GDP growth. The more we produce and consume, the higher our living standard and the more resources available to the public. This means that our current era, in which growth has slowed substantially from its postwar highs, has raised alarm bells. But should it? Is growth actually the best way to measure economic success—and does our slowdown indicate economic problems? The counterintuitive answer Dietrich Vollrath offers is: No. Looking at the same facts as other economists, he offers a radically different interpretation. Rather than a sign of economic failure, he argues, our current slowdown is, in fact, a sign of our widespread economic success. Our powerful economy has already supplied so much of the necessary stuff of modern life, brought us so much comfort, security, and luxury, that we have turned to new forms of production and consumption that increase our well-being but do not contribute to growth in GDP. In Fully Grown, Vollrath offers a powerful case to support that argument. He explores a number of important trends in the US economy: including a decrease in the number of workers relative to the population, a shift from a goods-driven economy to a services-driven one, and a decline in geographic mobility. In each case, he shows how their economic effects could be read as a sign of success, even though they each act as a brake of GDP growth.  He also reveals what growth measurement can and cannot tell us—which factors are rightly correlated with economic success, which tell us nothing about significant changes in the economy, and which fall into a conspicuously gray area. Sure to be controversial, Fully Grown will reset the terms of economic debate and help us think anew about what a successful economy looks like.

    Modonna Harris and her teenage daughter Brianna in Chicago often have no food but spoiled milk on weekends. After two decades of brilliant research on American poverty, Kathryn Edin noticed something she hadn’t seen since the mid-1990s — households surviving on virtually no income. Edin teamed with Luke Shaefer, an expert on calculating incomes of the poor, to discover that the number of American families living on $2.00 per person, per day, has skyrocketed to 1.5 million American households, including about 3 million children. Where do these families live? How did they get so desperately poor? Edin has procured rich — and truthful — interviews. Through the book’s many compelling profiles, moving and startling answers emerge. The authors illuminate a troubling trend: a low-wage labor market that increasingly fails to deliver a living wage, and a growing but hidden landscape of survival strategies among America’s extreme poor. More than a powerful exposé, $2.00 a Day delivers new evidence and new ideas to our national debate on income inequality.

    (Marginal cost is the cost of producing additional units of a good or service, if fixed costs are not counted.) While economists have always welcomed a reduction in marginal cost, they never anticipated the possibility of a technological revolution that might bring marginal costs to near zero, making goods and services priceless, nearly free, and abundant, and no longer subject to market forces.Now, a formidable new technology infrastructure—the Internet of things (IoT)—is emerging with the potential of pushing large segments of economic life to near zero marginal cost in the years ahead. Rifkin describes how the Communication Internet is converging with a nascent Energy Internet and Logistics Internet to create a new technology platform that connects everything and everyone. Billions of sensors are being attached to natural resources, production lines, the electricity grid, logistics networks, recycling flows, and implanted in homes, offices, stores, vehicles, and even human beings, feeding Big Data into an IoT global neural network. Prosumers can connect to the network and use Big Data, analytics, and algorithms to accelerate efficiency, dramatically increase productivity, and lower the marginal cost of producing and sharing a wide range of products and services to near zero, just like they now do with information goods.The plummeting of marginal costs is spawning a hybrid economy—part capitalist market and part Collaborative Commons—with far reaching implications for society, according to Rifkin. Hundreds of millions of people are already transferring parts of their economic lives to the global Collaborative Commons. Prosumers are plugging into the fledgling IoT and making and sharing their own information, entertainment, green energy, and 3D-printed products at near zero marginal cost. They are also sharing cars, homes, clothes and other items via social media sites, rentals, redistribution clubs, and cooperatives at low or near zero marginal cost. Students are enrolling in free massive open online courses (MOOCs) that operate at near zero marginal cost. Social entrepreneurs are even bypassing the banking establishment and using crowdfunding to finance startup businesses as well as creating alternative currencies in the fledgling sharing economy. In this new world, social capital is as important as financial capital, access trumps ownership, sustainability supersedes consumerism, cooperation ousts competition, and "exchange value" in the capitalist marketplace is increasingly replaced by "sharable value" on the Collaborative Commons.Rifkin concludes that capitalism will remain with us, albeit in an increasingly streamlined role, primarily as an aggregator of network services and solutions, allowing it to flourish as a powerful niche player in the coming era. We are, however, says Rifkin, entering a world beyond markets where we are learning how to live together in an increasingly interdependent global Collaborative Commons.

    With insight and candor, Bergland answers the most common questions about the freedom philosophy: What exactly is libertarianism? Does libertarianism work in the "real world"? The book lays out the central premise of libertarianism -- "you own yourself" -- and reveals how that deceptively simple statement has an enormous impact on the relationship between government and individuals. Bergland explains where libertarians stand on Social Security, gun rights, the War on Drugs, poverty, the environment, taxes, terrorism, and more. In a fast-paced Q&A chapter, he contrasts the conservative, liberal, and libertarian positions on major issues. Finally, he punctures the muddled thinking that encourages people to turn to government to solve problems. "The best brief introduction to libertarianism available. Bergland is anxious to provide as persuasive and comprehensive a case as he can, and wastes no time getting to the point... He has even adapted it so it can be readily used in classrooms, and sprinkles the book with short sections differentiating among liberal, conservative, and libertarian positions on current issues."--Brian Wilson, radio talk show host

    She shows how both Presidents Hoover and Roosevelt failed to understand the prosperity of the 1920s and heaped massive burdens on the country that more than offset the benefit of New Deal programs.

     Around the dining room table of her 100 year old farmhouse Micki Peluso's six children along with three of their friends eagerly gulp down a chicken dinner. As soon as the last morsel is ravished, the lot of them is off in different directions. Except for the one whose turn it is to do the dishes. After offering her mother a buck if she’ll do them, with an impish grin, the child rushes out the front door, too excited for a hug, calling out, "Bye Mom," as the door slams shut. For the Peluso’s the nightmare begins. Micki and Butch face the horror every parent fears—awaiting the fate of one of their children. While sitting vigil in the ICU waiting room, Micki traverses the past, as a way of dealing with an inconceivable future. From the bizarre teenage elopement with her high school sweetheart, Butch, in a double wedding with her own mother, to comical family trips across country in an antiquated camper with six kids and a dog, they leave a path of chaos, antics and destruction in their wake. Micki relives the happy times of raising six children while living in a haunted house, as the young parents grow up with their kids. She bravely attempts to be the man of the house while her husband, Butch is working out of town. Hearing strange noises, which all the younger kids are sure is the ghosts, Micki tiptoes down to the cellar, shotgun in hand and nearly shoots an Idaho potato that has fallen from the pantry and thumped down the stairs. Of course her children feel obligated to tell the world. Just when their lives are nearly perfect, tragedy strikes—and the laughter dies. A terrible accident takes place in the placid valley nestled within the Susquehanna Mountains in the town of Williamsport, Pennsylvania. On a country lane just blocks from the family’s hundred year old haunted farmhouse, lives are changed forever. In a state of shock, Micki muses through their delightful past to avoid confronting an uncertain future—as the family copes with fear and apprehension. One of her six children is fighting for life in Intensive Care. Both parents are pressured by doctors to disconnect Noelle, their fourteen-year-old daughter. Her beautiful girl, funny and bright, who breathes life into every moment, who does cartwheels in piles of Autumn leaves, who loves to sing and dance down country roads, and above all loves her family with all her soul. How can Micki let this child go? The family embarks upon yet another journey, to the other side of sorrow and grasps the poignant gift of life as they begin. . .to weep. . .to laugh. . .to grieve. . .to dance—and forgive.