Dead husbands. Unfinished business.When did deception and disappearance suddenly become so fashionable?When Lori Walker discovers her husband's death wasn't an accident her darkest fears come true: the man she married was her greatest love and her biggest mistake.Lori is thrown a lifeline when she forms a tight friendship with other widows who share their own stories highlighted with humour, heartache and mysteries. Questions are raised, answers are challenged and trust falls to pieces. Emotional drama with suspense and intrigue, Four Widows explores the intricacies of love—its greatness and its acute complications.

    They're inching towards that ultimate dream - buying their own land. Fenward's always been lucky with its sharemilkers: grateful, grafting folk who understand what's expected of them. Until now, when grief-stricken Ian Baxter and his precocious daughter, Gabrielle, arrive.Nickie Walker is enchanted by the glamour and worldliness of Gabrielle. Nickie's mother finds herself in the crossfire of a moral battle she dreads to confront. Each has a story to share.This is a coming-of-age story for two young girls who hold a mirror up to the place and people they love. It's a coming-of-age story, too, for a community forced to stare back at the image of a damaged soul.The question is: who will blink first?

    However, nothing good comes without a price. Will learns that with the good, comes the bad. How much is Will prepared to pay for the answers that he seeks?

    The novel starts with the news of theft of an ancient idol of Goddess Saraswati from a Hoysala temple. The journalist visits the place, which incidentally happens to be his ancestral town. The canvas of the novel encompasses almost the whole of India and most of the spheres like education, communal politics, business, political corruption and destruction of traditional moral values. The novel ends with the clamping of the so-called Emergency by Indira Gandhi in 1975.

    It of course depends on your health, the company you work for etc. However in the first chapter I would like to introduce you to the concept that retirement is an amount of money! After all, if you have that magical amount why not retire early?The second chapter takes you through the steps and importance of planning, and to the dangers of not planning. Like any financial goal, retirement is also a goal and has to be approached in a financial planning mode. So Retirement Goal Setting becomes a very important and is perhaps the first step in Retirement planning.How much money is adequate for a person to retire? It is a question that is very difficult to answer. Here is a generic answer telling you what are the factors to consider while trying to answer this question. This chapter has many pointers and a calculator which leads you towards the answer. Remember this is not an answer cast in stone as the facts keep changing, so will your answer. Can you really retire by investing an amount as little as Rs. 40 a day? The answer is yes it is the power of compounding. If you do have n or time on your side, it is possible to retire on an amount as small as Rs. 40 a day. And the fantastic thing is that this small amount can be got by making very simple changes in your life style.We then deal with Annuity the withdrawal stage. After all if you have accumulated money for your retirement, you should also know how to withdraw. Here we deal with what is annuity, what are the methods of creating annuities, what options are available, and the works about annuity.Retirement savings and investments are invested in various instruments. A book cannot really do justice to all the schemes that are currently available. However here is an attempt at that. It is accurate to the extent that the sources from where the details have been taken are up to date! There are books specializing in information about investment products which are produced on a yearly basis. One book which immediately comes to mind is In the Wonderland of Investments by Mr. Shanbag. A few chapters are devoted to answering how much and what type of insurance should you look at during retirement, the attitude of the Indian family to retirement, the need to make a will, some retirement blunders, etc. The book is rounded off with some useful calculators regarding how much to save, effect of inflation etc. These are simple calculators which can be created in excel. Some of these calculators can be found on websites like moneycontrol.com or in google.

    So does conflict, and scenes, and every other aspect of the fiction craft. But without unforgettable characters, your books will always be less than they could be.Don't let that happen.In WRITING UNFORGETTABLE CHARACTERS you'll learn:•How to lay the foundation for a memorable character•How to bond the reader with the main character from the start•The super power of unpredictability•The secrets of grit, wit, and moxie•How to bring your character to life on the page•How and when to reveal backstory•All about arcs and what they truly mean•The key to unforgettable villains•How to make minor characters memorable, too•How to create a great series characterAnd more, PLUS the powerful exercises James Scott Bell has taught in his sold-out writing workshops.No more flat stories! Give your readers what will turn them into career-long fans—characters who jump off the page.

    Others, seeking knowledge in spiritualism and the occult, also made their way to the city and, through their ignorance, unleashed an evil entity poised to destroy the city. Three sisters, the Willoughby Witches, created an incantation strong enough to ensnare the demon. But, magic requires payment and so the sisters sacrificed themselves to keep their city and their family safe. Now, 120 years later, the incantation is at its end and the demon grows stronger every day. Three sisters, three witches, know that now is the time for them to step up and face the creature their ancestors faced and sacrifice whatever they need in order to keep Whitewater safe. Lord Henry McDermott, college professor, anthropologist, and archeologist has yearned to learn more about the legend of the Willoughby Witches. Taking the summer off to research the folklore, Henry discovers that there is more waiting for him in Whitewater than just a story. More than just the beautiful woman who finds him after his accident. And more than data and details. There is, in fact, magic.

    One night while picking up an extra bartending shift, she finds herself unable to resist the allure of a charming, older, and apparently straight, female customer. Breaking her one hard and fast rule, she allows herself to succumb to temptation. Julia Sinclair is a successful, independent, real estate broker. She is also a twice-divorced, single mother who has given up on love and is concentrating on her business and her health. After an out-of-town conference, she sits at a hotel bar and meets Maddie, the young, attractive, and personable bartender. For the first time in her life, she finds herself inexplicably attracted to a woman, but she is more interested than bothered by this surprising development. In spite of the differences in their ages, their locations, and their sexual pasts, Julia wants nothing more than to see Maddie again. Maddie’s fear, however, will not allow her to contemplate repeating this encounter, and she walks away. Will Maddie be able to overcome the fear of being herself? Will Julia be able to forgive Maddie for walking away?

    However, behind closed doors, cracks are beginning to appear in her seemingly comfortable relationship with her professionally consumed husband, Rakesh. Although Rakesh seems content with his alpha neatness-fetish-melodramatic wife and bright son; Natasha yearns for romance, passion and excitement. Ironically, the Psychologist husband fails to read between the lines and Natasha is left to her own devices to deal with her unresolved emotions. An unexpected call from India takes her through a journey of self-discovery with her devastatingly handsome work colleague, Steve. She uncovers in some aspects urban India has changed considerably but equally, deep-rooted social issues still prevail in the so called modern, educated, changing society. A chance encounter with her 'blast from the past' - Veer, adds to the emotional rollercoaster ride. Her one-man-woman status of many years has failed to equip her with vital tools to deal with the unanticipated surge of attention from Steve and Veer. As she attempts to master the finer points of courtship, flirtation and seduction; her life spirals out of control. Natasha is compelled to make tough decisions about her love, friendship, marriage and parenthood.

    However, her life is turned upside down when she finds herself as the newest target of the city's largest crime boss. Ian O'Dell, the newest detective on the Chicago police force, only wishes to serve and protect the quirky cafe owner. But as bullets fly and emotions tangle, he finds himself torn between what his heart wants and what his duty demands.

    Although some are child-free by choice, many others are childless by circumstance and are struggling in a life they didn't foresee. Most people think that women without children either 'couldn't' or 'didn't want to' be mothers. The truth is much more complex. Jody Day would have liked to have had children, but it didn't work out that way. At the age of forty-four she realized that her quest to be a mother was at an end. She presumed that she was through the toughest part, but over the next couple of years she was hit by waves of grief, despair and isolation. Eventually she found her way and created the Gateway Women Network, helping many thousands of women worldwide. In Living the Life Unexpected, Jody Day addresses the taboo of childlessness and provides a powerful, practical 12-week guide to help women come to terms with their grief, and to move on to live creative, happy, meaningful, and fulfilling lives without children.Previously titled Rocking the Life Unexpected, this inspiring and practical guide to a life without children has been extensively revised and updated, and includes significant additional content including extracts from the stories of 24 women and 2 men from around the world.

    Modern Indian History