Radical Frugality tells the story of 5 people who did it: Paul, 27, discovering how to overcome student loan debt; David and Winona, late 40's, living their retirement dream today; and Dan and Charlotte, family of 4, with an underwater mortgage. Waking up every morning debt-free with cash in your pocket helps your brain feel safe, secure, and smart. Embracing the concepts in this book frees you from the overwhelming anxiety of the consumer lifestyle by showing you how to take control. You can start today. What if you could spend 66% less money than you spend today setting yourself up to live a self-determined lifestyle doing exactly what you love to do regardless of financial compensation? Radical Frugality shows you exactly how to achieve those goals within one to five years. Using our step-by-step common sense plan, we teach you what to do (break the spell of the consumer credit con), when to do it (planning and preparation), and most importantly where to do it (discover the 5 top cities for living frugally). We'll help you evaluate your financial situation. Are you in the Yellow Zone, the Orange Zone, the Red Zone, or even the Dead Zone (paying debt with debt)? This book lays out a plan for how to pay off your debt and get into the Neutral Zone (getting back to monthly break-even), the Green Zone (debt free with $1,000 a month free cash-flow) or even the Golden Zone (living a self-determined life). Whether you are desperate right now about your financial situation, facing retirement, just starting out, or just plain tired and worn-out from struggling to pay bills, Radical Frugality can show you over 100 tips for feeling better today. Radical Frugality offers a soup to nuts plan for living a self-determined life that will leave you happier and healthier than ever before. CHAPTER ONE: IT'S NOT ABOUT WHAT YOU EARN—IT'S ABOUT WHAT YOU SPEND. HOW TO TAKE CONTROL CHAPTER TWO: THE CONSUMER CREDIT CON. HOW MARKETERS PLAY TRICKS ON YOUR BRAIN CHAPTER THREE: WHY FRUGALITY? GETTING STRAIGHT ABOUT WHY YOU'RE ON THE PLANET CHAPTER FOUR: WHO ARE YOU TODAY? EVALUATE YOUR SPENDING PROFILE CHAPTER FIVE: HOW TO DO IT. YOUR STEP BY STEP PLAN TO GAIN CONTROL CHAPTER SIX: GOING GREEN AND NEVER LOOKING BACK. THIS IS YOUR BRAIN ON CASH CHAPTER SEVEN: WHEN WILL YOU BE READY? LEARNING TO ASK THE RIGHT QUESTIONS CHAPTER EIGHT: LIVING THE DREAM. WHERE YOU LIVE DETERMINES HOW YOU LIVE

    Infidelity. Blackmail. Scandal. It can all be bought for the right price and for Sienna Stevens, business is good. Because she’s in the business of Great Exploitations. She’s an Eve, a member of a secret society of women contracted by the wives of wealthy, powerful men for one reason and one reason only: to seduce their husbands. To ensure their pre-nuptial agreement will be null and void thanks to a little loophole known as the Infidelity Clause. To ensure that those wives don’t find themselves on the other side of a divorce without a penny to their name. When it comes to the Eves, Sienna’s one of the best because she follows the number one rule of the Eves to the letter: don’t let it get personal. When the job file of her wealthiest client yet falls into her lap, Sienna realizes that this case could be the one that’s impossible to detach herself from. The payout would lead to her independence, but will the cost be too high in the end?

    It not only dictates whether you get credit: it can dictate how much you'll pay for it. What's more, it's being used by insurers, employers, and others who can determine your financial future. A bad score can cost you tens of thousands of dollars in higher interest costs, bigger insurance premiums, and missed employment opportunities. Now, MSNBC/L.A. Times personal finance journalist Liz Pulliam Weston rips away the mystery surrounding credit scoring and tells you exactly what you need to do to build, rebuild, and maintain your good credit in the second edition of Your Credit Score.

    How to separate what belongs to your history and what belongs in your present life is some of the rich, practical advice you will take away from  Not Like My Mother.  In the early distribution of Not Like My Mother readers reported they couldn’t put the book down. It reads like a compelling novel with a human and spiritual insight that makes you feel a part of the conversation.  YOU WILL WANT THIS BOOK FOR ALL YOUR FAMILY AND FRIENDS!!!!!"

    Before she knows it, she's confessed that she's never had an orgasm with a man.Now Bailey has to navigate sappy couples at work, while her friends are hell-bent on helping her get revenge on evil Craig...by dressing up as werewolves, on YouTube.And one of those friends - the tall, shy-but-gorgeous Linc - might just want to help Bailey with that other little problem...

    Defying common sense and hoping for a Christmas miracle, she gives the companion ticket to a man she just met. Nick is handsome, single, and loves Christmas too! It seems like a perfect fit. Nick meets the lovely, sad Eve at a coffee shop, and he’s instantly smitten. Eve is beautiful, if not a little crazy. She offers him a vacation, all expenses paid. He takes her up on the offer because hey, who passes up a free vacation? Sleigh bells ring in paradise, and they find each time they come together, it’s magic. Sparks fly between them and soon, they’re well on their way toward falling in love. Maybe it’s the sun, surf, and sand, or the loosened inhibitions… But will the secret Nick keeps tear them apart forever? Eve has to decide if she can forgive Nick and take a chance on happily ever after. The fate of Christmas is in her hands, and time’s running out.

    But that was months ago, and Ryan wants nothing to do with her now. When they meet up by accident in Hawaii, they find out their affair isn't quite as final as either of them thought. It's still red-hot and sizzling! A (very) short story from USA Today bestselling author Lynn Raye Harris! Can Ryan ever forgive Maddie for her betrayal? Will Maddie ever win her Marine's heart, or is it hopeless?

    That is, until she met Reed, Jesse's sexy as hell older brother, and ends up getting much more than what she'd bargained for.Reed Eddington assumed his future was settled until he met Sinclair, his brother's so-called "girlfriend," but the raw, sexual tension between them is hard to ignore. As he watches their ruse from the sidelines, he finds himself wanting to uncover more than just their amusing little facade.Due to sexual content and heavy subject matter, this book is recommended for ages 18+.

    That's down to one thing: hygge.'Hygge has been translated as everything from the art of creating intimacy to cosiness of the soul to taking pleasure from the presence of soothing things. My personal favourite is cocoa by candlelight...'You know hygge when you feel it. It is when you are cuddled up on a sofa with a loved one, or sharing comfort food with your closest friends. It is those crisp blue mornings when the light through your window is just right.Who better than Meik Wiking to be your guide to all things hygge? Meik is CEO of the Happiness Research Institute in Copenhagen and has spent years studying the magic of Danish life. In this beautiful, inspiring book he will help you be more hygge: from picking the right lighting and planning a dinner party through to creating an emergency hygge kit and even how to dress.Meik Wiking is the CEO of the Happiness Research Institute in Copenhagen. He is committed to finding out what makes people happy and has concluded that hygge is the magic ingredient that makes Danes the happiest nation in the world.

    Insomnia, sleep deprivation, snoring and sleep apnea — this comprehensive resource has it all. … Dr. Andrew Weil Andrew Thomas Weil is an American medical doctor, teacher, and best-selling author on holistic health. He is founder, professor, and director of the Arizona Center for Integrative Medicine at the University of Arizona. * * * * * * * * After decades of research, author, Ronald M. Bazar, presents Sleep Secrets, an all-inclusive guide to discovering the underlying causes of your insomnia and how to cure it. From ancient time-proven sleep wisdom to cutting-edge products, from expert sleep-doctor advice to insightful tips, from new research insights to highly successful mind-body methodologies and breakthrough practices, this remarkable resource gives you all of the information you need to change your sleep habits forever. Bazar has had decades of direct experience in natural and alternative health solutions as well as manufacturing and retailing good-sleep products. In the author’s own words: My research in those fields has aided me in my pursuit to find as many pieces as I could to the puzzle of insomnia. What I realize from my research is that every one of us is unique and the problems that stand in our way of having a good night’s sleep are individual to each of us. There is no one-size-fits-all approach to solving your sleep difficulties. And that’s where my new book, Sleep Secrets, displays its strength. Sleep Secrets will give you the information you need to discover the underlying causes of your insomnia. As well, it will encourage you to choose the solutions that work for you, your lifestyle and your special requirements. Sleep Secrets is for you if: • You have trouble sleeping even when you are tired. • You worry instead of falling asleep. • You take more than 30 minutes to fall asleep. • You wake in the night and take more than 30 minutes to fall back to sleep. • You have sleep patterns that negatively affect your sex life. • You want to stop taking sleeping pills. • You wake up exhausted. • You are fatigued at work. • You are drowsy and have difficulty concentrating. • You are moody or depressed. • You suffer from increasing health issues. • You suffer from snoring or sleep apnea. • You realize lack of sleep is affecting your work, your relationships and possibly your physical safety. • You are young or old and suffer from sleep deprivation. Sleep Secrets is a comprehensive, educational, and entertaining resource guide designed to help you find your unique sleep solutions and enjoy deep, restful, rejuvenating sleep. Scroll back to the top of the page and select the Buy button.

    Last minute. Who doesn't already have plans on the busiest date night of the year.But, so far the best part of the search for a great date has been the cute café I found and the geeky-hot owner who keeps rescuing me from these crazy eLove.com dates. This should be easy-peasy. The internet is the home of all your hopes and needs, right?Spoiler Alert: it isn't.Between the bromance date and the crazed single dad who needs to hire a nanny and housekeeper, not get a date, I'm running out of options. If only a certain cutey didn't have a phone call with "sweetheart" every day.The weirder things get, the more I think just going solo is very I Am Woman, blah blah blah. Forget about the fact that my heart keeps bringing me back to a certain café even when I don't need to be there...I mean, my heart doesn't always get what it wants, does it?

    She disdains his lethal reputation, has little to say to him--and calms the ballroom where they meet by luring an injured panther to eat from her hand. Lucien alone seems to recognize the strength and beauty behind her retiring nature; only he has the power and the will to claim her.Anne-Marie is desperate to save the big cat she has tamed; the magnificent animal will be hunted down if she cannot protect him. The Dark Angel promises his aid for a price--but the man may prove more dangerous than the panther...___________25,000 words; about 100 pages (novella)Includes a preview sample of Jennifer's paranormal historical romance The Warlock's Daughter.

    Her cookie business is going nowhere fast, and she just walked in on her boyfriend screwing another woman. Kane and Isaiah, her online gaming partners and the cutest couple ever as far as Andi’s concerned, know exactly how to cheer her up. They’re thinking road trip to Las Vegas, compete in a national first person shooter competition for a cash grand prize, and find her a one night stand to take her mind off her cheating ex. Andi’s all in… except she’s not sure she can seduce a random hookup. Isaiah and Kane offer to give her some hands-on experience. With each new lesson, it becomes harder for Andi to remember the guys are just friends.If Andi can’t put some distance between their seductive three-way hookups and her heart, it will cost their team the competition, and she’ll lose two of the best friends she’s ever had.Publisher's Note: This book was previously released, under the same title.

    This quick, 25-day plan for thinking more clearly and effectively in every area of life shows readers how desires and emotions distort thinking and how they can correct such situations.

    Her father, a rodeo cowboy, recently passed away after a long, expensive illness. The medical bills, combined with his habit of gambling and the fact that she had to quit her job to take care of him,has left her homeless and with no place to go but back to the rodeo. She tracks down Luke Delaney, one of her father’s proteges, and asks for help. Luke Delaney thought of Red Stacey as a father. Kennedy didn’t call him when Red was sick, so he didn’t get to say good-bye to the man he loved like a father. He can’t forgive her for that, and turns her away.But when she turns to his brother Liam for help instead,Luke steps forward, partly because of his concern of how his brother the player will treat her, and partly because he knows her father would want him to. Since she’s homeless, she has to stay in his tiny RV. At first close quarters lead to sparring as they fight their attraction--and she fights to have some kind of independence when she’s leaning so heavily on him. But nature can only hold out so long, and despite their better judgement, they give in to their desires. But Kennedy is afraid he’s taking her body in payment, and he’s afraid of the feelings he has for her as he gets to know her again, the feelings he hasn’t let himself feel since they were sixteen years old.