This reassuring book debunks the generally-accepted claims about necessary savings rates, which can cause paranoia among those beginning to contemplate retirement. The authors offer greater insight into planning approaches that are not widely understood, demystifies retirement targets (age, savings, income), and outlines concrete approaches to maximizing retirement savings.Offers practical advice for dealing with the changes to Canada's retirement system Includes advice for calculating your Neutral Retirement Income Target Contains solid financial advice in accessible language Written by the Executive Chairman and Chief Actuary of Morneau Shepell Canada's national actuarial consulting firm The Real Retirement offers a down-to-earth guide for preparing for comfortable retirement and shows what it takes to achieve it.

    These stories will give you goose-bumps, will scare you, will make you laugh and cry.Each story is inimitable in its own way and gives an insight into varied human emotions. Author has assembled stories from all spheres of life into this book.The Book will definitely leave a smile on your face, once you have read them all.

    Chanakya In The Classroom : Life Lessons For Students

    The banal finality of this event triggers an introspective voyage through the events of her life and how she became who she is: wife of business executive Rick, citizen of the suburb of Rowanwood, mother to two accomplished daughters in university. Before Betty Friedan coined the term feminine mystique, The Torontonians told a classic feminist story of suburban ennui and existential self-discovery, tracing a detailed portrait of femininity in the 1950s through the eyes of its perceptive and thoughtful heroine. The book is also a unique contemporary meditation on community and social ties from a time when Canada's major cities were just beginning to spread out into suburban sprawl.

    Hoyle is about to learn that his photographs were not without consequences, and whether he survives the night will depend on what exactly he witnessed through his camera's unflinching eye. This short story was first published in Robert Randisi's "Greatest Hits" anthology in November, 2005. It subsequently appeared in "Best British Mysteries" and was short-listed for the CWA Short Story Dagger.

    These fifty lucid, urgent poems range in tone from lyric to ironic to meditative to prophetic, and in subject from the personal to the political, viewed in its broadest sense. They investigate the mysterious writing of poetry itself, as well as the passage of time and our shared sense of mortality. Brave and compassionate, The Door interrogates the certainties that we build our lives on, and reminds us once again of Margaret Atwood’s unique accomplishments as one of the finest and most celebrated writers of our time.

    Vignette #2 brings back a very minor character - Simon Gardner, the owner of the local Antique Shoppe. The third vignette takes us to Sweet Beans and an interaction between Sal and Camille. There is always something happening at the coffee shop. Vignette #4 is a little deeper insight into some of the agony that Heath Harvey has faced at the loss of his parents. His life changed drastically and the boy never was given time to deal with it. The final vignette - #5 is a look at our favorite waitress from Joe's Diner. Lucy is a steady, solid presence in the lives of so many people in Bellingwood, but what is her story? This is an opportunity to find out.The Bellingwood books are written from Polly's perspective and every once in a while it's fun to look at what's happening behind the scenes from the viewpoint of other characters. These vignettes were originally published on the nammynools.com website and in the monthly email newsletter to Bellingwood readers.

    This book is an integration of 21 stories by Munshi Premchand, some of them are Ansuon ki holi, Namak ka Daroga, Shatranj ke Khiladi and many more.

    Learn how the drama all began in this prequel to the wildly popular novel, Been So Long.Mona-Lisa followed her boyfriend, Corey, to college with dreams of building a stable future with him and leaving her troubled past behind, but a chance meeting with a handsome stranger threatens to derail their relationship and send her right down a path she has tried to avoid.

    But as usual her promise to herself is broken, because it was impossible for her not to fall heart first for TONY. Things developed quickly, but then their whirlwind romance suddenly comes to a halt when TONY decides things are too heavy for him and he wants space. After he moves out, he doesn't move on and JOCELYN allows him to play the in and out game, until she meets BRIAN. Ready to finally let TONY go and get him out of her system, she cuts the cord, but finds herself in a horrible situation in the end, all because of TONY.

     Meet Larissa Bradshaw, a strong-willed hardworking girl. After her parents turn their backs on her she closes her heart to love and becomes determined to make something of herself despite her situation. She meets Messiah “Money” Lawson and everything changes. Messiah is an up and coming boss in the streets. He’s a nigga that’s respected and feared by all. From the moment he first sees Larissa he has to have her. The two share an instant connection and can’t seem to get enough of each other. Messiah’s lifestyle and desire for money brings jealousy, temptation, and violence threatening to ruin what he and Larissa are trying to build. Follow Larissa and Messiah on their journey of ups and downs as they fight for the love, loyalty and life they always wanted.

    1780–1833) was an American fur trapper and frontiersman noted for his exploits in the American West during the first third of the 19th century. Glass was born in Pennsylvania, to Irish parents. He was an explorer of the watershed of the Upper Missouri River in present day North Dakota, South Dakota and Montana. Glass was famed, most of all, as a frontier folk hero for his legendary cross-country trek after being mauled by a grizzly bear. Glass' most famous adventure began in 1822, when he responded to an advertisement in the Missouri Gazette and Public Adviser, placed by General William Ashley, which called for a corps of 100 men to "ascend the river Missouri" as part of a fur trading venture. These men would later be known as Ashley's Hundred. Besides Glass, others who joined the enterprise included notables such as James Beckwourth, Thomas Fitzpatrick, David Jackson, John Fitzgerald, William Sublette, Jim Bridger, and Jedediah Smith. Early in the trek, Glass established himself as a hard-working fur trapper. He was apparently wounded on this trip in a battle with Arikara, and later traveled with a party of 13 men to relieve traders at Fort Henry, at the mouth of the Yellowstone River. The expedition, led by Andrew Henry, planned to proceed from the Missouri, up the valley of the Grand River in present-day South Dakota, then across to the valley of the Yellowstone. The sketch in this book is related by the explorer and Army officer Philip St. George Cooke. This book originally published by Lindsay & Blakiston in 1857 has been reformatted for the Kindle and may contain an occasional defect from the original publication or from the reformatting.

    Multibillionaire Goddard Moss has a vision: a city rising tall on the South Dakota prairie dedicated to Art. Not art of the staid, traditional, edifying, entertaining variety, but the Modern—modern painting, modern theater, modern sculpture, modern dance, all as obscure, pretentious, and offensive as its creators can make it (and with luck, government-funded). As Culture City rises from the grassy fields, playwrights, performers, and artists prepare for the gala opening week. Gregory Lubin's expansive stage re-creation of the Tower of Babel story is awaited with particular anticipation. But revolution is brewing just yards beyond the city walls and as far away as rural Maine. Despite the money being lavished on it, it becomes doubtful that "the Artland in the Heartland" will survive past its premiere.

    Birthplace of the Taliban decades earlier, this fertile region had since become Afghanistan's most deadly turf. It would soon turn deadlier still. Advised in the night by his intelligence officers that the Taliban had secretly amassed for a full-scale military assault, Fraser knew it would fall to him, his Canadians and their allies to avoid the wholesale slaughter of NATO troops, keep the Taliban from laying siege to Kandahar and restore control of the south of the country to a newly formed, democratic Afghan government.     The odds were solidy against Fraser's forces. The Taliban knew every millimetre of their own terrain. During the months of secret manoeuvres they had stocked every farmhouse, school, grape hut and tunnel with weapons and ammunition. They had drilled Soviet-era landmines into all of the marijuana and poppy fields, and dug IEDs into every roadway. Protected from detection by corrupt officials, their sophisticated warfare schools had successfully readied an army of zealous fighters to attack and fight to the death. And now their top commanders were poised to launch decisive military operations against freshly arrived troops who had never seen combat.     The bloodiest battle in NATO's history was about to begin.

    John's. Over the decades that follow, the city and the neighbourhood grow around them, as does the Holloway family. When the Second World War comes to St. John's and Audrey Holloway falls in love with an American soldier, she's sure her glamorous new life will unfold far from the streets of Rabbittown.​But fate leads Audrey back to the corner store, where for the next several decades she and the store will remain a fixture in their working-class neighbourhood. The fate of the Holloway family -- of Audrey, her musician son Henry and Henry's talented daughter Rachel -- seems tied to the fate of the corner store and a changing neighbourhood. Finally, in post-moratorium St. John's of the 1990s, Audrey has to face the possibility that the price of saving the family business may be a higher price than she is willing to pay.