What made ancient India the Golden Bird in the first place? What did China, the Land of the Dragon, have in common with India, and when did these two ancient civilizations diverge on their paths to global success? Raina Singhwi Jain discusses the immediate need and measures for a quantum jump in our attitude towards development. While conventional wisdom suggests improvements in manufacturing, the ease of doing business and digital technology, Jain goes a step further, drawing surprising parallels between other areas that beg our attention—process engineering, communication design, journalism, and education. This is a work of reflection and a call to action, urging Indian denizens to act now for a revival of the genius that lies dormant within each one of us.

    Economics, finance, business & management

    It is important for every person to save for one’s retirement as one can expect to live for twenty years after one retires as life expectancy of an Indian is going up steadily due to lower infant mortality and better medical care. There is a complete absence of social security safety net for most Indians today, even for those working in Government sector, there is no inflation adjusted pension available anymore. I have tried to simplify the advantages and disadvantages involved in investing your savings in various asset classes. I have deliberately left out two of the most popular forms of investment among middle class Indians 1) Life insurance 2) Real estate Let us consider life insurance first most of us confuse insurance as an instrument of savings, it is not. We have this wrong view because of the tax breaks given to income tax assesses by the Central Government. Insurance is a product that mitigates risk and is sold by the rich to the middle class and is always skewed in the favour of the insurer rather than the insured. A substantial portion of the total money invested by you goes towards paying agent’s commission and premium for insuring you for the risk of mortality. The balance left out is invested in government securities and other securities. Hence the amount of money invested out of the total premium paid is less than half paid by the insurer. The return on money invested by the policy holder is less than half of the money he would have earned either in bonds or fixed deposits. A person who needs insurance is a person whose family will need support in the event of his untimely death. Alternately insurance is required for a person who has debt in form of mortgage and does not want to burden his family in the event of his passing. The product which covers these risks is called term insurance. One should not buy insurance to avoid taxes as there is better tax saving tools available. Real estate is also considered as a good investment by several retail investors but nothing can be further from the truth. Nobody makes money by buying plots in the middle of nowhere. The easy availability of mortgages from the nineties and the tax breaks given by the Central Government on housing loans has created an unparalleled boom in the residential market. There is now a painful correction process under way in that sector. The price of land is reflexively connected to availability of money. The lower the cost of money, greater the returns in real estate. Buying plots in the middle of nowhere is similar to buying lottery tickets as investment. Land cannot be liquidated immediately into cash at a short notice to meet urgent requirements. Cost of maintenance and protection of real estate from illegal occupation is prohibitive and time consuming. Verification of title deeds to the property is a complex process and needs sound legal advice. You should have a house to live and another to collect rent as rent is equivalent of inflation adjusted pension. The return on investment generated in the three different asset classes over 25 years would be in the following order 1) Equities 2) Gold and finally 3) Debt instruments. I enjoyed writing this book as a companion volume to my first book. It is my fond hope that you enjoy reading this book.

    Altsheler, which describe the American civil war (1861-1865) from the beginning to the end. The novels can be also read as independent works:THE GUNS OF BULL RUN (A STORY OF THE CIVIL WAR'S EVE)THE GUNS OF SHILOH (A STORY OF THE GREAT WESTERN CAMPAIGN)THE SCOUTS OF STONEWALL (THE STORY OF THE GREAT VALLEY CAMPAIGN)THE SWORD OF ANTIETAM (A STORY OF THE NATION'S CRISIS)THE STAR OF GETTYSBURG (A STORY OF SOUTHERN HIGH TIDE)THE ROCK OF CHICKAMAUGA (A STORY OF THE WESTERN CRISIS)THE SHADES OF THE WILDERNESS (A STORY OF LEE'S GREAT STAND)THE TREE OF APPOMATTOX (A STORY OF THE CIVIL WAR'S CLOSE)

    Let us determine to die here and we will conquer. Rally behind them!” With these words Gen. B. E. Bee of the Confederates States Army inspired the famous nickname for Gen. T. J. Jackson, and his brigade, at the First Battle of Bull Run: Stonewall. Three months earlier the 2d, 4th, 5th and 27th Virginia Infantry Regiments had been brigaded together with the 33rd, in whose “A” Company John O. Casler was serving as a Private.However, their reputation came at a cost: if there was an extra hard duty, Jackson would send in his old brigade lest he be thought of as favouring them.Drawn from his diary at the time, Casler recounts his experiences in the ranks, from marches and looting to nail-biting escapades and the monotony of life as a prisoner of war. Instead of a history of the war, Four Years in the Stonewall Brigade is a remarkable account of men in war, graphically bringing to light the challenges they faced on a daily basis.Praise for Four Years in the Stonewall Brigade“…as illustrating the daily life of a soldier in the ranks it is one of the very best publications I have read. I found it a vivid reminder of the days gone by…” — E. M. Schutte, late Sergeant Company C, 13th Massachusetts.“Your style is clear and entertaining. It will do all the old boys of both sides good to read it.” — J. G. Winne, late 16th New York Horse Artillery.“This is to certify that John O. Casler belonged to Company A, 33d Virginian Infantry, Stonewall Brigade. John was a good soldier, always ready and willing to perform any duty assigned him.” — W. H. Powell, Captain Company A, 33d Virginian Infantry, Stonewall Brigade.John O. Casler (1838-1926) was an American soldier and author born in Frederick County, Virginia. While he had left the family home aged twenty one, when it seemed that war was imminent he returned and enlisted in the Confederate States Army in June 1861. Following the war he emigrated to Sherman, Texas. For details of other books published by Albion Press go to the website at www.albionpress.co.uk. Albion Press is an imprint of Endeavour Press, the UK's leading independent digital publisher. For more information on our titles please sign up to our newsletter at www.endeavourpress.com. Each week you will receive updates on free and discounted ebooks. Follow us on Twitter: @EndeavourPress and on Facebook via http://on.fb.me/1HweQV7. We are always interested in hearing from our readers. Endeavour Press believes that the future is now.

    In this book I have set out prove that statement is completely untrue and in fact with customers like these then maybe the opposite could be said. So sit back, grab your self a drink perhaps an alcoholic one if you feel that way inclined and enjoy some of the strangest, ridiculous and most outrageous complaints and statements from all walks of life. The second volume is out now and is much longer and in my opinion even better than the first, though i would say that.

    Evil is found in words such as force, compulsion, tax, violence, theft, censure, and politics. Notice that in such things, there is no joy. None have any value to humanity. This book defines the doctrine of liberty, and teaches you why choices that affect your life can only rightfully be made by you.

    Mary was found guilty of manslaughter due to diminished responsibility and was sentenced to 'detention' for life. What would induce a young child to murder two other young children? In this short book, Sylvia Perrini, looks at Mary’s tragic life, her years in prison and life since prison. This short book follows in the tradition of great true crime writers such as Ann Rule, M. William Phelps and R J Parker.

    This book is written in a simple manner for readers to understand the various terminologies and working process of the financial markets. If you are looking to understand and enter the stock markets but don't know from where to start, then this book is for you. The basic concepts are same for Indian and overseas markets so it will help you understanding both. It will help you as a reference guide for investing in stock markets. Specifically it will help you in:- 1. Know basic terms and conditions of the stock market. 2. Know products and services associated with the stock market. 3. Know how to kick start in stock markets. 4. know Do's and Don'ts in Stock Markets. 5. Selecting a broker. 6. How to make your first trade. 7. Additional mental mastering technique that will help you to achieve more on markets as well in life. 8. Insight of a trader/investor who has more than 10+ years of experience in stock markets. 9. Illustrated examples for more clarity on topics.

    We are imprisoned within our materialist maze, believing in and reckoning only with what we see or touch and whatever is beyond that, does not really exist. This disconnection is the cause of much suffering, misery, and even sickness. When we change that perception and realize that there are many things beyond what we see and feel, and that there is a whole energetic world, to which we are connected, only then our lives begin to change. This book was conceived in order to broaden our perception This book will teach you about the aura, the energetic body, and all about our energetic parts. It will teach you simple skills, with which you will be able to balance yourself and live a healthier, happier, more serene and fulfilled life.

    As of January 14, 2016, this is an unverified document. NOTE: this document has been reformatted for the Kindle. It can be searched, bookmarked, annotated, etc. It is not a dump of the PDF.

    Control over law and order has long since passed from the hands of the administration to caste-based gangs and organized crime syndicates enjoying political patronage. Kidnapping has become one of the flourishing businesses of the state, while every other industry has dwindled down and the development plank has gone on a pause mode, on account of Rangdari, which is yet another booming business apart from contract killing, smuggling, illegal tree cutting, and vehicle snatching. Migration to other states is at peak: not only of big businessmen, but also of lowly laborers. And those who can’t leave the state are either sucked into the crime world or are forced to live under fear. Albeit the local newspapers everyday sketch the sordid saga of the state, the execrable condition is not likely to improve by any means in the near future. Digambar Babu, a middle-aged man of a small town Motihari (the place of Mahatma Gandhi's Champaran Satyagrah), is dejected and dismayed for his family falling apart, and so sets himself on a mission to make amends for the mistakes he has done in the past. Shakuntala Devi, his wife, infuriated at herself for having devoted her whole life selflessly and arduously for her ungrateful family, wants to make up for the injustice she has done to herself, by living the rest of her life selfishly. Sarvesh, their asthmatic son, whose first marriage perished about a decade ago, is still struggling with both his career and his married life, and Nisha, their daughter, is married to someone whom she thinks she will never be able to love. The biggest threat to the already troubled family is Nisha’s ex-lover Kanhaiya Tiwari, who is the youngest corporator of the town, and has sworn to ruin the family. Shyam, Nisha’s husband, who is ‘the absorber of the emotions’, in keeping with his fluidity, writhes in pain but transforms time and again, in order to win his wife’s heart, while Savita, Sarvesh’s current wife, colludes with Kanhaiya Tiwari in his evil intent, in order to have all the strings of the family in her hands. Benighted in Sodom, they weave their web of Karma, and fabricate their fates, but the biggest sufferer in the ruthless game of dominance and survival are the innocent children of the family.The story tries to draw parallels between Digambar Babu’s disarrayed family and the disordered town. The novel is inspired from the real events happened in the town during 90’s era of jungle-raaj.

    This and other developments will prompt utilities to undergo the largest changes in their history. Smart Power examines the many facets of this unprecedented transformation. This enlightening book begins with a look back on the deregulatory efforts of the 1990s and their gradual replacement by concerns over climate change, promoting new technologies, and developing stable prices and supplies. In thorough but non-technical terms it explains the revolutionary changes that the Smart Grid is bringing to utility operations. It also examines the options for low-carbon emissions along with the real-world challenges the industry and its regulators must face as the industry retools and finances its new sources and systems. Throughout the book, Peter Fox-Penner provides insights into the policy choices and regulatory reform needed to face these challenges. He not only weighs the costs and benefits of every option, but presents interviews with informed experts, including economists, utility CEOs, and engineers. He gives a brief history of the development of the current utility business model and examines possible new business models that are focused on energy efficiency.Smart Power explains every aspect of the coming energy revolution for utilities in lively prose that will captivate even the most techno-phobic readers.

    Setting out across the harsh desert in order to forge a new path to 1837 California, daring mountain man Hugh Falconer leads his band of roughnecks and outcasts through the dangerous land against menacing odds.

    Amrapali craved peace; Upagupta’s bearing exuded contentment. Amrapali depended on the adulation of her audience; Upagupta spurned the attentions of the rich and famous. Their stories were different, but the Buddha’s wise teachings linked their lives – and the lessons to be learned from them.