Minimalist Budget will help you to turn your bloated expenses into a well-toned budget, spending on exactly what you need and nothing else. This book presents solutions for two major problems in our consumer society: (1) how to downsize your cravings without having to sacrifice the fun stuff, and (2) how to whip your finances into shape and follow a personalized budget. This is not a get rich quick book. But I can promise day-by-day, month-by-month, you’ll budget better and become richer as a consequence. Regardless of how much your income is we’ll find a way to budget, save, and increase your net worth. Since my youth, I’ve had to live on a budget that ranged from $100 to $200 a month if I was lucky. Even though I never knew how much I would have the next month, I was always able to have enough for my essential expenses, personal pleasures, and savings. If you’re tired of the false and impossible-to-follow promises of “finance gurus,” try out my simple, straightforward, easy-to-stick-to methods. Improve your spending habits: • Incorporate minimalism into your finances • How to avoid becoming a minimalist consumerist • Learn the psychological traps that make you overspend • Control your compulsive spending habits Feel financially secure every day: • Learn about two A-Z budgeting methods and how to make them work for you • Learn ratio-based budgeting and fixed-amount budgeting • Discover the best budgeting software programs • Design a bulletproof savings strategy to get out of debt, be prepared for emergencies, and set yourself up for retirement Stop hating your financial life: • Learn how to set SMART financial goals • Increase your self-confidence with budgeting • 50 small budgeting tips Financial education is not part of our educational system. It is normal that we don’t know how to budget when we step into the craziness we call adulthood. But it is not normal to stay ignorant about a field of life that (like it or not) guarantees our material survival. Money management is an essential skill for everybody who earns, shops or consumes. If you follow the budgeting tips in this book, you’ll be able to keep track of your finances. You’ll clearly know where your money goes, where it comes from and where can you save. You won’t feel stressed of running out of money unexpectedly, you’ll clear yourself out of debts and have savings for bigger expenses like a vacation, new car or unexpected events. Leave money struggles for yesterday. Grab a copy of Minimalist Budget by hitting buy now in the top right corner of this page.

    The tropical island holiday after her beloved grandfather’s funeral was supposed to be balm for her soul, and not create more worry. When Dominic Richards moves back to his home town to take up a new job, the last person he expects to discover as his new assistant professor, is the beautiful woman he spent a memorable night with on a tropical island. Nic doesn't do forever but having Melissa around has him thinking maybe he could. But Melissa is not one bit interested… or is she? (Note: this is a revised and expanded edition of Holiday Affair originally published, 2012.)

     So you've been hearing about it, but what exactly is a Bullet Journal?  Well, simply put, a Bullet Journal is your ticket to a more organized, well-planned, and less stressful life!  In this book, I'll show you the super simple method of bullet journaling that is sure to change your life.  In this book, you will learn:   How to start a bullet journal Best practices for using your bullet journal effectively What to look for when purchasing a bullet journal notebook Tons of bullet journal ideas to unleash your creativity How to use your bullet journal to give meaning to your day This book will pay for itself by giving you the tools needed to take back control of your day, your life, and your sanity! Let's get started!  Buy Quick Guide to Starting a Bullet Journal today and take the first step to a more stress-free life!

    . .And maybe never as a human.Get ready . . . it’s time to unlearn and learn.A collection of musings that will have you reeling in a wave of emotion long after you are done reading, this powerhouse of work will make you smile, cry, go red in anger, nod your head in agreement and grasp the finer nuances of what it means to be her in today’s world.A SMALL BOOK OF BIG LEARNINGS.About the AuthorReecha Agarwal Goyal holds an MBA in marketing and finance from Loyola Institute of Business Administration, Chennai. She has worked as a Wealth Manager in one of the reputed MNCs for six months before getting married in Delhi. Literature has always fascinated her and she has an undying passion for words. She believes that it is her kids, Aanya and Ayansh, who have brought out the writer in her. They make her see this world in a whole new light. Pink Musings is her first book and she desires to spend her entire life reading, writing and travelling.

    That was the first time my young heart fell out of rhythm. By senior year, we were best friends, and my unconditional love for him had awakened. By the time we finished college, I experienced my first heartbreak. He’d chosen another. Someone that wasn't me. He's still my best friend. I love him. All I need is for him to love me the way I’ve always loved him, but now I’ve embarked upon another problem... I’m falling in love with someone else. Is it too late for us? Why can’t he see me? See that I’m the only woman who can love him efficiently. Him The first time I laid eyes on her; time stopped. I vowed to never let her go and accepted the tormenting role of being her best-friend. I wanted to be her lover. I courted others unwillingly, because she sought men that weren't me. She's the air that I breathe. No one else compares to her. Am I invisible? Why can't she see me? See that I'm the only man who can fill her hollow places.

    The life she has come to love and bask in has all been a lie and now she’s forced to pick up the pieces and start over. Not to be defeated, she accepts the government assistance she needs to take care of herself and her five-year-old son. Life is hard, but she’s trying to be optimistic, knowing that things have to get better. Learning who she is and making changes within has been her focus even though her confidence is starting to dwindle. She’s stuck in a job that she hates and is working as much overtime as possible to afford to give her baby a great Christmas. But it consumes her energy, leaving nothing to share with her greatest joy. As fate would have it, she meets Santa at her son’s school and soon learns that he has a gift to share with her as well.Being a single parent has come natural to Josiah Lavan. He’s his son’s everything and that’s just fine for him. Dealing with his baby mama is a headache most days and he wouldn’t be angry if he never heard from her again. His career as the athletic director at a high school is the position he’s longed for and he plans to do everything in his power to keep it. Volunteering as a little league coach is his greatest joy, because he enjoys being a role model to young boys and helping parents with their guidance. He had everything he desired except love. But that fateful meeting at his son’s school proves that he would soon have the very thing he craved.Instant attraction between Josiah and Presley evokes different reactions. While Josiah is ready, Presley is fighting it. Can Josiah convince her that she’s ready for love again or will Presley continue to push Josiah out of her life just as quickly as he came in?

    

    Anaya went on many dates, kissed many frogs, and none turned into her prince. But each did leave her with post-worthy rants to her future husband. She met a guy who didn't want to travel. Dear #FutureHusband, I hope your passport is ready. She met a man who had questionable political opinions. Dear #FutureHusband, we don’t have to agree on everything, but we have to be on the same political team. Then she met Russell who seemed to be the future husband she posted about. Russell, on the other hand, was heartbroken — by his fiancé and baby mama — and was determined to stay single. He preferred meeting random women, and enjoyed one night stands, over being vulnerable in a committed relationship. Could Anaya be the woman to heal his broken heart?

    Zion Holiness Church. Feisty Natalia Freemon is the "head" of the crew. Rebellious and outspoken, she has no problems challenging the church status quo. Years later however, her loss of faith will tragically impact her life. Michelle Hanks, a country girl from a hardworking farm family is the peacemaker and "soul" of the crew. Although struggling with self-confidence she is wise beyond her years and can't wait to escape the farm life and find success; even if it costs her soul. Missy Jones, the "heart" of the crew, has the face of an angel and a voice sent from heaven. A pastor's daughter raised in the church, Missy loves the ministry and her place in it. But the flesh is tempting, especially when it comes in the form of sexy church musician and Mt. Zion playboy Tommy. In spite of her dedication to the word, Missy falls hard for Tommy, and then falls out of favor with the church. Trapped in a cycle of relationship abuse, Missy's world is falling apart until Beanie, a reformed stick-up man turned Deacon, shows her real love. But when tragedy strikes, Missy is torn between the truth, that could jeopardize every-thing she loves, or a lie that could be her damnation. These three best friends drift away from each other and the church but come back together through spiritual downfall, relationship crises, drug addiction, and even murder. Can the crew survive the drama involved in That Church Life?

    It seemed that this marriage had a price to pay. She had never contacted him and he had forgotten all about her existence. He had never thought that he would have a baby with his one-night-only wife. Would their son bind them together? See for yourself!

     When his roommate forced Elliot to find a job, he applied for the secretarial position at Bethel Community Church. But, in a case of mistaken identity, the ranking church officer thought Elliot was the perfect candidate for the open pastoral position. He must become a pastor in a hurry because the church is falling apart. The church needed a jolt and Elliot needed a job. Find out what happens when a novice minister finds himself in the driver’s seat of a church? Will the church find their perfect pastor, or will they send him packing?

    Ed., MANAGE and Allied Agricu

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    KEY TOPICS: Topics explored include wireless and wireline telecommunications systems, basic data communications networks and systems, local area networks, internetworks, and the Internet including TCP/IP protocol suite. MARKET: For professionals with a career or interest in electronic communications, data communications, and/or networking, as well as ECT, EET, and CET technologists.

    "Are we best friends or secret lovers?"That's a question Jalia and Hamidi find hard to answer.They've been best friends since they were kids but now that they're older deeper and more intimate feelings are beginning to surface.Hamidi has always been Jalia's protector.Jalia has always been Hamidi's secret keeper.So what will happen when they both know that she deserves more than the one-sided love she's been receiving?Will they stay best friends? Or will they become the best lovers either one of them has ever had?