Not another theft. Depressed over her youngest son leaving two years early for college– across the country no less!– Jerria takes up her husband Will’s offer of a relaxing Hawaiian cruise. But, a series of ominous events onboard the Ocean Haven squashes any idea of a calm tropical vacation. Soon Jerria’s very life is in danger, and she can’t blame the mythical Pele for this one. If you love cruising, you’re going to love this debut novel by The Cruise Addict’s Wife! Warm characters and rich descriptions of beautiful Hawaii bring this cozy mystery to life. If you’ve ever dreamed of the enchantment of a cruise ship vacation, Peril In Paradise is for you!

    But while the unease is widespread, few outside the profession understand the extent to which the medical system is being distorted. Dr Arun Gadre and Dr Abhay Shukla have gathered evidence from seventy-eight practising doctors, in both the private and public medical sectors, to expose the ways in which vulnerable patients are exploited by a system that promotes unscrupulous medical practices. At a time when the medical sector is growing rapidly, especially in urban areas, with the proliferation of multi-specialty hospitals and the adoption of ever-more sophisticated technologies, rational and ethical medical care is becoming increasingly rare. Honest doctors feel under siege, professional bodies meant to regulate the medical sector fail to do so, and the influence of the powerful pharmaceutical industry becomes even more pervasive.

    She had a loving wife, a beautiful home, and the promise of a child to call their own. However, after a devastating loss, Beth’s ex walked out on her, leaving Beth to pick up the pieces of their broken family.Now, at forty years old, Beth spends her days walking the empty halls of a house that no longer feels like home. Comfortable in her solitude, Beth’s night is interrupted when a woman shows up on her doorstep asking for shelter from the cold.Stranded and drenched by the pouring rain, 28-year-old Abby's night has gone from bad to worse. From her cheating ex to a fallen tree that’s blocked her path, Abby’s had it with the rest of the world. The company could be also better, but with nowhere else to go, Abby must depend on the kindness of a stranger that, while rough around the edges, can be quite warm if given the chance.A Place to Call Home is a sweet lesbian romance with no cliffhangers and a happily ever after.

    When she’s not caring for patients in the cardiac ICU, she’s avoiding the heaps of leaves in her yard. When a beautiful woman with three young daughters moves into the house next door, Beth’s routine existence takes an unpredictable turn.Bridget Dobbins spends her days teaching online classes, researching family histories, and corralling three little girls. When her Aunt Martha’s home becomes available in the seaside town of Mystic, Connecticut, Bridget is compelled to make it her home. A glimpse of her new neighbor is all the confirmation she needs that Mystic is where she’s meant to live.On a chilly October afternoon, Bridget offers Beth a pie, and a neighborly greeting. A few shared apple pies, a mutual affinity for witches and wizards, and a collision of the past and present lead Beth and Bridget on a magical journey through friendship and romance. What is magic? If you ask Bridget Dobbins, she’ll tell you it all begins with Three Little Spells.Three Little Spells is a short romantic story with a dash of Halloween flair. Gather your witches, wizards, ghosts, goblins, spells, and curses and fall in love this Halloween.

    Come and learn where we all came from in Heaven, as the Father Reveals His heart! Revealing Heaven II takes you further into the mysteries of God and continues to unveil His home - HEAVEN! You will visit more amazing mansions, find out why God allows your pets to go there and learn about Higher Education. Kat also tells of the time when the Father caught her up to His throne and revealed His heart to His people! You can know the wonders of Heaven through her beautiful illustrations of the celestial realm. See where the little babies play and find out what the Valley of Falls is like as she continues her journeys to Heaven. Also be prepared for the Great Awakening that is about to be poured out on this earth. Jesus said it will be the most exciting time to be alive as a Believer! Kat Kerr, President of One Quest Intl, and author of Revealing Heaven series, has known the Lord for over 50 years. She walks on a foundation of holiness that started in the 1800's with her Great grandparents. Kat pours out her life for others while walking with eyes blinded by God's love! Hopelessly young at heart, she brings a message of HOPE and POWER while sharing (at the Lord's request) what she was shown when caught up by the Spirit of God and taken on tours of Heaven. Operating in a 'seer' anointing for over 25 years, Kat exposes the enemy's plans and shares how to create a habitation for Heaven in your home! Ministering nationally and internationally she brings the rhema breath of God which empowers Believers to become the manifested Sons of God!

     Crochet for beginners will include: Step-by-step guide: Clear & precise instructions so you will not feel lost in between steps Clear picture illustrations: High quality illustrations with each step so you can understand the instructions better 27 Beginner Crochet Hacks: Top tips, tricks & hacks every beginner crocheter needs to know to avoid costly mistakes & learn faster 25 Beginner crochet patterns: Beginner crochet patterns with complete instructions & pictures are included within the book so you can start to create your own beautiful crochet patterns immediately Crochet for beginners 2.0 revised edition! 25 beginner patterns are included within the book without having to click any external links! Clear pictures & instructions are provided as well. Crocheting does not need to be hard if you follow the right guide. Grab this best-selling book today & you will be crocheting beautiful patterns in no time! Simply download your copy above now to get started!

    Dead husbands. Unfinished business.When did deception and disappearance suddenly become so fashionable?When Lori Walker discovers her husband's death wasn't an accident her darkest fears come true: the man she married was her greatest love and her biggest mistake.Lori is thrown a lifeline when she forms a tight friendship with other widows who share their own stories highlighted with humour, heartache and mysteries. Questions are raised, answers are challenged and trust falls to pieces. Emotional drama with suspense and intrigue, Four Widows explores the intricacies of love—its greatness and its acute complications.

    The child that should never have been. A fragile creature who’s empathy made her universally loved by those who knew her. An anomalous mixture of both humanity and the Divine, she walked the line between human and something more. After she was abducted while on a business trip in Europe, Hope is forced to try and find herself beneath the emotions and expectations of others. However, that’s a hard thing to do when she is surrounded by Fallen Angels that seem to want something from her, The Angel of Death who keeps appearing to stare at the “aberration” like she was as an animal at the Zoo, and a hitman who’d been coerced into being her bodyguard, and seems to swing from liking her to hating her on a minute by minute basis. Her life was a complicated mess. If only she knew what was to come...

    On the day he cast his Soul Song into the Verge to tie forever to one of the mysterious and powerful Vergers, something entirely unique occurred. For the first time in history, a Soul Singer cast so far through the Verge his Song landed in Hell itself and tied him to the very thing he'd pledged his life to fight. Now he has a year to find a way to sever a bond that is supposed to be eternal and unbreakable, if he doesn't, the Guild will consider him fallen and treat him like any other demon. As if this wasn't enough, Lyric, the demoness Acheron and the mysterious swordswoman, Cadence, learn of a prophecy that leads to them becoming inextricably tied up in the first supernatural war the earth has seen in centuries. From Boston to Louisiana to California, the Soul Singer and his companions are driven all the way to the second-sight city of Markhato, where free will kicks destiny in the teeth.

    They're inching towards that ultimate dream - buying their own land. Fenward's always been lucky with its sharemilkers: grateful, grafting folk who understand what's expected of them. Until now, when grief-stricken Ian Baxter and his precocious daughter, Gabrielle, arrive.Nickie Walker is enchanted by the glamour and worldliness of Gabrielle. Nickie's mother finds herself in the crossfire of a moral battle she dreads to confront. Each has a story to share.This is a coming-of-age story for two young girls who hold a mirror up to the place and people they love. It's a coming-of-age story, too, for a community forced to stare back at the image of a damaged soul.The question is: who will blink first?

    However, nothing good comes without a price. Will learns that with the good, comes the bad. How much is Will prepared to pay for the answers that he seeks?

    It of course depends on your health, the company you work for etc. However in the first chapter I would like to introduce you to the concept that retirement is an amount of money! After all, if you have that magical amount why not retire early?The second chapter takes you through the steps and importance of planning, and to the dangers of not planning. Like any financial goal, retirement is also a goal and has to be approached in a financial planning mode. So Retirement Goal Setting becomes a very important and is perhaps the first step in Retirement planning.How much money is adequate for a person to retire? It is a question that is very difficult to answer. Here is a generic answer telling you what are the factors to consider while trying to answer this question. This chapter has many pointers and a calculator which leads you towards the answer. Remember this is not an answer cast in stone as the facts keep changing, so will your answer. Can you really retire by investing an amount as little as Rs. 40 a day? The answer is yes it is the power of compounding. If you do have n or time on your side, it is possible to retire on an amount as small as Rs. 40 a day. And the fantastic thing is that this small amount can be got by making very simple changes in your life style.We then deal with Annuity the withdrawal stage. After all if you have accumulated money for your retirement, you should also know how to withdraw. Here we deal with what is annuity, what are the methods of creating annuities, what options are available, and the works about annuity.Retirement savings and investments are invested in various instruments. A book cannot really do justice to all the schemes that are currently available. However here is an attempt at that. It is accurate to the extent that the sources from where the details have been taken are up to date! There are books specializing in information about investment products which are produced on a yearly basis. One book which immediately comes to mind is In the Wonderland of Investments by Mr. Shanbag. A few chapters are devoted to answering how much and what type of insurance should you look at during retirement, the attitude of the Indian family to retirement, the need to make a will, some retirement blunders, etc. The book is rounded off with some useful calculators regarding how much to save, effect of inflation etc. These are simple calculators which can be created in excel. Some of these calculators can be found on websites like moneycontrol.com or in google.

    So does conflict, and scenes, and every other aspect of the fiction craft. But without unforgettable characters, your books will always be less than they could be.Don't let that happen.In WRITING UNFORGETTABLE CHARACTERS you'll learn:•How to lay the foundation for a memorable character•How to bond the reader with the main character from the start•The super power of unpredictability•The secrets of grit, wit, and moxie•How to bring your character to life on the page•How and when to reveal backstory•All about arcs and what they truly mean•The key to unforgettable villains•How to make minor characters memorable, too•How to create a great series characterAnd more, PLUS the powerful exercises James Scott Bell has taught in his sold-out writing workshops.No more flat stories! Give your readers what will turn them into career-long fans—characters who jump off the page.

    One night while picking up an extra bartending shift, she finds herself unable to resist the allure of a charming, older, and apparently straight, female customer. Breaking her one hard and fast rule, she allows herself to succumb to temptation. Julia Sinclair is a successful, independent, real estate broker. She is also a twice-divorced, single mother who has given up on love and is concentrating on her business and her health. After an out-of-town conference, she sits at a hotel bar and meets Maddie, the young, attractive, and personable bartender. For the first time in her life, she finds herself inexplicably attracted to a woman, but she is more interested than bothered by this surprising development. In spite of the differences in their ages, their locations, and their sexual pasts, Julia wants nothing more than to see Maddie again. Maddie’s fear, however, will not allow her to contemplate repeating this encounter, and she walks away. Will Maddie be able to overcome the fear of being herself? Will Julia be able to forgive Maddie for walking away?

    Aja is missing and Ro is devastated and driven into an unstable condition. Can he find Aja in time before he loses himself? Ace has been in love with Kyra since they were young. He had given up on her and moved on with Camille. When circumstances start to lead him back to Kyra, her secret comes out devastating him. Will he forgive Kyra and choose her? Or will her secret lead him to stay with Camille? Akia and Ray have always been the perfect couple. But cracks start to form when the stress of missing family members and secrets come out to destroy them. D-City has always been a dangerous city. But now with more secrets, new enemies, and old ones, who will survive and keep their love and lives intact.