But many managers can't read a balance sheet, wouldn't recognize a liquidity ratio, and don't know how to calculate return on investment. Worse, they don't have any idea where the numbers come from or how reliable they really are. In Financial Intelligence, Karen Berman and Joe Knight teach the basics of finance--but with a twist. Financial reporting, they argue, is as much art as science. Because nobody can quantify everything, accountants always rely on estimates, assumptions, and judgment calls. Savvy managers need to know how those sources of possible bias can affect the financials and that sometimes the numbers can be challenged. While providing the foundation for a deep understanding of the financial side of business, the book also arms managers with practical strategies for improving their companies' performance--strategies, such as "managing the balance sheet," that are well understood by financial professionals but rarely shared with their nonfinancial colleagues. Accessible, jargon-free, and filled with entertaining stories of real companies, Financial Intelligence gives nonfinancial managers the financial knowledge and confidence for their everyday work. Karen Berman and Joe Knight are the owners of the Los Angeles-based Business Literacy Institute and have trained tens of thousands of managers at many leading organizations. Co-author John Case has written several popular books on management.

    Nathan has been lying to his wife about a serious medical condition. Marsha, recently separated from her husband, cannot resist telling her children negative things about their father. What is the role of therapy in these situations? Trained to strive for neutrality and to focus strictly on the clients' needs, most therapists generally consider moral issues such as fairness, truthfulness, and obligation beyond their domain. Now, an award-winning psychologist and family therapist criticizes psychotherapy's overemphasis on individual self-interest and calls for a sense of moral responsibility in therapy.

    In this brilliantly compact, original, engaging book, Stephen Kotkin shows that the Soviet collapse resulted not from military competition but, ironically, from the dynamism of Communist ideology, the long-held dream for socialism with a human face. The neo-liberal reforms in post-Soviet Russia never took place, nor could they have, given the Soviet-era inheritance in the social, political, and economic landscape. Kotkin takes us deep into post-Stalin Soviet society and institutions, into the everyday hopes and secret political intrigues that affected 285 million people, before and after 1991. He conveys the high drama of a superpower falling apart while armed to the teeth with millions of loyal troops and tens of thousands of weapons of mass destruction. Armageddon Averted vividly demonstrates the overriding importance of history, individual ambition, geopolitics, and institutions, and deftly draws out contemporary Russia's contradictory predicament.

    

     This truly unique interactive quiz book game is the perfect addition to your reading enjoyment of this dystopian classic. "I don't have a clue how you turned my book reading device into a game, but I loved it. You're a genius in my book". Kathryn Cooper (KatherineCooperWrites.com) You may think you know all about the factions (Abnegation, Dauntless, Erudite, Amity & Candor) including symbols, values & mottos? You may think you know the characteristics & what happens with of all of the characters? BUT, how much do you really know? For example, On what floor of Candor HQ is the Interrogation room? 1) 3rd 2) 6th 3) 12th 4) 18th How many conditions are set out by Amity when agreeing to become a faction safe house? 1) 1 2) 2 3) 3 4) 4 There are 10 sections to this quiz. Each section automatic counts your score as you go. If you guess wrong, then you have the option of cheating by going back (you'll be supplied with a clue) or you can continue ahead. I know you'll like the quiz so much that I'm even offering another one absolutely free which you can access just by looking in the 'Look Inside' feature of Amazon. This amazing quiz book is really a must if you are a true fan of this spectacular post-apocalyptic novel - Insurgent.

    After her best friend and her husband are killed in a private airplane crash, Keri finds some of her friend’s personal effects, one of which is a diary. When Keri reads it, she discovers her friend had been secretly in love with another man, a soldier. Keri knew nothing about the relationship, even though she and her friend were as close as sisters. Determined to find the secret lover, Keri sets off on a journey and discovers the key to her destiny.

    From unexpected office entanglements to finding love again after a harrowing loss, the one thing that doesn’t change is how hard each is willing to fight once he finds the woman he wants to make his forever. This special boxed collection includes three full novels—Your Irresistible Love, Your Captivating Love, and Your Forever Love—each with a delicious alpha hero oozing hotness from its pages. This boxed set from USA Today bestselling author Layla Hagen will make you swoon, sigh, and fan yourself as you fall helplessly in love and get totally addicted to the Bennetts. Grab your copy and start your binge read today!

    My brother's best friend...And I want him to be my lover. From the first time I meet Leo Montgomery, I know that I'm in trouble. His dark, heated gaze skittering down my body sets my skin on fire. A rare sighting of his elusive, heart-stopping smile and—dear lord—I think I just ovulated. But then, he hires me to babysit his adorable little troublemaker after school and now my maternal instincts are working overtime. It was never supposed to be more than a harmless crush on my older brother's best friend. But (accidentally) showing him my enormous, red granny panties was probably my first mistake. (Apparently, he's into that sort of thing.) BOOK 2: PLAY BOY He's my best friend. He's a player...And now, he wants me in his bed Charlie Hartley is the thing that addictions are made of. Brash and unapologetic, tattooed and insanely handsome. I've become really good at keeping him in the friend zone, though. But when he offers to escort me to my 83-year-old grandmother's wedding, I start seeing him in a new light. Maybe there's more to him than that smoking hot body and those playful, flirtatious eyes. Now, we're growing closer, crossing lines, shattering boundaries. I've strutted out of the friend zone and straight into his bed. One drunken night of hot sex won't change our friendship...Will it? BOOK 3: BAD BOY A good girl. A bad boy. Business and pleasure collide. I can't stand Clinton Alvarez. My life was impeccably organized...until he rolled into town with his bad manners, his short temper and his cocky smirk. Now, he's opened up his grungy barbershop right next door to my pristine cupcake shop, bringing along his clientele of leather-loving motorcycle guys with broken noses. He's infuriating. Having him around brings out the worst in me. Except now, the only thing I hate more than Clinton himself is the fact that I'm starting to fall head over heels for him. BOOK 4: HOT BOY Save a fire truck. Ride a firefighter. Isn't that what they say? Ben Riggs says he loves me. He says he hasn't stopped thinking about me since he broke my heart and chased me out of town all those years ago... I say liar liar pants on fire. And boy, do those bright yellow, flame-resistant fireman pants look good on him. But I'm fighting like hell against the inferno of lust and nostalgia closing in on us. And it's a fight I can't afford to lose... BOOK 5: RICH BOY He's too suave. He has too much swagger. And an ego of royal proportions. I probably didn’t make a great first impression. Rushing through his apartment door--practically naked aside from the plastic shower cap on my head--and charging for his bathroom as if my skin was on fire. Yes, that's the story of how I met my new landlord… But Xavier George Andrew Henry Cambridge is more than just the guy who swings by on the 1st of the month to collect the rent. He's a real-life prince. Second in line to the throne of a country no one's ever heard of. Hiding out in this middle-of-nowhere small town to avoid his princely duties. And I can't help myself. I'm falling for him. BOOK 6: DREAM BOY A jilted bride.

    

    Graham Lord was born and educated in Southern Rhodesia (now Zimbabwe), raised in Mozambique, took an honours degree in History at Cambridge, and spent twenty-three years as Literary Editor of the Sunday Express in London, where he wrote a weekly column about books and met almost every major English language author of the 1960s to the 1990s.After leaving the Sunday Express in 1992 to become a full-time author he wrote regularly for The Daily Telegraph, The Times and the Daily Mail, and from 1994 to 1996 he edited the short story magazine Raconteur.Printed book size: 482 pages

    Here the lives of rich and poor, white and coloured are tightly interwoven. Various characters roam here, each with their own story. As Oom Kêppies says: “He’s like the sea, like a wave. You think you’ve got him, but his foam line on the sand is all that’s left.” But even before the line of foam is all that remains on the sand, the calm life cycle of the “salt of the earth” is suddenly threatened.,

    It is moving away from its current structure of documents and pages linked together, and towards a new structure that is built around people. This is a profound change that will affect how we create business strategy, design, marketing, and advertising. The reason for this shift is simple. For tens of thousands of years we've been social animals. The web, which is only 20 years old, is simply catching up with offline life.From travel to news to commerce, smart businesses are reorienting their efforts around people-around the social behavior of their customers and potential customers. In order to be successful, businesses will need to understand how people are connected, how their social network influences them, how the people closest to them influence them the most, and how it's more important for marketers to focus on small, connected groups of friends rather than looking for overly influential individuals.This book pulls together the latest research from leading universities and technology companies to describe how people are connected, and how ideas and brand messages spread through social networks. It shows readers how to rebuild their business around social behavior, and create products that people tell their friends about.

    Most of all, we want access and opportunity for all children but all possible advantages for our own. So argues historian David Labaree in this provocative look at the way this archetype of dysfunction works so well at what we want it to do even as it evades what we explicitly ask it to do.Ever since the common school movement of the nineteenth century, mass schooling has been seen as an essential solution to great social problems. Yet as wave after wave of reform movements have shown, schools are extremely difficult to change. Labaree shows how the very organization of the locally controlled, administratively limited school system makes reform difficult.At the same time, he argues, the choices of educational consumers have always overwhelmed top-down efforts at school reform. Individual families seek to use schools for their own purposes to pursue social opportunity, if they need it, and to preserve social advantage, if they have it. In principle, we want the best for all children. In practice, we want the best for our own.Provocative, unflinching, wry, "Someone Has to Fail" looks at the way that unintended consequences of consumer choices have created an extraordinarily resilient educational system, perpetually expanding, perpetually unequal, constantly being reformed, and never changing much.