Packed from cover to cover with stunning color photographs.

     Whether you are a rookie or an established Broker, this is the guide you need to lay the foundations for long-term success. Author Dustan Woodhouse has packed this book with dozens of tips and lessons gleaned from personal experience processing over 1,300 mortgage files and taking in over 2,000 applications verbally. You'll learn... - The old-school piece of technology that's every broker's best friend - How to have a complete application built by the time the very first phone call ends - When smart brokers decide to walk away from a file - Where to invest your marketing dollars (and where you'd just be throwing that money away) - How to trade cold-calling for warm-calling - How the "paycheque mentality" can sink your business, and what to do about it Every step, every tip, every process is aimed at building long-term relationships with clients and referral partners alike. It's all designed to get you to the holy grail of a referral-only business. Your mantra? Get the application. Here's how to do it.

    Provinces are in rebellion, while Emperor Nero struggles to maintain the remnants of his political power, as well as his last shreds of sanity. In the province of Hispania, the governor, Servius Sulpicius Galba, marches on Rome. In his despair, Nero commits suicide. Galba, the first Emperor of Rome from outside the Julio-Claudian Dynasty, is at first viewed as a liberator, yet he soon proves to be a merciless despot, alienating even those closest to him. A member of the imperial court, and former favorite of Nero, Marcus Salvius Otho seeks to become the childless Galba’s successor. When he is snubbed for another of the new emperor’s favorites, Otho decides to take the mantle of Caesar by force. At the same time, the governor of Germania, Aulus Vitellius, is proclaimed emperor by his legions, leading Rome into civil war. In the east, the empire’s fiercest general, Flavius Vespasian, has been embroiled in suppressing the rebellion in Judea over the last two years. With nearly one third of the entire Roman Army under his command, he wields formidable power. At first attempting to stay above the fray, and with the empire fracturing into various alliances, Rome’s most loyal soldier may soon be compelled to put an end to the Reign of the Tyrants.

     When a highway robbery takes place on route, Bligh feels there is more to it than meets the eye. He starts to investigate El Mexicano, an elusive but infamous bandit terrorising the south-west. As he hunts for his man, Bligh is led further into the vast Arizona wilderness. And what he finds will shatter all of his expectations... On the border of the US and Mexico, where the law seldom reaches, he pursues justice - and a hidden treasure. But in these Badlands, the truth is not always what it seems. Badlands is an action packed western full of intrigue, deception and revelations. Praise for Christopher Kenworthy 'A thrilling read.' - Robert Foster, acclaimed author of The Lunar Code. ‘Kenworthy is a craftsman and entertainer.’ - Richard Foreman, bestselling author of The Sword of Rome series Christopher Kenworthy was a journalist and novelist. His other Westerns include Apache Country and Hired Gun, and he has also written two naval fiction series - the John Paul Jones adventures and the In the Dark of the Moon saga. Pioneering Press is an imprint of Endeavour Press, the UK’s leading independent digital publisher. We publish new and classic westerns by authors from the US and the UK.

    He's a loner - his job is his life. The one creed Jude lives by is to only take work from those being persecuted by the corrupt men of the world. When Eli, an old friend from the war, needs help with a ruthless rancher, he hurries to his aid. As Jude attempts to protect Eli and the ranch, he's forced to face his past, all while Eli's family and a spitfire of a saloon girl disrupts his way of life.Will Jude and Eli survive and save the ranch, and if Jude lives, will he ride away, back into his old way of life, and leave behind all the good things that have come his way?Duane Boehm has written another western novel with enough humor, heartbreak, love, and outlaws to keep you turning the page.

    

    Cox weaves the exciting, authentic tale of Harry Nelson-Heron, a young midshipman in the British Navy in the early 1800s. Born in 1789 during the Irish Rebellion, Harry must overcome the prejudice against the Irish and the usual hazards of an active and inquisitive youth to realise his dream of becoming an officer in Britain’s Royal Navy. When he and his childhood friend Ferghal make the treacherous journey to London to be commissioned to a ship, fate smiles on them. Harry is appointed a midshipman on the HMS Bellerophon, and Ferghal joins him as a seaman. Corsairs, diplomacy, and exploration challenge their skills as the seafaring life takes Harry and Ferghal across the seas to worlds they never imagined and engages their ship in sea fights with the French during the Napoleonic Wars.

    Even in Hell, love can bloom.

    As a member of the Nolan sisters, Coleen Nolan was born into the spotlight and has stayed there ever since. She has now become one of the nation's favourite TV presenters and is used to newspapers and magazines claiming to have the inside story of her private life. In No Regrets Coleen finally reveals the truth of what really happened during the last few rollercoaster years, truly the worst of her life. Whilst it's certainly been a traumatic time for the whole family, Coleen is a survivor. First and foremost, she is a mum and is determined to hold her family together. The Nolans finally put aside their infamous feud to rally round their beloved sister Bernie, who tragically lost her fight with cancer on the 4th of July last year, aged just 52. In this memoir, Coleen movingly describes her struggle to deal with the emotional scars that come from losing someone so close and the effect it has had on her own life. In this incredibly candid memoir, Coleen writes with raw honesty about her family troubles, her career highs and lows, and her struggle with her body image. In recent years, Coleen has found herself in both a plastic surgeon's office looking at a £20,000 bill to 'fix her face' and at a breast cancer clinic asking for the removal of her healthy breasts to avoid becoming the fourth sister in the family to be struck down by cancer. Wonderfully warm and moving, and brilliantly funny and honest, No Regrets will take you from laughter to tears and back again as you share in Coleen's very personal journey.

    Few others can offer such a remarkable insight into life at Anfield from Shankly to Houllier and beyond. Born in Liverpool in 1954, Phil later moved to his spiritual home of Kirkby where his footballing abilities were soon noticed and he quickly acquired a range of schoolboy honours before signing professional forms for his beloved Reds in 1971.As he staked a claim for a first-team place, Kop messiah Bill Shankly would memorably declare: “Aye, Phil Thompson. The boy tossed up with a sparrow for his legs and lost!”Shanks, however, was in no doubt about the young Thommo’s qualities and Phil would go on to claim a host of Anfield honours including seven League Championships, three European Cups, two League Cups and an FA Cup.The proudest moment of his footballing life came in 1981 when he led the Reds to a third European Cup with a 1-0 defeat of Real Madrid in Paris, later parading the trophy at his local pub, The Falcon.He left the Reds after winning 42 England caps before returning to Anfield in a coaching capacity under Liverpool player manager Kenny Dalglish.Despite being controversially sacked by Reds boss and former teammate Graeme Souness in 1992, he sensationally returned to Anfield as Gerard Houllier’s right-hand man in 1998, going on to revive the glory days by claiming a famous treble of trophies in 2001.Coming full circle and happy to be a fan again, he shared in the joy of the Reds’ 2005 Champions League triumph in Istanbul – as highlighted during remarkable scenes on SKY TV.

    In the London office my new boss Victor tells me I shall be working in a regional office - and he wants me to drive there. I am to deliver Victor's shiny Jaguar: his pride and joy. The office is in Calcutta. This all sounds like fun to me. A month long holiday. How bad can that be I think and decide to invite my friend Douglas to come along for the ride. This will be a road trip to die for I tell him. Victor's P.A. Shirley is the all seeing eye. Nothing gets past here. I have to report in on my progress at key points on the route. Shirley is going to be watching me. 'If you so much as scratch it you're dead.' I laugh, what could possibly go wrong....? well just about everything. We were OK up till Trieste; then a goat got in the car - after that it was downhill all the way to Calcutta.

    But then, matrimony came along and politics suddenly felt like the non-essential elaichi in this Mughlai Biryani called life. When my ‘loved ones’ subjected me to scenarios unimaginable, when as the groom I had to wait for an hour for my baaraat to arrive, when certain ‘rituals’ scarred me with shame for the rest of my life, I so wanted to give it back to the society! And hence, ‘Lehengey and Lafdey’ was born. LnL will raise your ire, tickle your funny bone, and show you everything except what a wedding is supposed to be: a sacred union. In a world filled with romantic novels, where love always wins in the end; patience, perseverance and the insane ability to bear a butt load of crap is required to emerge victorious in the holy war of matrimony. Enough talk! Jump right in and witness a whirlpool of emotions, with a cup of masala chai and some fryums on the side. Put your seat belts on, for it is going to get crazy. Welcome to the world of Lehengey and Lafdey!

    

    Most commonly used medical abbreviations and acronyms.Anyone in the medical profession, from office workers to doctors themselves, will find this guide extremely useful.6-page laminated guide includes:weights & measurementspharmacologydiagnostic testingprofessional designationsmanaged careagencies/organizationshealth assessmentspecialized areas/facilitieslocations & directionsbody systems

    Meet the Air Raid Girls: three young women keen to do their bit during the Yorkshire blitz.Connie's life has taken an unexpected turn since her husband died - she's living at home and working in the family bakery - but night shifts as an ARP Warden give her a firm sense of purpose.Her younger sister Lizzie is eager to play her part too, perhaps as an ambulance driver. Her fiance refuses to support her decision... but does he really know what's best for her?Twenty-year-old Pamela has led a sheltered life, but when her family's home is destroyed in a raid she must learn to stand on her own two feet - helped by new friends.As bombs fall and fires rage, the young women face the destruction of everything they've ever known. Can their fighting spirit prevail? And what of their families and the men they love?A thrilling and heartwarming new story of friendship, love and duty in wartime by the author of The Spitfire Girls, for fans of Elaine Everest and Rosie Hendry.