There’s just one problem: those and many simi­lar statements are false. For the past few decades, Americans have spent billions of dollars on personal finance products. As salaries have stagnated and companies have cut back on benefits, we’ve taken matters into our own hands, embracing the can-do attitude that if we’re smart enough, we can overcome even daunting financial obstacles. But that’s not true. In this meticulously reported and shocking book, journalist and former financial columnist Helaine Olen goes behind the curtain of the personal finance industry to expose the myths, contradictions, and outright lies it has perpetuated. She shows how an industry that started as a response to the Great Depression morphed into a behemoth that thrives by selling us products and services that offer little if any help. Olen calls out some of the biggest names in the business, revealing how even the most respected gurus have engaged in dubious, even deceitful, prac­tices—from accepting payments from banks and corporations in exchange for promoting certain prod­ucts to blaming the victims of economic catastrophe for their own financial misfortune. Pound Foolish also disproves many myths about spending and saving, including:Small pleasures can bankrupt you: Gurus popular­ized the idea that cutting out lattes and other small expenditures could make us millionaires. But reduc­ing our caffeine consumption will not offset our biggest expenses: housing, education, health care, and retirement.Disciplined investing will make you rich: Gurus also love to show how steady investing can turn modest savings into a huge nest egg at retirement. But these calculations assume a healthy market and a lifetime without any setbacks—two conditions that have no connection to the real world.Women need extra help managing money: Product pushers often target women, whose alleged financial ignorance supposedly leaves them especially at risk. In reality, women and men are both terrible at handling finances.Financial literacy classes will prevent future eco­nomic crises: Experts like to claim mandatory sessions on personal finance in school will cure many of our money ills. Not only is there little evidence this is true, the entire movement is largely funded and promoted by the financial services sector.  Weaving together original reporting, interviews with experts, and studies from disciplines ranging from behavioral economics to retirement planning, Pound Foolish is a compassionate and compelling book that will change the way we think and talk about our money.

    Violence swept through the island: assassins were sent to kill President Harry Truman, gunfights roared in eight towns, police stations and post offices were burned down. In order to suppress this uprising, the US Army deployed thousands of troops and bombarded two towns, marking the first time in history that the US government bombed its own citizens.Nelson A. Denis tells this powerful story through the controversial life of Pedro Albizu Campos, who served as the president of the Nationalist Party. A lawyer, chemical engineer, and the first Puerto Rican to graduate from Harvard Law School, Albizu Campos was imprisoned for twenty-five years and died under mysterious circumstances. By tracing his life and death, Denis shows how the journey of Albizu Campos is part of a larger story of Puerto Rico and US colonialism.Through oral histories, personal interviews, eyewitness accounts, congressional testimony, and recently declassified FBI files, War Against All Puerto Ricans tells the story of a forgotten revolution and its context in Puerto Rico's history, from the US invasion in 1898 to the modern-day struggle for self-determination. Denis provides an unflinching account of the gunfights, prison riots, political intrigue, FBI and CIA covert activity, and mass hysteria that accompanied this tumultuous period in Puerto Rican history.

    This study guide includes a detailed Plot Summary, Chapter Summaries & Analysis, Character Descritions, Objects/Places, Themes, Styles, Quotes, and Topics for Discussion on Outliers by Malcolm Gladwell.

    But then the children arrived.No one knew where they came from: thirty-two kids, seemingly born of the jungle, speaking an unknown language. At first they scavenged, stealing food and money and absconding to the trees. But their transgressions escalated to violence, and then the city’s own children began defecting to join them. Facing complete collapse, municipal forces embark on a hunt to find the kids before the city falls into irreparable chaos.Narrated by the social worker who led the hunt, A Luminous Republic is a suspenseful, anguished fable that “could be read as Lord of the Flies seen from the other side, but that would rob Barba of the profound originality of his world” (Juan Gabriel Vásquez).

    Narcocorridos are Mexican ballads about the daring deeds of cross-border drug traffickers. Tracing the narcocorrido from its birth during the Mexican Revolution, up through its recent developments on the Mexican West Coast, the cradle of drug traffic. From there, the story moves to Los Angeles, where drug music began to blend with the corridos of Mexican immigrants and the concerns they have with living in the United States. The books narrative then heads across the Southwest to the Texas border region, where drug songs are still competing with more old-fashioned gunfighter ballads, then down through Mexico to the southern states of Michoacan, the latest big drug area. Finally, we are taken to Mexico City, with a traveling balladeer of the Zapatista revolution, and a meeting with Teodoro Bello, an illiterate genius who has not only become the most popular present-day corrido writer but the best-selling composer in Mexican history. Through this journey, we feel what how important the music is to the people who make and listen to it, while understanding the deep historical significance this music has on culture, both in Mexico and the United States.

    Jonathan M. Katz, the only full-time American news correspondent in Haiti, was inside his house when it buckled along with hundreds of thousands of others. In this visceral, authoritative first-hand account, Katz chronicles the terror of that day, the devastation visited on ordinary Haitians, and how the world reacted to a nation in need.More than half of American adults gave money for Haiti, part of a monumental response totaling $16.3 billion in pledges. But three years later the relief effort has foundered. It’s most basic promises—to build safer housing for the homeless, alleviate severe poverty, and strengthen Haiti to face future disasters—remain unfulfilled. The Big Truck That Went By presents a sharp critique of international aid that defies today’s conventional wisdom; that the way wealthy countries give aid makes poor countries seem irredeemably hopeless, while trapping millions in cycles of privation and catastrophe. Katz follows the money to uncover startling truths about how good intentions go wrong, and what can be done to make aid “smarter.”With coverage of Bill Clinton, who came to help lead the reconstruction; movie-star aid worker Sean Penn; Wyclef Jean; Haiti’s leaders and people alike, Katz weaves a complex, darkly funny, and unexpected portrait of one of the world’s most fascinating countries. The Big Truck That Went By is not only a definitive account of Haiti’s earthquake, but of the world we live in today.

    Born in Rosario in Argentina in 1987, he began playing football at a very young age, and it wasn't long before his skill and potential was noticed in Europe by Barcelona. He debuted in the 2004-5 season, breaking FC Barcelona's team record for youngest footballer to score a league goal, and being part of the outstanding team that won La Liga that year. His breakthrough season was 2006-7, when he became a first team regular, and in 2008-9 he scored 38 goals to play an integral part in the team's triple-winning success. He surpassed this achievement in 2009-10 with 47 goals in all competitions, and again in 2010-11 with 53 goals.Since Pep Guardiola took over as manager of Barcelona in 2008, Messi has become Barcelona's all-time top scorer in all official club competitions - at the age of 25. He scored an astonishing 91 goals in the calendar year 2012 alone. He won the FIFA World Player of the Year Award in 2009, and won the inaugural FIFA BALLON D'OR in 2010 and again in 2011 and 2012. He has also excelled on the international stage, playing for his national team. The diminutive Argentinian plays with a smile on his face at the most successful club in European football. He has even been praised by Maradona as his 'successor'. He is undoubtedly one of the greatest players of all time, possibly even the greatest. Guillem Balague's perceptive and compelling book goes to the heart of the mystery - and genius - that is Messi.

    Augustine Sedgewick's Coffeeland tells the hidden and surprising story of how this came to be, tracing coffee's five-hundred-year transformation from a mysterious Muslim ritual into an everyday necessity.This story is one that few coffee drinkers know. It centers on the volcanic highlands of El Salvador, where James Hill, born in the slums of Manchester, England, founded one of the world's great coffee dynasties at the turn of the twentieth century. Adapting the innovations of the Industrial Revolution to plantation agriculture, Hill helped to turn El Salvador into perhaps the most intensive monoculture in modern history, a place of extraordinary productivity, inequality, and violence.Following coffee from Hill family plantations into supermarkets, kitchens, and workplaces across the United States, and finally into today's ubiquitous caf�s, Sedgewick reveals how coffee bred vast wealth and hard poverty, at once connecting and dividing the modern world. In the process, both El Salvador and the United States earned the nickname "Coffeeland," but for starkly different reasons, and with consequences that reach into the present. This extraordinary history of coffee opens up a new perspective on how the globalized world works, ultimately provoking a reconsideration of what it means to be connected to faraway people and places through the familiar things that make up our day-to-day lives.

    One couldn't care less about his mistress, the other swoops in. A fun-house mirror through which Monzó examines the creative process.

    Christopher Columbus's 1492 voyage across the Atlantic Ocean in search of a trading route to China, and his unexpected landfall in the Americas, is a watershed event in world history. Yet Columbus made three more voyages within the span of only a decade, each designed to demonstrate that he could sail to China within a matter of weeks and convert those he found there to Christianity. These later voyages were even more adventurous, violent, and ambiguous, but they revealed Columbus's uncanny sense of the sea, his mingled brilliance and delusion, and his superb navigational skills. In all these exploits he almost never lost a sailor. By their conclusion, however, Columbus was broken in body and spirit. If the first voyage illustrates the rewards of exploration, the latter voyages illustrate the tragic costs- political, moral, and economic.In rich detail Laurence Bergreen re-creates each of these adventures as well as the historical background of Columbus's celebrated, controversial career. Written from the participants' vivid perspectives, this breathtakingly dramatic account will be embraced by readers of Bergreen's previous biographies of Marco Polo and Magellan and by fans of Nathaniel Philbrick, Simon Winchester, and Tony Horwitz.

    With the marriage of Ferdinand & Isabella, the final expulsion of the Moslems and the discovery of America, Spain took on a seemingly unstoppable dynamism that made it into the world's first global power. This amazing success however created many powerful enemies and Elliott's famous book charts the dramatic fall of Habsburg Spain with the same elan as it charts the rise.

    This time the focus is on the bad arguments people use all the time, in politics, the media and everyday life.

    English has the mastered the hybrid narrative art form of social history and underworld thriller. The Savage City is a truly gripping read filled with unexpected twists and turns.”—Douglas Brinkley, author of The Great DelugeIn The Savage City, T.J. English, author of the New York Times bestselling blockbuster Havana Nocturne, takes readers back to a frightening place in a dark time of violence and urban chaos: New York City in the 1960s and early ’70s. As he did in his acclaimed true crime masterwork, The Westies, English focuses on the rot on the Big Apple in this stunning tale of race, murder, and a generation on the edge—as he interweaves the real-life sagas of a corrupt cop, a militant Black Panther, and an innocent young African American man framed by the NYPD for a series of crimes, including a brutal and sensational double murder.

    Teresa Mendoza is his girlfriend, a typical narco's morra-- quiet, doting, submissive. But then Guero's caught playing both sides, and in Sinaloa, that means death. Teresa finds herself alone, terrified, friendless and running to save her life, carrying nothing but a gym bag containing a pistol and a notebook that she has been forbidden to read. Forced to leave Mexico, she flees to the Spanish city of Melilla, where she meets Santiago Fisterra, a Galician involved in trafficking hashish across the Strait of Gibraltar. When Santiago's partner is captured, it is Teresa who steps in to take his place. Now Teresa has plunged into the dark and ugly world that once claimed Guero's life-- and she's about to get in deeper...

    Doctor, Harvard professor, renowned infectious-disease specialist, anthropologist, the recipient of a MacArthur "genius" grant, world-class Robin Hood, Farmer was brought up in a bus and on a boat, and in medical school found his life’s calling: to diagnose and cure infectious diseases and to bring the lifesaving tools of modern medicine to those who need them most.Mountains Beyond Mountains takes us from Harvard to Haiti, Peru, Cuba, and Russia as Farmer changes minds and practices through his dedication to the philosophy that "the only real nation is humanity"—a philosophy that is embodied in the small public charity he founded, Partners in Health. He enlists the help of the Gates Foundation, George Soros, the U.N.’s World Health Organization, and others in his quest to cure the world. At the heart of this book is the example of a life based on hope, and on an understanding of the truth of the Haitian proverb "Beyond mountains there are mountains": as you solve one problem, another problem presents itself, and so you go on and try to solve that one too.