But when the baby dies of natural causes while under her roof, and knowing her neighbour will be devastated, Minnie swaps it with one of the infants in her care.Now seventeen, Jewel Nightingale knows nothing of her true origins. But assaulted by her hateful cousin and making the dreadful discovery that she is pregnant, she faces a desperate dilemma. Fleeing her job as a domestic maid, she follows an advertisement to a house in Bolton's dark slums, where a woman promises to help her when the child is born. Little does Jewel know that there’s a terrible price to pay . . .Can she keep herself – and her baby – safe? And what will happen when Jewel discovers the truth about where she came from? Gritty and page-turning historical saga set in Northern England in the late 1800s, perfect for fans of Dilly Court and Rosie Goodwin.

    Instead she finds herself smack in the middle of a centuries old feud that someone wants to settle once and for all....and they will stop at nothing to reclaim what they feel is rightfully theirs.When Shannon discovers an old diary she is suddenly pulled into all the mystery and legend of the Black Hills.As she deals with a mother who talks to ghosts, a grumpy old geezer who is up to no good, and a handsome colleague with revenge on his mind, Shannon tries desperately to help her friend hold onto her home, her dreams and the land that she loves.An extra bonus to this book includes yummy recipes from the Mid West!Mansion MayhemShannon Porter has always loved a good ghost story, so when her editor asks her to write a book about famous ghosts, she jumps at the chance. She loves the idea that the book will take her to various locations around the world, starting with a haunted mansion in England. Little does she know that instead of writing her book, she will spend most of her time trying to solve a murder. Eliminating suspects and finding the real killer among a group of strangers that include a ghost crazy matron, a mysterious maid that appears only to Shannon, and a creepy recluse professor, proves to be more of a challenge than Shannon expects.As a special bonus, this cozy mystery ghost story also includes some yummy authentic British recipes. Boathouse BedlamWith her loyal furry companion, Edgar by her side, Shannon travels to a small town in Maine to compile more research for her book on famous ghosts. Excited to be staying in a haunted boat house, and eager to experience all the culinary feasts that New England has to offer, Shannon is looking forward to doing a lot of work, a little relaxing and an enormous amount of eating.But when her dog Edgar makes a frightful discovery on the beach, her plans for work and relaxation are suddenly thrown into turmoil. Who is friend and who is foe?Only the resident ghosts can say for sure!Delicious recipes for the authentic New England dishes mentioned in the book are included at the end of this cozy mystery ghost story. Castle ChaosAlthough recent experience has taught her otherwise, Shannon is really hoping that this final research trip for her book will be all work, some play and no foul play. But you can never be sure what might happen at an ancient castle in Ireland that is reportedly haunted by a very nasty spirit!While Shannon prepares to deal with whatever may come her way during this final trip, she is also preparing for big changes in her personal life at home.You can share this final culinary adventure with the traditional Irish recipes included at the end of this cozy mystery ghost story.

    If she’s not careful, Maggie’s old junk may wreck her new life. "Hutchins’ Maggie is an irresistible train wreck—you can’t help but turn the page to see what trouble she’ll get herself into next." Robert Dugoni, #1 Amazon Best-selling Author of My Sister's Grave Live Wire (Maggie #1): Washed-up alt-country-rocker-turned-junker Maggie Killian is pulled to Wyoming by an irresistible force . . . former bull rider Hank Sibley, the man who broke her heart fifteen years before. When she unexpectedly meets his Sunday school-teaching girlfriend at a saloon, Maggie seeks liquor-fueled oblivion between the sheets of a younger man’s bed. But after her beloved vintage truck breaks down and leaves her stranded in the Cowboy State, she learns her hook-up died minutes after leaving their rendezvous. Suddenly surrounded by men with questionable motives, Maggie searches for the murderer while fighting the electricity between herself and her old beau and her new penchant for local whiskey.Sick Puppy (Maggie #2): Junker and former alt-country-rocker Maggie Killian tucks tail back to Texas with Louise, the mutt her bull-riding ex foisted on her in Wyoming after he gave another woman his heart. Maggie runs straight to Gary Fuller—her long time best friend-with-benefits and the biggest Texas country music star since George Strait—but arrives too late to save him from dying in a fire. She just wants to lick her wounds in her own bed with nothing save a bottle for comfort, but Maggie’s short term renter refuses to budge from her home. Soon her small town sanctuary is overrun with Nashville bigwigs, Gary’s trailer park family, and grief-crazed fans feeding the fires of media speculation about the bodies in her wake.Dead Pile (Maggie #3): After Maggie Killian’s junker business goes into the shitter in Texas, the former alt-country-rocker packs up her vintage truck and rescue mutt for Wyoming and a sexy reunion with her ex, Hank Sibley. When she discovers Hank’s foreman unceremoniously dumped on the ranch’s dead pile—the repository for deceased livestock—deputies look no further than the ranch for suspects, especially the young Amish hand, Andy, who received a battlefield promotion of sorts. Because the two have bonded over his guitar lessons, Maggie worries about Andy, even as she is struggling to resolve her suddenly resurrecting musical past, the demolished business in her present, and the complexity of a future with a lover who has suffered from traumatic brain injury since his bull riding days, his disapproving sister, and his Alzheimer’s-stricken mother. ˃˃˃ See why Pamela wins contests and makes best seller lists. USA Today Best Seller #1 Amazon Best Seller Top 50 Amazon Romantic Suspense and Mystery Author Silver Falchion for Best Adult Mystery USA Best Book Awards Cross-Genre Fiction Amazon Breakthrough Novel Award, Romance, Quarter-finalist ˃˃˃ Once Upon A Romance calls Hutchins an "up-and-coming powerhouse writer." If you like Sandra Brown or Janet Evanovich, you're going to love Pamela Fagan Hutchins. A former attorney and native Texan, Pamela splits her time between Nowheresville, Texas and the frozen north of Snowheresville, Wyoming. ˃˃˃ The Maggie reviews are in, and they're good. Very, very good.

    

    This book is written in a simple manner for readers to understand the various terminologies and working process of the financial markets. If you are looking to understand and enter the stock markets but don't know from where to start, then this book is for you. The basic concepts are same for Indian and overseas markets so it will help you understanding both. It will help you as a reference guide for investing in stock markets. Specifically it will help you in:- 1. Know basic terms and conditions of the stock market. 2. Know products and services associated with the stock market. 3. Know how to kick start in stock markets. 4. know Do's and Don'ts in Stock Markets. 5. Selecting a broker. 6. How to make your first trade. 7. Additional mental mastering technique that will help you to achieve more on markets as well in life. 8. Insight of a trader/investor who has more than 10+ years of experience in stock markets. 9. Illustrated examples for more clarity on topics.

    As of January 14, 2016, this is an unverified document. NOTE: this document has been reformatted for the Kindle. It can be searched, bookmarked, annotated, etc. It is not a dump of the PDF.

    Along with his candid expose of the problems, he poses some suggestions about what needs to be done to break the stranglehold of the African elites on political power and to set sub-Saharan Africa once more on the road to development.

    Unwelcome newcomers to Still Creek, Minnesota, she and her troubled teenage son are treated with suspicion by the locals, including the sheriff. Yet nothing will stop her from digging beneath the town's placid surface for the truth - except the killer.Night Sins (Engineer: Jill Sovis): A peaceful Minnesota town, where crime is something that just doesn't happen, is about to face its worst nightmare. A young boy disappears. There are no witnesses, no clues - only a note, cleverly taunting, casually cruel. Has a cold-blooded kidnapper struck? Or is this a reawakening of a long-quiet serial killer?Guilty as Sin (Engineer: Melissa Coates): A cold-blooded kidnapper has been playing a twisted game with a terrified Minnesota town. Now a respected member of the community stands accused of a chilling act of evil. But when a second boy disappears, a frightened public demands to know: Have the police caught the wrong man? Is the nightmare continuing . . . Or just beginning?

    The youngest of three, she longs to be loved by her mother, but Ellen spends all her time with her eldest son, while Abbie and her brother, Sam, take refuge with their neighbours, Sandra Lewis and Peter Ryan. Although vibrant and attractive, Abbie pushes people away with her constant need for reassurance. Infatuated with Peter, she longs for the day when he tells her that he loves her. And Sam is courting Sandra. But Peter and Sandra have a secret - one that could destroy the friends' relationship should it become known. Will Abbie finally find the security and affection she has been searching for all her life, or will she always be looking for love...?

    Her engagement party is a chance for her and David to finally celebrate their good news. But with obstacles springing up on all sides, there may be more than the dress and venue to arrange before she can consider walking down the aisle. Frances and James are doing their best to ignore their feelings for each other as they organise the school play. Can Frances find a way to let herself love again?Amid all the drama, old friends are always on hand, and when Dottie falls ill, a familiar face comes back to Burracombe to lift her spirits and perhaps change her life.With surprises around every corner, life is never dull in this beautiful Devonshire village . . .

    Based on the experience of the authors in teaching Mathematics Courses for almost four decades at the Institute of Technology, New Delhi, this text book rather than a guide/problem book, lays emphasis on the presentation of fundamentals and theoretical concepts in an intelligible and easy to understand manner.

     What was his secret, everyone wondered? And the answer turned out to be pretty basic. Because, besides being industrious and frugal, which you may have guessed, he had invested in the stock market throughout the years. This is actually not as surprising as it may sound. According to a recent World Wealth Report, the wealthy invest the largest part of their money into stocks and businesses. Our wise janitor had simply done what the wealthy do. So he got a similar result. That is, he grew his money into considerable wealth. And you can do this too. Now, we aren't saying you will make $8 million. After all, this is a beginners book and the janitor had an extraordinary result. But stock market investing is one of the best tools you can use to build a more secure financial future for you and your family. So are you someone who wants to make money in the stock market? And does that story make you feel excited? Have you tried to understand the stock market, only to be discouraged by how complicated it all seems? And aren't you just a little bit encouraged that an ordinary person, like our janitor from Vermont, could invest in stocks and succeed? If you answered yes to any of those questions, then this book just might be the solution you've been looking for. Because it will show you just what you need to know, and no more, to start investing in the stock market. And it will describe all of this for you in simple terms you already understand. Not complicated theory. Not a mind-numbing blitz of technical buzzwords. Just what you need to know and no more. And the few specific steps you can take to get started. Here's what you will learn: -The 5 big reasons to invest in stocks -Simple explanations of the basics of stock market investing -Great sources of recommendations to help you pick winners (no complicated research required) -The one thing you must do to get started (but you only have to do it once) -How to buy and sell stocks -3 key strategies to protect your stock investments from big losses -And many more invaluable tips on building your stock portfolio  So that by the end of this book, you will be able to buy your first stock. You will know the simple steps to grow your money in the stock market. And start on the your path to a more secure financial future.

    Auditing is perhaps our single best defense in ensuring the integrity of our financial reporting system. That's why this new Eighth Edition of Boynton and Johnson's Modern Auditing focuses on decision making and the critical role auditors play in providing assurance about the integrity of the financial reporting system. Known for its clear writing and accessibility, this text provides comprehensive and integrated coverage of current developments in the environment, standards, and methodology of auditing. Features * Real-world examples relate issues discussed in the chapter to ethics, audit decision making, and the integrity of the financial reporting system. * Focus on Audit Decisions sections highlight key factors that influence an auditor's decisions. * Includes discussion of the role of the Public Company Accounting Oversight Board (PCAOB) Auditing Standards, and a chapter feature highlights PCAOB standards that differ from Generally Accepted Auditing Standards for private companies. * Expanded case material related to the integrated audit case (Mt. Hood Furniture) provides a variety of databases that allow students to utilize generalized audit software (IDEA) to accomplish various audit tasks. Multiple databases allow the case to be reused with different data from term to term. * A flowchart style chapter preview begins each chapter. * Chapter summaries reinforce important audit decisions included in the chapter. * End-of-chapter material organized by audit decisions provides a clear link between audit decisions discussed in each chapter and the problem material.

    Howard Farran shows that running a business isn’t all that complicated—if, you’re focusing on the right three areas: •People: maximizing the potential of employees, customers, and yourself.•Time: mastering the efficiency that helps a business turn the biggest profit possible.•Money: learning to love the numbers that function as the business’s scorecard.With simplicity, good humor, and plenty of stories Dr. Farran reveals the actions that can lead anyone to bigger profits, happier people, and a more fulfilling life.

    She's eager to move home to Quinn Valley and live a quiet life, writing music and teaching workshops and classes at the local kids' center. But there's also another reason she doesn't want anyone, especially the media, to know where she is. David Quinn is the last of Marcia Quinn's five children to settle down and he doesn't seem to be in any hurry to find love. The very last person on his list would be Hannah Keane, who seemed to look down her nose at him the last time she saw him, like she did back when they were in high school. But as he begins to realize that maybe he was wrong about Hannah, he also starts to worry that something else is going on, something that Hannah is running from and that she won't be able to stay in Quinn Valley after all.