Gambling with Other People’s Money: How Perverse Incentives Caused the Financial Crisis


Russ Roberts - 2019
    Russ Roberts argues that the true underlying cause of the mess was the past bailouts of large financial institutions that allowed these institutions to gamble carelessly because they were effectively using other people’s money. The author warns that despite the passage of Dodd-Frank, it is widely believed that we have done nothing to eliminate ‘Too Big to Fail.’ That perception allows the largest financial institutions to continue to gamble with taxpayer money.

The Bethany Tales: Four Intertwined Stories of Restoration and Hope


Bryan E. Canter - 2020
    Peer into the lives of four people from the village of Bethany—a harlot, a mistress, a beggar, and a leper—as their worlds interweave and collide. Throughout similar circumstances, they each have unique and personal encounters with Jesus. Along the way, they learn what it means to experience authentic relationships, genuine community, and true faith. These emotionally charged stories reveal people who struggle with the same kinds of life issues that we all encounter today—feelings of loneliness, guilt, inadequacy, betrayal, and despair. Yet their interactions with Jesus bring profound changes to the way that they view their world, each other, and themselves. These four tales use the creative gift of imagination to explore what each of these men and women might have been thinking and feeling, while remaining true to the biblical accounts and consistent with life in first century Israel. So come on a journey that will challenge you, inspire you, and like these characters from Bethany, leave you forever changed.

One Night With the Billionaire: The Complete Series


Cassie Cross - 2016
    On her way to a presentation that could make or break her, she runs into Jason Turner, a handsome, mysterious billionaire. Jason is immediately drawn to Kaia, and wastes no time in letting her know how much he wants her. But for reasons that Jason doesn’t explain, reasons that he doesn’t even like to think about, he can’t let himself get involved with anyone. It’s not safe. So, he asks Kaia to meet up with him that evening, but there’s a catch: they can only have one night together. Despite her own better judgement, Kaia agrees. But one pleasure-filled night isn’t enough for either one of them, and Jason finds his resistance crumbling. If Jason lets Kaia get closer, she could get hurt. If he lets her go, he’ll always want her. If he can keep her safe, is it worth a chance? When Kaia finds out that past Jason’s holding onto is built on a lie, maybe Jason will finally let himself have a future with her…

The Lady in the Veil


Leah Fleming - 2015
    It must have been sitting on the garage shelf for years among all the other family rejects.'When a woman finds a lost photo album in a garage clearout, she is drawn to the images of her ancestors. But one image in particular stands out: a baby sitting in the lap of its mother, both draped from head to toe in a cotton lace curtain or something, completely enveloped and unrecognizable. Who are they and what has happened to them?In a story that moves between 2012 and 1850, the shocking secrets of one family are gradually revealed …

10,000 Miles for Love: Turn Long-Distance Relationships into Long-Lasting Love - A Practical and Soulful Guide for the Modern Woman


Milena Nguyen - 2017
    However, there is just one little problem... This person lives in an entirely different part of the world from you. This could be another city, another country, or even another continent. You are up at weird hours of the night trying to calculate time zone differences hoping the internet sharks do not break your Skype connection, and somewhere along the line, the sparks began to fizzle. You want to make it work, but is all this trouble worth it? In this practical and soulful guidebook, Milena Nguyen - the "LDR guru" with nine years of first-hand long-distance relationship experience - will help you not only survive but thrive in your long-distance romantic relationship (LDR). Vietnam-born, Singapore-based, Milena is married to her Brazilian soulmate. Their long-distance love story went viral in 2015, inspiring over 300,000 lovers around the world. As a wife, relationship coach, and an empowered woman who spoke three times on the TEDx stage, Milena has implemented every advice she writes for herself and in her long-distance relationship. In this book, you will find: - Real stories that touch your heart and help you believe in love - Inspiration to overcome all challenges and to create your dream relationship despite the distance - Insights on how to transform your relationship from distance to closeness, loneliness to connection, and uncertainty to confidence. - Step-by-step guides on the key topics you will face in your long-distance love: online communication, traveling, keeping it fun, relocation, parents, sex and intimacy, cheating, building a team, and much more. No matter how much doubt you have about your long-distance relationship, how daunting the distance may feel, or how many miles are between you and your partner -- know that by following the guidance of 10,000 Miles for Love, you can make your relationship work. Your long-distance love story deserves a happy ending, but you must be the one who writes it. The time to start is now.

Potty Train in a Weekend: Potty training in 3 days


Rebecca Mansfield - 2013
     Are you ready to potty train your child quickly and with success? This best-selling book is the answer. Becky Mansfield, child development expert at YourModernFamily.com shows you exactly how to do it successfully. It is the only complete guide to potty training that you will need. You can train your child earlier and faster than you thought possible! In this book, you will learn... *Signs of readiness *The secret to potty training in three days *What to do when they won't poop on the potty *How to handle regression *What to do when your child is not at home *Should you use charts and rewards? *What is the best way to potty train a boy? *How to potty train at night You will not be going back and forth between diapers, pull-ups and underwear anymore. This book has been marked as the best potty training book by multiple speakers around the world. It has been read by tens of thousands of parents and they all say one thing: It is the only guide you will need for potty training success. It is filled with all of the information and tools that you need to start potty training and complete it in three days. As a bonus, this second edition book has an added chapter to teach parents how to potty train a special needs child. Parents all over the world are having success with this system and now you can, too!

Scars Set In Stone


Shenaia Lucas - 2018
    Each chapter serves a different purpose. The chapters are For The Scarred, For the Loving, For the Oppressed, and For the Healing. This book teaches you to love yourself and others. It teaches the difficulty of dealing with past traumas and the journey towards healing, despite when it feels as if your scars are set in stone. It's better experienced than described, so sit down with some coffee and allow yourself to feel-- and heal.

Rogue Christmas Story


Lara Ward Cosio - 2018
    This story takes place *after* where Felicity Found ends.

Nightshade


a.k. anderson - 2016
    Six years later, the crime remains unsolved, and it’s the sudden death of her estranged grandmother - as well as Iris’s subsequent introduction to the prickly, yet entrancingly enigmatic Heathcliffe Monroe - that unlocks an even more complicated mystery. Between the lingering shadows of long-lost family secrets, and an overwhelming freefall into an entirely unexpected new world - the only guarantee that Iris has left is that there isn't one.A 2016 Kindle Scout Selection.

Grim Undertakings: Book 1 of the GrimFaerie Chronicles


Whit McClendon - 2019
    There are a few who do the dirty work on the side of the Light. Unknown protectors walk among us, gleefully using fang and claw and magick, leaving a bloody trail of vanquished evildoers in their wake. They are the GrimFaeries. If you are evil enough to try to tip the balance towards the Dark side, you might just get a visit from one. And they won't be leaving a coin under your pillow.When Kane the Grim is tasked with finding a serial murderer in Houston, he discovers that there is much more at stake. Magick is afoot, and an evil sorcerer is behind the killings. When he rescues a witch from certain death, his new mission becomes clear: stop the bad guy before it’s too late. Teaming up with a witch who's as good with a gun as with her spells, they'll face monsters, magick, and M-16's, as they risk everything to stop the evil in its tracks before all is lost. If you're a fan of Jim Butcher's Dresden Files, you'll love the first tale of the GrimFaerie Chronicles, an exciting new urban fantasy from Whit McClendon, the author of the Fire of the Jidaan Trilogy!

Cupidity


Holly Hepburn - 2013
    Modern day matchmaking is tough – people are busy, their hearts are harder to hit and he’s had enough of wall-to-wall romance. And St Valentine has noticed…Annelise is a Lost Cause. She runs a dating agency but her heart is colder than a penguin’s feet. She thinks love is about compatibility and has no time for passion.Can Cupid prove to St Valentine that he hasn’t lost his touch by melting Annelise’s heart? Or is it curtains for Cupid?A romantic comedy novella - 23,000 words long'Gorgeously romantic, unputdownable and utterly delicious!' Miranda Dickinson, Sunday Times Bestseller (Fairytale of New York, It Started With A Kiss, When I Fall In Love)'A completely charming, fantastically funny, romantic romp, perfect reading for a sunny afternoon.' Scarlett Bailey (Married by Christmas, The Night Before Christmas, Santa Maybe)

Last Horizon Omnibus: Beta and Live


Daniel Schinhofen - 2018
    It has been reedited to help clean up some of the massive errors in the individual books.) Join David, Mariam, and Will on their journey into Last Horizon, the first Fully Immersive VRMMORPG. The old friends are looking for fun in their retirement and hope to have one last adventure as their golden years come to a close. Follow the trio as they deal with hardships, in game and out. A tale of exploration, love, tragedy and triumph. (This is a Gamelit/LitRPG novel that is light on the numbers and heavy on character interactions.)

Fodor's Caribbean Cruise Ports of Call (Full-color Travel Guide)


Fodor's Travel Publications Inc. - 1995
    John's, Antigua; Oranjestad, Aruba; Bridgetown, Barbados; Belize City, Belize; Bermuda; Kralendijk, Bonaire; Calica (Playa del Carmen), Mexico; Cartagena, Colombia; Colon, Panama; Costa Maya, Mexico; Willemstad, Curacao; Roseau, Dominica; Falmouth, Jamaica; Freeport-Lucaya, Bahamas; Grand Cayman, Cayman Islands; Grand Turk, Turks and Caicos Islands; St. George's, Grenada; Pointe-a-Pitre, Guadeloupe; Key West, Florida; La Romana, Dominican Republic; Fort-de-France, Martinique; Montego Bay, Jamaica; Nassau, Bahamas; Charlestown, Nevis; Ocho Rios, Jamaica; Progreso, Mexico; Puerto Limon, Costa Rica; Roatan, Honduras; Samana (Cayo Levantado), Dominican Republic; San Juan, Puerto Rico; Santo Domingo, Domican Republic; Santo Tomas de Castilla, Guatemala; Gustavia, St. Barthelemy; Fredericksted, St. Croix; Cruz Bay, St. John; Basseterre, St. Kitts; Castries, St. Lucia; Philipsburg, St. Maarten; Charlotte Amalie, St. Thomas; Kingstown, St. Vincent; Road Town, Tortola; and The Valley, Virgin Gorda· Covered ports of embarkation: Baltimore, Maryland; Charleston, South Carolina; Fort Lauderdale, Florida; Galveston, Texas; Houston, Texas; Jacksonville, Florida; Miami, Florida; New Orleans, Louisiana; New York, New York; Port Canaveral, Florida; San Juan, Puerto Rico; Tampa, Florida

This Time Love


Mary Ellen Boyd - 2021
    She loves her work, loves making old things new.Then she purchases a very unique mirror. And suddenly finds herself in a country party in 1810 England.Thrust into this new world with nothing but the mirror and her wits, Grace has to learn to fit in and quickly. She takes a risk, and trusts the truth to a larger-than-life old man who matches the stories passed down from her grandmother.She's desperate to find a way back home. What she doesn't need is to fall in love.Who is this woman, and how did she get here?Garrett Atherton, Earl of Fairfax and determined bachelor, is definitely not enjoying his own country party, a sop to his parents’ demand he finally wed. However, when a mysterious woman who strongly resembles one of the wealthiest families in England appears, uninvited and spouting odd opinions, his whole world flips upside down.No one seems to know her or where she's from. Worse, she claims to be from the Americas.Yet she is the only woman in the Marriage Mart ever to intrigue him. He may lose his heart just in time to lose her forever.

Sealed With a Kiss


Fiona Walker - 2012