Based on the proven techniques of the national Debtors Anonymous program, here is the first complete, step-by-step guide to getting out of debt once and for all.  You'll learn:How to recognize the warning signs of serious debt.How to negotiate with angry creditors, collection agencies, and the IRS.How to design a realistic and painless pay-back schedule.How to identify your spending "blind spots."How to cope with the anxiety and daily pressures of owing money.Plus the three cardinal rules for staying out of debt forever and much more!This book is neither sponsored nor endorsed by Debtors Anonymous.  A recovered debtor, the author is intimately familiar with the Debtors Anonymous program.

    Wealth Without Risk contains the identical money management plans and tax-saving tips that 150,000 prople have paid $300 each to learn about in Givens's programs--the same proven strategies that have enabled Givens himself to accumulate assets (including a gold-plated Lincoln, a personal jet, and a Jamaican plantation) worth more than $100 million.

    This audio program helps the listener understand what they deserve and what steps they must take to get it. 2 cassettes.

    Interested readers include students and researchers in economics and finance, as well as financial analysts following the latest theoretical developments in capital asset pricing.