Best of
Money-Management

2012

Living Beyond Rich: The Playbook of How to Live Your Life Without Financial Stress, Fear, or Pain


Jen McDonough - 2012
    We once were too, however, our family was able to transform our situation & turn our worst days into our best days.Our story has gained world-wide media attention and it is one that we love to share. It has given countless of people just like YOU hope & inspiration.Is this book ONLY for people that are already good at keeping track of personal finances NO!Living Beyond Rich is for the everyday person next door who thinks winning the lottery is the only way they can become rich. It's for the person who:* Is just plain worn out when it comes to dealing with their finances.* Struggles with separating their self worth from their negative net worth and/or;* Doesn't think they can do a budget.I am an ordinary person who can show you how to live an extraordinary life when it comes to gaining control over your personal finances.I am not a financial advisor, financial planner, or certified public accountant. Despite this, my family has managed to pay off over $150,000 worth of consumer debt & an additional $30,000 in medically related expenses in just three years!Without any get-rich-quick schemes involved, how did we accomplish this?Living Beyond Rich will show you how from the vantage point of an ordinary American family. Similar to what families face today, our struggles were frequent throughout our journey. Some of our detours to the road to freedom included:* Experiencing an emotional job loss in a downturned economy.* Having an unexpected addition to our family.Fighting our way through quite a few medical issues.Question:Who doesn't dream of becoming rich, especially in our fast moving society today where quick results are expected?For many years, we too wanted to become RICH. We thought our financial woes would vanish when/if some windfall would come our way.Our dreams for becoming rich disappeared overnight when we received the news that one of our children developed a chronic lifetime medical condition.Rather than wanting to become rich, we just wanted to survive.In needing to face our financial situation due to the large amount of medical bills coming our way, we would become gripped with terror to discover what our financial situation really looked like. We were stunned to find ourselves DROWNING in over $150,000 of consumer debt (this did not include our first mortgage).We asked ourselves:* Why was this happening to us and how had we gotten to this low point?* Were we the only ones with financial troubles?* How on earth were we ever going to get back on our feet again?Have You Ever Asked Yourself Similar Questions?Living Beyond Rich will change people's lives.It is our family's playbook of how we transformed our lives from living a life crammed with embarrassment, fear, shame, and isolation to a living a life overflowing with abundant joy, hope, freedom, peace, & empowerment.Living Beyond Rich will:* Give readers the background of what living in financial despair can do to a family.* Provide knowledge and actionable tools to help eliminate debt.* Share resources to learn more & achieve extraordinary success.If you are one of the millions of people looking to transform your lives, I applaud you for taking the first steps to success by reading Living Beyond Rich!I would love to have you join our movement towards gaining a rich life and look forward to connecting with you.Live Beyond Rich! Live Beyond Awesome!Jen McDonough "The Iron Jen"Website: http://www.TheIronJen.comTwitter: @TheIronJen

Allen Carr's Get Out of Debt Now


Allen Carr - 2012
    It starts by addressing the various psychological attitudes to money and spending that lead to debt. By unravelling the brainwashing instilled by the banking and credit industries, it adjusts our mindset to show what really gives us pleasure in life. It also helps us see the futility in spending money we don't have on things that don't make us happy. The message throughout is that it is easy to get out of debt if you follow the instructions. Having dealt with the mindset, it moves on to practical methods for removing the problem, measuring your spending and income, making a plan to balance the books, reducing your spending, paying off your debts and increasing your income.Praise for Allen Carr’s Easyway:“I was exhilarated by a new sense of freedom.” – The Independent“A different approach. A stunning success.” – The Sun“His skill is in removing the psychological dependence.” – The Sunday Times“The Allen Carr method is totally unique.” – GQ Magazine

READY FOR PRETIREMENT: Plan Retirement Early So Your Money is There When You Need It


Kris Miller - 2012
    It is during these unexpected situations that people often make foolish decisions because of the stress and pressure to make a quick choice.   But a little planning goes a long way.  The worksheets and tools included in “Ready For PREtirement” make it easy to get started.  Learn how to create a Living Will and a Living Trust.  Designate Guardians for your young children and make sure that your family is cared for, even if you can’t be here to take care of them yourself.   While older people have pressing financial planning issues related to age and health, retirement planning isn’t just for Seniors.  Author Kris Miller taps into her vast Estate Planning experience and explains why you should get started now – even in your 20’s, 30’s, and 40’s.   “Ready For PREtirement” is designed to offer – in easy-to-understand terms – an overview of all the financial decisions that everyone will need to make at some point in their lives.  From writing a will to creating a trust, from the proper way to hold property to selecting low-risk investments, this book provides necessary financial guidance for everyone. For those who haven’t even started their PREtirement planning yet, “Ready For PREtirement,” will serve as the first step.   So get started and get “Ready For PREtirement.”