But witnesses throughout San Francisco report a masked man in black is bringing supplies--and badly needed hope--to homeless earthquake survivors. Some believe that the city's gallant rescuer is a gentleman of wealth. But others whisper that he is a working-class man with courage as great as his faith. And rumor has it that one of the city's most spirited society belles is helping him against her family's wishes. What can be confirmed is that the masked messenger will need more than a miracle to escape those on his trail--and win the woman risking everything to save him....