Readers can maintain complete control over their money-and not sacrifice precious points to an advisor or broker.Using a strategy that minimizes volatility and maximizes returns, Solin makes investing according to the principles of the most sophisticated financial models accessible to individuals in a way that has never been possible before.As readers have come to expect from Solin, implementing this plan is as simple as one, two, three: open an account with a discount broker; determine the appropriate asset allocation using the simple questionnaire in the book or online; input pre-determined ETFs (Exchange Traded Funds) and the allocations for the level of the investor's individual risk profile.This is the only book that provides the information and practical guidance that readers need to achieve the very best results with the minimum risk,on their own.

    Forget complicated, abstract philosophy—people need sound financial advice that's easy to follow and can be implemented immediately. For the first time, a leading financial adviser has developed a remarkable set of guidelines to give individuals the same kind of objective insight into their personal finances that successful businesses have. Your Money Ratios will help readers effectively manage debt, invest prudently, and develop a realistic and effective savings plan to ensure both financial success and security. Readers need only plug their income and age into Farrell's ratios in order to get an instant picture of their savings status and overall financial health, as well as a roadmap for the important choices they must make in the future. Here’s what you will find in this book:IF YOU ARE IN YOUR 20s OR 30s: Your Money Ratios will tell you how to get started and what you need to do over the next 35 years to stay on track. If you are lucky enough to read this book when you are young, you will have a clear vision for where you need to go throughout your working career. By setting yourself on the right path, you won’t have to work so hard later in life to meet your goals.IF YOU ARE IN YOUR 40s: You can benchmark your own financial circumstances against the ratios and see how you are doing with respect to your savings, debt, investments and insurance. You have plenty of time to make adjustments if necessary and plot out your path to retirement.IF YOU ARE IN YOUR 50s: The formula will provide you with a realistic assessment of your ability to retire. It will help you make the important decisions about how to allocate your financial resources over the next 10 to 15 years, and how to put on the final push for retirement.

    Absolutely:•No Trendlines•No Support or Resistance analysis•No ADX•No RSI•No Fibonacci Retracements of Extensions of any kind•No Elliot wave•No Candlestick patterns ( triangles, rectangles, pendants, Flags,…..)•No Bollinger Bands•No StochasticWelcome to the world of Pure Price action at its finest.PRICE ACTION the like of which you have never seen before. Identify current Trend at a Glance; quickly assess whether you are at the beginning of the move or whether you are late.All you need is a FREE Metatrader 4 platform and this Book.

    That's how they see me--all they'll ever see when they look at me. But I am more, so much more. We can't change the past, the hand we've been dealt, But we can play that hand and win in the end. And that's what I plan to do--what I've always planned to do. Then he came into my life. Jaxon Prescott. He's everything I want, But nothing I'm permitted to have. He's too good, too perfect, For someone like me. After all, I'm just a maid, To them. They don't know the real me, My dreams, my fears, my past, My secrets. Jax A rich playboy.... That's how they see me--all they'll ever see when they look at me. They've got it all wrong, So wrong. I've been living a lie, a fabrication of what they want, And I thought it was what I wanted. Then she came into my life. Ava Williams. She reminded me of what I want, What I need, And who I really am. She's everything, But nothing I'm supposed to have. She's not right, not polished enough For someone like me. After all, I'm high class society--better than everyone else, To them. They don't know the real me, My dreams, my fears, my past, My secrets.

    For ten years, her whole life has been about caring for him. Now, before she can move on with her life, she must fulfill her husband’s deathbed wish to scatter his ashes in Provence. And to let Ryder Wilding go with her.Ryder, her husband’s best friend. And the man she fell in love with a lifetime ago.Ryder’s first mistake was walking away from Julia. His second mistake was marrying the wrong woman—a marriage that ended in a nasty divorce. He’s spent all the years since wrestling with the guilt of loving his best friend’s wife. Now Ryder must take Julia to Provence to scatter her husband’s ashes. He thought losing his best friend was painful, but keeping his hands off Julia will be the hardest thing he’s ever done.Can love overcome grief and guilt to give them a second chance?A later in life, friends to lovers holiday romance set in the beauty of Provence…

    She wore it like a badge of honor. Unlike her free-spirited friends, who freely loved, she created a rule book that gave her specific instructions to follow when it came to guarding her heart. Over the years, Nyla allowed her painful childhood to be a blanket of protection and reason behind being anti-love. At thirty years old, Nyla finally grew tired of her Mother's coddling ways and decided it was time for a change. Unsure of the first place to start looking, the person who has always guided her steps in and opens his home to her - her best friend Chea Bradley. Whenever these two are in the same vicinity of one another, a harmony of love encompassed them to the point of suffocation, but what can be done when one is determined not to fall? Uprooting from all she knew, Nyla heads to Colorado with the intentions of getting her business off the ground. Along the way of expanding her brand, it seems Cupid has a bow with Nyla's name on it ready to strike its target - her heart, causing her to be open and honest about her feelings. Chea Bradley is a man of strength and determination. Every step he has taken in life has been calculated down to the house he would buy. Unlike Nyla, who is blind to their unmeasurable chemistry, Chea steps in and gives Nyla all the love and strength she never thought she needed. But will that be enough? Will these two best friends of eight years do the unthinkable and embrace the inevitable, or will the fear of falling in love keep them stagnate?

    The book begins with an Overview section. This provides an introduction to Financial Management and to the Financial Environment. The next part covers Financial Planning and Analysis. This section explains concepts like taxes, cash flow, financial statements, and analysis of funds flow and statements. It also discusses financial planning and forecasting.The third part covers the Fundamental Valuation Concepts. This section looks at risk and return, and Securities valuation. The next two parts focus on capital structure, budgeting and dividends. These sections discuss cost of capital, capital structure, planning the capital structure, share valuation and dividend policy. The chapter on Capital budgeting also includes techniques of capital budgeting and analyzing risks in capital budgeting. Part seven goes into Long Term Financing. It covers securities market and sources of long term finance.The next part discusses Working Capital Management. It covers topics like working capital policy and financing, inventory management, and cash and credit management. The last part looks at some special topics like acquisitions, restructuring and mergers. It also discusses international finance management, and project finance, leasing and hire purchase.Fundamentals Of Financial Management provides a good coverage of the basic concepts relating to the financial environment. The topics explained include tax systems, financial institutions, banking arrangements and the regulatory framework. All the concepts are explained using numerous examples and illustrations. Besides the illustrations given within the chapter, additional concepts, tools and techniques with illustrations are provided at the end of chapter sections. The book takes an analytical approach, and explains the various analytical methods in context.

    From investing in Bitcoin in university to his time writing for Reuters, and then mining the digital asset ― Lou meets a co-founder of Ethereum and Gerald Cotten of QuadrigaCX (before he was reported dead), and hangs out in North Korea with Virgil Griffith, the man later arrested for allegedly teaching blockchain to the totalitarian state.Coming of age in the 2008 financial crisis, Lou's generation has a natural affinity with this rebel internet money, this so-called millennial gold, created in the wake of that economic storm. At once an immersive narrative of adventure and fortune, Once a Bitcoin Miner is also a work of journalistic rigor. Lou examines this domain through the lens of the human condition, delving deep into the lives of the fast-talkers, the exiles, the ambitious, and the daring, forging their paths in a new world harsh and unpredictable.

    

    When Henry Stewart, the Earl of Lakefield and the man she once loved, comes back to her life, Sarah struggles to deal with what is in her heart. Even though she feels the spark still burning for him, she knows better than anyone that nothing could change the past. Will Sarah find the strength to go against the odds and change her ill fate?A broken heart and a righteous Earl...After Sarah ran away from him two years ago, Henry decided to live in solitude, until the day he crossed paths with her again. From that moment on, he cannot stop daydreaming about his old love, but his deep scars do not let him trust her again that easily. To make matters worse, he knows that a relationship with her would tarnish his status forever. Will Henry be strong enough to turn away from the only woman he has ever loved? Or will he risk it all and give love a second chance?A love that could never be buried...As Sarah and Henry’s fate brings them together again and again, they will not only have to face their repressed feelings, but also their past that keeps emerging and reminding them of what they could be. As if this was not enough, a heartless rake will threaten to tear them apart once again. Will Henry save Sarah from the man who scarred her life with his capricious whims? Will the two soulmates defy everyone opposing their love?"An Earl's Eternal Destiny" is a historical romance novel of approximately 60,000 words. No cheating, no cliffhangers, and a guaranteed happily ever after.

    She didn’t care much for the things they did, she kept her hair short and always believed she’d never leave her home. But her life will radically change when her brother, the Laird, agrees to marry her to an old warring clan, the Calbraiths, to ensure long-lasting peace.Moira’s plans of spinsterhood and living a simple life with her niece and nephew are squashed and she unhappily agrees to the marriage plans for the good of her people. Moira does not know what to expect of her new husband. Very quickly she realizes that Laird Niall Calbraith is a strong, handsome man built like an ox and he’s now married to her!Not knowing how to properly stand next to him, she can hardly imagine how spending the nights with him will feel. Everyone expects her to be happy, but Moira believes that something evil is lurking in the shadows.When a mysterious illness takes hold of the castle, Moira is certain that she’s right. But while she is trying to uncover the secret that brings sorrow and death to her new clan, supposition turns against her and she feels disillusioned by her husband who does not seem to trust her at all.Moira is determined to find out more, even if she knows that the outcome of this mystery will affect not only the future of her new clan but also the fate of her marriage. And a failure might even cost her her very life…

     Despite making the conscious decision to separate herself from the married Malachi Montgomery, the pain of losing him causes a natural tug of war inside Paris’ heart. Just before Spring Break Hope learns that she’s pregnant but now she’s unsure of exactly what to do. On one hand, she doesn’t want to disappoint her father because he only knows the meek and sheltered child he raised. He has yet to face the young, fleshly woman she’s now become—the one that has fallen weak for a man. But on the other, the father of her unborn child is not who she once thought he was. While Franki’s heart continues to open up to Churchboy Josh, she’s unsure of just how long their relationship will last without sex. Every day she struggles with her past and when things back home take a turn for the worst, the lines between intimacy, sex and religion immediately get blurred. And finally, Asha hits rock bottom. So low that she attempts mending relationships that were once thought to be broken beyond repair. She even makes notable strides putting the puzzle pieces of her life back together. But will it all be too late? Will it even be enough to change her selfish, gold-digging ways? Find out in the finale of Heartbreak U.

    

    Let’s have you destroy your debt. Let’s have you be rid of it forever. That’s exactly what this 80/20 guide is going to give you—a sure-fire, bulletproof, tried and true method for destroying your debt. Debt, in almost any form, is lame. Nope, “lame” is probably not a strong enough word for it. Debt is a burden. Debt’s a drain. It’s a mood killer. It’s a relationship strainer. It’s a cash flow crusher. Sheesh. It takes the fun out of just about everything. Sure, you’ll hear fancy-pants people tell you about “good” debt and “bad” debt and the like. They’ll discuss fancy terms like “opportunity cost” or the value of using “OPM” (other people’s money, and if you didn’t know what OPM meant, bless you). They may even use another three-letter acronym like “ROI” when they’re talking about how you can leverage debt and get a better return on your investment. Well, we’re not talking about capitalization of a multi-conglomerate business. We’re talking about your personal finances. And when it comes to personal finances, debt is a draining, mood-killing, cash flow-crushing burden—and it’s lame. Heck, debt collectors, big banks, attorneys ... they all make debt personal. So I think it’s safe to say that your debt belongs right square in the middle of what we’d call your personal finance. Yes, let’s make this very personal. Let’s talk about how you got into this mess of debt, where you want to go, and how you’ll get there. And, true to our 80/20 guide form, I’ll tell you everything you need to know and do as quickly as possible. Unless I see a good opportunity for a joke, where I’ll drag it out just a bit longer.

    A strategy that’s not pie-in-the-sky and not just a bunch of theory, but rather a systematic plan that is backed up with real numbers showing it clearly beating the S&P 500 over time. A trading strategy that’s understandable, repeatable, that works and works simply.Anyone can do this. In simple-to-understand language, you’ll discover---- The six ETFs that power the strategy, and why.-- The simple technique for identifying which of those ETFs to buy, and which to sell. And most importantly, when.-- How $5,000 can end up $1,000,000 in your retirement portfolio.-- How to protect your portfolio during market downturns with a simple cash trigger.-- In short, how to earn an average of 12% annually in the stock market with minimal trading, less volatility, and less risk.Beat "The Street" in just 20 minutes.If you have 20 minutes a month and a computer, you can turn any investment amount into a steadily growing compounding machine that will make you the envy of Mad Money’s Jim Cramer and 99% of all mutual fund managers.Make just 2-4 trades one day a month. The strategy tells you what ETFs to buy and what to sell. That’s it. Then turn off the computer and go live your life.