Whether you are a rookie or an established Broker, this is the guide you need to lay the foundations for long-term success. Author Dustan Woodhouse has packed this book with dozens of tips and lessons gleaned from personal experience processing over 1,300 mortgage files and taking in over 2,000 applications verbally. You'll learn... - The old-school piece of technology that's every broker's best friend - How to have a complete application built by the time the very first phone call ends - When smart brokers decide to walk away from a file - Where to invest your marketing dollars (and where you'd just be throwing that money away) - How to trade cold-calling for warm-calling - How the "paycheque mentality" can sink your business, and what to do about it Every step, every tip, every process is aimed at building long-term relationships with clients and referral partners alike. It's all designed to get you to the holy grail of a referral-only business. Your mantra? Get the application. Here's how to do it.

    

    But then, matrimony came along and politics suddenly felt like the non-essential elaichi in this Mughlai Biryani called life. When my ‘loved ones’ subjected me to scenarios unimaginable, when as the groom I had to wait for an hour for my baaraat to arrive, when certain ‘rituals’ scarred me with shame for the rest of my life, I so wanted to give it back to the society! And hence, ‘Lehengey and Lafdey’ was born. LnL will raise your ire, tickle your funny bone, and show you everything except what a wedding is supposed to be: a sacred union. In a world filled with romantic novels, where love always wins in the end; patience, perseverance and the insane ability to bear a butt load of crap is required to emerge victorious in the holy war of matrimony. Enough talk! Jump right in and witness a whirlpool of emotions, with a cup of masala chai and some fryums on the side. Put your seat belts on, for it is going to get crazy. Welcome to the world of Lehengey and Lafdey!

    In the London office my new boss Victor tells me I shall be working in a regional office - and he wants me to drive there. I am to deliver Victor's shiny Jaguar: his pride and joy. The office is in Calcutta. This all sounds like fun to me. A month long holiday. How bad can that be I think and decide to invite my friend Douglas to come along for the ride. This will be a road trip to die for I tell him. Victor's P.A. Shirley is the all seeing eye. Nothing gets past here. I have to report in on my progress at key points on the route. Shirley is going to be watching me. 'If you so much as scratch it you're dead.' I laugh, what could possibly go wrong....? well just about everything. We were OK up till Trieste; then a goat got in the car - after that it was downhill all the way to Calcutta.

     From knights in shining armor to the sexy men of the Old West, lose yourself in these beautifully-crafted tales of romance. Swoonworthy heroes and fiery heroines will touch your heart and leave a lasting impression. This set includes: Queen of Lost Stars by Kathryn Le Veque - Can a woman who has lost everything find love in a lonely knight? Hold Me, Thrill Me, Kiss Me by Barbara Devlin - Pinning his hopes on a kiss beneath the kissing bough, Lord Nicholas Sheldon enlists the aid of his onetime enemies, journeys to Portsea Island, and risks everything for a chance at happiness. The Queen's Man by Terri Brisbin - When a woman falls back in time to Elizabethan England, an adventure of a lifetime awaits. Westbound Awakening by Hildie McQueen - A journey of hope and redemption as Captain John McClain and Mae Hawkins find themselves traveling west to a new life and new adventure. A Knight's Quest by Lana Williams - A lady bound by duty. A knight veiled in secrecy. Can love save them both? A Knight's Reward by Catherine Kean - Lord Dominic de Terre risks all to save the woman he loved and lost, but will he win a knight’s greatest reward? Word of Honor by Alexa Aston - Can Geoffrey de Montfort and his wife, Merryn, recapture the love they once shared despite having spent years apart? This is a limited edition collection.

    Even in Hell, love can bloom.

    Few others can offer such a remarkable insight into life at Anfield from Shankly to Houllier and beyond. Born in Liverpool in 1954, Phil later moved to his spiritual home of Kirkby where his footballing abilities were soon noticed and he quickly acquired a range of schoolboy honours before signing professional forms for his beloved Reds in 1971.As he staked a claim for a first-team place, Kop messiah Bill Shankly would memorably declare: “Aye, Phil Thompson. The boy tossed up with a sparrow for his legs and lost!”Shanks, however, was in no doubt about the young Thommo’s qualities and Phil would go on to claim a host of Anfield honours including seven League Championships, three European Cups, two League Cups and an FA Cup.The proudest moment of his footballing life came in 1981 when he led the Reds to a third European Cup with a 1-0 defeat of Real Madrid in Paris, later parading the trophy at his local pub, The Falcon.He left the Reds after winning 42 England caps before returning to Anfield in a coaching capacity under Liverpool player manager Kenny Dalglish.Despite being controversially sacked by Reds boss and former teammate Graeme Souness in 1992, he sensationally returned to Anfield as Gerard Houllier’s right-hand man in 1998, going on to revive the glory days by claiming a famous treble of trophies in 2001.Coming full circle and happy to be a fan again, he shared in the joy of the Reds’ 2005 Champions League triumph in Istanbul – as highlighted during remarkable scenes on SKY TV.

     You surely have heard something about the Korean War. Or the Forgotten War as some call it. But do you really know all that happened? Have you heard the personal stories from the people who actually saw or did the fighting? If you haven't, you are in for a treat. While the war was among the shortest in history, it left an invisible mark - a divided Korea. And there's a lot that led to that. It wasn't just about the UN and South Korea fighting against North Korea, China, and the Soviet Union. You will: * Learn what UN soldiers did with Chinese corpses when it got cold. * Understand Japan's role in facilitating the war. * Know the real reason China got into the war despite being very scared of America. * Know why America got stung by underequipped and underskilled Chinese fighters * Learn why Truman was saved from impeachment for firing MacAurthor. * Know why America backed an undemocratic South Korean president There is a lot more you will learn in this book. Just click the download button to start reading.

    Most commonly used medical abbreviations and acronyms.Anyone in the medical profession, from office workers to doctors themselves, will find this guide extremely useful.6-page laminated guide includes:weights & measurementspharmacologydiagnostic testingprofessional designationsmanaged careagencies/organizationshealth assessmentspecialized areas/facilitieslocations & directionsbody systems

    All the tips within come via the author and guest performers, adding up to a combined three hundred years of essential speakers’ know-how!Within this bible:Technical advice: how to effortlessly project your voice, audience manipulation, crowd control, body language, hand gestures and more.Additionally: a frank approach for overcoming stage fright, a foolproof recipe for memorising a speech, how to overcome a sore throat and using the physics of sound to your advantage.Business advice: how to price your speech, approaching agencies, talking overseas, understanding unique selling points, the most complete list of global public speakers’ agencies and more.Children’s author Marcus Alexander, once horrified by the thought of standing on stage, has grown to become one of the most sought-after school speakers. He’s delivered more than 1600 talks in 13 different countries and is booked 18 months in advance. The journey wasn’t easy; he’s tripped, fallen and blundered over every imaginable obstacle. This bible contains all the insights you need to create a similar career at a faster rate and with half the hiccups.'Marcus doesn't just hold the stage he is the stage. Every word spoken is a sledge hammer pinning the audience to their seats.'Adisa the Verbaliser, spoken poet and author.'The first time I saw Marcus Alexander on stage was with a group of other authors. We all watched in amazement as he enthralled both the children and adults with his awesome energy. One of the best author events I have watched.'Andy Briggs, author and scriptwriter.Guest speakers sharing their advice include: best-selling author Chris Bradford, movement icon Dan Edwardes, British actor and producer Joey Ansah, author and teamwork specialist Casper Craven. Other guests include: surgeons, dentist lecturers, thespians, West End singers, polio advisers, educators and coaches.

    His profound management sutras are derived from his bestselling books on business and management. They show how individuals can realize their potential, create wealth and achieve lasting success by following uniquely Indian principles (based on Hindu, Jain and Buddhist mythology) of goal setting, strategic thinking and decision-making.

    Happily married, with a loving wife and a teen daughter, he seems to have everything. But this particular family man has a dark secret that he's managed to hide from his family. From all his families.But that's about to change.When a dying girl crawls to the door of a remote farmhouse, the police are led to a horrific warehouse where scores of other girls are chained in horrifying conditions. Somebody has been farming human beings, using them to create new identities that can be sold on the black market.And now the perfect family man is about to learn that he can never truly escape his past. Originally published as The House of Broken Backs, The Family Man is a dark tale of one man's determination to hide his true nature.

    A lively, idiosyncratic, witty look at what is at the heart of our political process by a man who has crossed over from observer to activist, to become one of our newest members of parliament.

    ... what emotions really influence where your cross goes on the ballot paper? ... whether people are claiming to vote when they haven't? ... which party's supporters are the kinkiest in bed? In the run-up to the most hotly contested and unpredictable election in a generation, this exhilarating read injects some life back into the world of British electoral politics. Sex, Lies and the Ballot Box sheds light on some of our more unusual voting trends, ranging from why people lie about voting to how being attractive can get you elected. Each of the fifty accessible and concise chapters, written by leading political experts, seeks to examine the broader issues surrounding voting and elections in Britain. It is not just about sexual secrets and skewed surveys: it illustrates the importance of women and ethnic minorities; explains why parties knock on your door (and why they don't); and shows how partisanship colours your views of everything, even pets. This fascinating volume covers everything you need to know (and the things you never thought you needed to know) about the bedroom habits, political untruths and voting nuances behind the upcoming election

    Akbar's amazing story of three generations of a Muslim family —based on his own—and how they deal with the fluctuating contours of Hindu-Muslim relations. Telinipara, a small jute mill town some 30 miles north of Kolkata along the Hooghly, is a complex Rubik's Cube of migrant Bihari workers, Hindus and Muslims; Bengalis poor and 'bhadralok'; and Sahibs who live in the safe, 'foreign' world of the Victoria Jute Mill. Into this scattered inhabitation enters a child on the verge of starvation, Prayaag, who is saved and adopted by a Muslim family, converts to Islam and takes on the name of Rahmatullah. As Rahmatullah knits Telinipara into a community, friendship, love trust and faith are continually tested by the cancer of riots. Incidents—conversion, circumcision, the arrival of the plague of electricity—and a fascinating array of characters: the ultimate Brahmin, Rahmatullah's friend Girija Maharaj; the worker's leader, Bauna Sardar; the storyteller, Talat Mian; the poet-teacher, Syed Ashfaque; the smiling mendicant, Burha Deewana; the sincere Sahib, Simon Hogg; and then the questioning, demanding third generation of the author and his friend Kamala, interlink into a narrative of social history as well as a powerful memoir. Blood Brothers is a chronicle of its age, its canvas as enchanting as its narrative, a personal journey through change as tensions build, stretching the bonds of a lifetime to breaking point and demanding, in the end, the greatest sacrifice. Its last chapters, written in a bare-bones, unemotional style, are the most moving as the author searches for hope amid raw wounds with a surgeon's scalpel.