Russ Roberts argues that the true underlying cause of the mess was the past bailouts of large financial institutions that allowed these institutions to gamble carelessly because they were effectively using other people’s money. The author warns that despite the passage of Dodd-Frank, it is widely believed that we have done nothing to eliminate ‘Too Big to Fail.’ That perception allows the largest financial institutions to continue to gamble with taxpayer money.

    is one of the most recognizable figures in American politics. In the past six decades, he has overcome heartbreaking personal tragedies and discouraging political setbacks to become a popular U.S. senator, U.S. Vice President, and U.S. Presidential candidate.Born in Scranton, Pennsylvania to a large, hard-working, Catholic family, Biden was ridiculed for his stutter, emerged as a popular football player, was elected class President, married his college sweetheart, went to law school, practiced law, became a public defender, won a county council seat, became the sixth-youngest U.S. senator in American history, grieved the tragic deaths of his wife and young daughter, chaired the U.S. Senate Judiciary Committee, caused some plagiarism scandals, served as the 47th Vice President of the United States, grieved the tragic death of his adult son, and ran for President of the United States.This short book tells the intensely human story of a man who is changing the world in a way that no one else can.