Within days, the lethal Medusa virus is burning across the globe like a wildfire. Society crumbles as a terrified populace seeks refuge from the horrifying spread of the disease. In Virginia, Dr. Adam Fisher struggles to save his dying patients while he remains inexplicably immune. In New York City, Sarah Wells, an Army captain harboring a tragic secret, is ordered to maintain a military quarantine at all costs. And in Georgia, aging football star Freddie Briggs grieves as his family falls, one by one, to the disease. For these three survivors, staying alive was just the beginning. VOID Civilization is but a memory, and this is the dismal world left behind. As Adam, Sarah, and Freddie trek across a ruined American landscape, the challenges mount, including the horrifying prospect that the Medusa virus may not yet be done with the survivors. EVERGREEN Adam and his fellow travelers take refuge in Evergreen, a lonely town in Oklahoma that promises a better future for all of them. But as Adam acts on the thinnest of leads regarding his quest, a new threat from within may prove his downfall. CITADEL Every apocalypse has an end. Having lost everything, Adam embarks on a dangerous journey to find a missing loved one. To save her, he will venture deep into the heart of darkness, where he will come face to face with the shocking truth about the plague that destroyed humanity. THE LIVING Thirteen years have passed since the Medusa virus wiped out nearly 99 percent of the world's population and pushed humanity to the brink of extinction. Climate change triggered by nuclear skirmishes in the last fevered days of civilization decimated agriculture and livestock, and the hardened survivors battle for what few resources remain. Eleven-year-old Will Callahan is one of the lucky ones. In their small community in Nebraska, he and his parents have access to food, clean water, weapons, and medical care. More importantly, he's the only child known to have survived infancy since the plague. But everything changes when someone comes looking for him. A POST APOCALYPTIC EPIC SPANNING NEARLY 1,000 PAGES AND TWO DECADES

    First, it is ridiculed. Second, it is violently opposed. Third, it is accepted as self-evident." --Arthur SchopenhauerThe Ponzi Factor is the most comprehensive research ever compiled on the negative-sum nature of capital gains (non-dividend stocks). The book shows why, as a whole, ALL investors will lose money from buying and selling stocks.Most people don’t realize that profits from buying and selling stocks come from other investors who are also buying and selling stocks. When one investor buys low and sells high, another investor is also buying high and needs to sell for even higher. Companies like Google, Telsa, Facebook never pay their investors. Their investors’ profits are dependent on the inflow of money from new investors, which by definition, is how a Ponzi scheme works.This book is not for everyone. If you are a finance junkie who wants to rationalize why companies don’t have to pay their investors and believe a system that shuffles money between investor can magically create more money than people contribute, then this book is not for you. On the other hand, if you understand why we can’t create money by shuffling it with imaginary paper, and that investors invest because they want money, not value, then you will learn something you will never forget: The mechanics of how the stock market works and what really makes a stock price move.A stock without dividends is a Ponzi asset. It’s not how equity instruments were designed to work historically and not how ownership instruments are supposed to work logically. The Ponzi Factor is not a perspective or an opinion. It is a proof that is based on definition, logic, and it is supported by observable facts and history. This is not a story that will disappear after another market crash. It is an idea that will remain relevant for as long as the stock market exists.Lastly, to critics, the naysayer, and the finance junkies who think the imaginary value = cash. The author will award $20,000 to anyone who can show why non-dividend stocks DO NOT meet the definition of a Ponzi scheme. That’s $20,000 in cash, not value. (Details on this book's website. The Ponzi Factor. Proof by Definition.)

    Yet with Mark Podolsky’s tried-and-true technique of raw land investment, you can become Dirt Rich without ever having to battle with a tenant, toilet, or termite. In this step-by-step guide, Mark breaks down his “ultimate subscription model” for creating passive income through the niche of raw land investment. Featuring details on common pitfalls, tips on cultivating an investor’s mind, and advice on working smart instead of hard, this handbook will show you how to obtain a life of fiscal independence, with the flexibility to work where you want, when you want, and with whom you want. Financial freedom is within your reach. It’s time to make your dreams a reality by starting to think dirty.

    When China and Japan decide it’s time to dump U.S. Treasury Bonds, an economic nightmare plays out in America. The Federal Reserve watches helplessly as the dollar is decimated and the resulting food shortage spreads lawlessness across the land like a virus. Malcolm is a successful day trader who always needs to make one more score before he’ll listen to Ryan and diversify some of his assets into real estate or gold. He figures an impressively-larger bank account might be the only way he can lure his Secret Service agent ex-wife back. Malcolm finally hits it big by aggressively shorting bonds when the market crashes, but waits too long to invest in tangibles. All that newfound money suddenly won’t by him a bar of gold, a pint of beer, or a minute of Hannah’s attention—especially when she’s in the field chasing down a former counterfeiting gang. As luck would have it, Ryan turns out to be a closet doomsday prepper. The two of them attempt to escape the chaotic Big Apple and reach Ryan’s land in West Virginia, supplied only by the contents of Ryan’s bug-out bag. But it’s not going to be an easy journey. Traveling has become difficult and dangerous. Malcolm learns he must redirect the same tenacity which helped him beat the markets towards staying alive on the road …and, hopefully, finding Hannah.

    

    He is born in a new world, one filled with monsters and magic. Pyromancers decimate jungles, Cryomancers walk over frozen oceans, Electromancers kill behemoths in seconds, Geomancers build castles in hours, Aeromancers soar through the skies, Sciomancers blacken the sun, and Biomancers grow fields of crops in mere days. However, this man can't use any of these magical elements; he can only use the weakest of the magical elements: Photomancy - light.

    This is a story of the militiamen who fled to Mexico following the failure of the Republican cause, but also a story of one of their descendants, living in Guadalajara, who is forced to flee to the Iberian continent in order to escape a sour settling of accounts with a local politician.

    But their unexpected arrival is nothing compared to the shock of what happens next. With Valentine's Day just around the corner, Lacey 'Pink' Pinkerton finds herself caught up in another unexpected murder mystery. -Tulips and Trouble (Book 5) Lacey Pinkerton is busy getting ready for spring at Pink's Flowers and at the same time Port Danby is bustling with activity as it prepares for its annual flea market in the town square. In the midst of it all, a talented group of artists has shown up with their easels to paint pictures of the Pickford Lighthouse. When one of the artists turns up missing and then dead, Lacey works alongside of her favorite detective, James Briggs, to solve the murder. What she doesn't expect is to end up on the murderer's short list of enemies. -Dahlias and Death (Book 6) Lacey Pinkerton and the town of Port Danby are preparing for the annual Fourth of July celebration at Pickford Marina. Lacey's parents are coming to stay for the week. Lacey and her friends at the Port Danby Garden Club are excited to set up a fundraising booth at the festivities. But the patriotic celebration is cut short when one of the club members is found dead. While her trusted and handsome partner Detective Briggs is dealing with a personal issue, the unexpected return of his ex-wife, Lacey works hard to tamp down the disappointment and find the killer.More in the series:Book 7: Peonies and PoisonBook 8: Hyacinths and HomicideBook 9: Crocuses and CrimeBook 10: Sunflowers and SabotageBook 11: Lavender and LiesBook 12: TBA

    The explanations are illustrated with simple diagrams, making the concepts easy to "see". The explanations are targeted to the "non-economist" with a serious interest in the current debate about fiscal policies and National Budgets.

    Graphs are not included, but both the graphs and the concepts behind them are explained; only basic math is included, and you can even skim over the math and still come away with an understanding of the concepts; statistics is not included at all.BASIC ECONOMICS FOR STUDENTS AND NON-STUDENTS ALIKE is an easy way to learn concepts relating to economics and the economy. It is a product of thousands of hours spent online, teaching basic concepts in economics to hundreds of students worldwide over the course of the past several years. From back and forth communications, I have discovered the explanations for the concepts that students find easiest to understand, as well as the areas that most often get misunderstood and under-emphasized.I have worked with students located throughout the United States and from many different countries, on six different continents; students from many different school systems with different points of emphasis; students with different levels of knowledge, different backgrounds, and different levels of interest in the subject. I have received numerous comments and testimonials regarding the teaching methods that I incorporate in BASIC ECONOMICS FOR STUDENTS AND NON-STUDENTS ALIKE.The subject matter included in BASIC ECONOMICS FOR STUDENTS AND NON-STUDENTS ALIKE comes from a compilation of many different textbooks at the introductory and intermediate levels. My goal was to include every subject in economics that normally will be found in an introductory level textbook of economics, microeconomics, or macroeconomics. Since different school systems, different classroom instructors, and different textbooks cover a slightly different combination of topics, BASIC ECONOMICS FOR STUDENTS AND NON-STUDENTS ALIKE is a little more comprehensive than most single introductory textbooks of economics. Some of the topics will be found in introductory classes in some schools, but in intermediate-level classes in other schools.

    Siddhant, an epitome of courage and spirit, who woke up to all this one morning and yet remained composed, when told that his right arm has been amputated post a fateful accident. An average human would collapse, but Lt. Siddhant, an Indian Army officer asked, “Can I have a Chocolate Milkshake?”This is the true-story of Lt. Siddhant, who when asked to shed his Olive Greens thereafter, goes on to build a successful career in the corporate world and becomes an inspiration for many. But, how did he get there? How did he win his battle? "Can I have a Chocolate Milkshake?" is a riveting tale of a man overcoming his limitations, fighting against all odds, and emerging as a winner.

    The participants in the controversy which raged during June–July this year forgot that as many four previous governors of the RBI have had their terms cut short. The recent debate has to be seen in this context. This volume focuses on all the governors of the RBI since 1935 and describes how almost all of them had problems with the government. It is inherent in the tasks they are charged with. It also shows how, after 1957, when Jawaharlal Nehru accepted the resignation of Benegal Rama Rau after the latter’s quarrel with the finance minister, T. T. Krishnamachari, the RBI virtually became a department of the finance ministry. Its claims to independence have been revived only after 2002, when financial sector reform changed the structure of a large part of the financial economy. The book ends with advice to future governors about what they should remember: they are the servants of the sovereign, not independent Wu-li masters. They have to manage the government, not fight it. Theirs, as a former governor sensibly pointed out, is a circumscribed independence, the perimeters of which are defined by the government.

    The personal restlessness and the continuous search of why the Lord chose twelve men to disciple revealed to Pastor Cesar Castellanos the model of the Government of twelve, which in this book is explained in detail. Also, this publication will be of great help in breaking schemes and will place your church, the leadership and all its ministry in a new dimension of power.

    

    The solved exercises cover all of the techniques discussed in the text, and include step-by-step instruction on working through the algorithms.