Through their films and series they introduced India to churails that floated across the screen, ghouls that woke up from eerie graveyards, and houses that buzzed with ghosts.But few knew that behind the production drama, elaborate sets, and haunting showtunes, there was a more sinister story. For the Ramsays, the supernatural wasn't just stuck to the screens and camera - it creeped into their lives, too.Alisha Kirpalani, the granddaughter of FU Ramsay, has grown up on stories that question reality and bring a chill to the bone. In time, she, too, followed her family's footsteps and saw through the veil that separates this world and the Other.From the woman on the highway that Shyam Ramsay met to an eerie and persistent knocking that came from every house that Tanuja Ramsay lived in to Amit Ramsay's unwelcome dead visitor at Lamington House, the original home of the Ramsays, this book has the improbable, bizarre and spine-chilling all parading through its chapters.

    It of course depends on your health, the company you work for etc. However in the first chapter I would like to introduce you to the concept that retirement is an amount of money! After all, if you have that magical amount why not retire early?The second chapter takes you through the steps and importance of planning, and to the dangers of not planning. Like any financial goal, retirement is also a goal and has to be approached in a financial planning mode. So Retirement Goal Setting becomes a very important and is perhaps the first step in Retirement planning.How much money is adequate for a person to retire? It is a question that is very difficult to answer. Here is a generic answer telling you what are the factors to consider while trying to answer this question. This chapter has many pointers and a calculator which leads you towards the answer. Remember this is not an answer cast in stone as the facts keep changing, so will your answer. Can you really retire by investing an amount as little as Rs. 40 a day? The answer is yes it is the power of compounding. If you do have n or time on your side, it is possible to retire on an amount as small as Rs. 40 a day. And the fantastic thing is that this small amount can be got by making very simple changes in your life style.We then deal with Annuity the withdrawal stage. After all if you have accumulated money for your retirement, you should also know how to withdraw. Here we deal with what is annuity, what are the methods of creating annuities, what options are available, and the works about annuity.Retirement savings and investments are invested in various instruments. A book cannot really do justice to all the schemes that are currently available. However here is an attempt at that. It is accurate to the extent that the sources from where the details have been taken are up to date! There are books specializing in information about investment products which are produced on a yearly basis. One book which immediately comes to mind is In the Wonderland of Investments by Mr. Shanbag. A few chapters are devoted to answering how much and what type of insurance should you look at during retirement, the attitude of the Indian family to retirement, the need to make a will, some retirement blunders, etc. The book is rounded off with some useful calculators regarding how much to save, effect of inflation etc. These are simple calculators which can be created in excel. Some of these calculators can be found on websites like moneycontrol.com or in google.

    Perfectionist is married to his job. Relentlessly toiling for the promotion he wants, he doesn't have time for anything, even a girlfriend. Naturally, marriage is the last thing on his mind... But not for his parents, who have plans of their own. Enter Shreya, the girl-next-door. One meeting and Mr. Perfectionist is instantly besotted—he even begins to dream about marrying her. During coffee meetings and Long drives, Siddharth comes to know that a boy has entered Shreya’s life—an IIT graduate named Shivam Malhotra she met on her flight to Bangkok. Shivam is a flirt, a Casanova, and the type of guy Shreya abhors. But there is more to Shivam than meets the eye. And Shreya, despite herself, finds herself hating him less and less every day... The wedding is approaching. What will happen with this trio?.About the AuthorHimanshu Bhatia was born in New Delhi. He received his B.Tech. degree in Mathematics and Computing from the Indian Institute of Technology (IIT), Guwahati. He did his MBA from Indian Institute of Management (IIM), Indore. Currently, he works as an actuary with a life insurance company based in Gurugram. Apart from being a national level chess player, Himanshu has a keen interest in art and music. One can always find him with his earplugs on, humming his favourite tunes! His creative mind and experiments with poetry finally tempted him to pen down his debut novel Just Missed!. For more updates, follow him on Instagram - @creative_hb Facebook - Author.HB Linkedin - himanshubhatia Himanshu also loves travelling and clicking beautiful pictures. Please check his page @littilstories on Instagram.

    When he arrives at Sravanapura Palace with his director friend Rajeev Ratnam, little does he know that his life is about to change forever! Princess Kritika is overjoyed that Saketh Rao will play the role of her ancestor. But when she comes face to face with the arrogant superstar she is determined to scuttle the project.Fate, however, has different plans for them. The feisty couple is soon head over heels in love with each other. As they uncover the secrets of Hari Varman's life, Saketh makes a discovery that can rip them apart and their new-found love. Will the secrets and lies of the past deny them a future together? Or will they overcome the obstacles to true love?

    Both keys slid in unopposed. Both locks operated first time – lifting the heavy lid took all of Lee’s strength.From inside the box the accumulated wealth of twenty years stared up at him. Though he had seen it a hundred times before, under that yellow glare from his cap lamp the buttery glint of raw metal took his breath away.For over two decades, the Goddards have struggled through the uncertainties of war, political upheaval and now, faced with mounting pressure from a corrupt government, they are forced to make decisions that will change their lives forever. As Managing Director of the Empress Deep gold mine, Lee Goddard rolls into play the final ball of an already dangerous game.Fostered by rampant avarice and political uncertainty, life in Zimbabwe is worthless – only the elite survive. For a fortune in gold and tribal treasures, some are willing to sell the very soul of an emergent country.

    Ten years ago, Jess's mother was murdered by the Magpie Man.She was the first of his victims but not the last.Now Jess is the star of a YouTube reality series and she's using it to catch the killer once and for all.The whole world is watching her every move.And so is the Magpie Man.

    At twenty-nine, he is already a billionaire jewellery designer. When his parents go looking for a suitable bride for him, Ram goes along with their plan-he has no reason to refuse.A beauty with brains, Sapna Purohit is a bridal mehndi designer, and her work is all the rage in Pushkar. She doesn't come from money, but she is feisty and assertive. A romantic at heart, Sapna dreams of a prince charming who will one day breeze into her life and sweep her off her feet.When renowned astrologer Vidyasagar proposes an alliance between the two, he sets the wheels of fate in motion. One look into Sapna's stormy-grey eyes, and Ram is lost. Only, Sapna does not see her prince charming in him. But when the Maheshwaris offer to bear all the wedding expenses, Sapna is left with no choice except to agree to the match.But what about her dreams? What about love? Steeling herself, Sapna sets a condition to the marriage. Will the smitten husband agree?

    They had no other choice but to take a plunge into their deepest fear and leave the rest to destiny. Their characters was tested out of their comfort zone and it witnessed abstruse results; a PhD scholar fights to win a pizza making contest and a tennis prodigy running for his life in a war torn, bloodied Island. Extreme circumstances and their consequences made these ordinary individuals extraordinary . Was the test imposed on them by someone? Or did they invite it on themselves. The Blue Moon Day is that Once in a Blue Moon day story which questions an individual's priorities, ridicules the worldly routines and finally redefines happiness.

    His face was dark bluish and swollen. The body was bloated and it bore strange cut marks. The sheets, pillows and the clothes were all soaked in blood. As the family members raised doubts, suddenly sandal paste was smeared on Lal Bahadur Shastri’s face. And yet, the controversy whether or not India’s second prime minister’s death was really due to a heart attack, couldn’t be contained. Allegations of the KGB’s, the CIA’s or an insider’s hand in the death of Lal Bahadur Shastri emerged in timeIn this first-ever comprehensive study of the enduring Shastri death mystery, Anuj Dhar puts together a disturbing narrative going against the official version. Dhar’s bestselling book "India’s biggest cover-up" inspired declassification of the Subhas Chandra Bose files and hit web series "Bose: Dead/Alive

    Rahul has mixed feelings before the meeting. He had never considered his graduation years as important in his life. As he waits for the others to turn-up his mind wanders to memories of those four years. Random incidents keep coming to his mind. Those incidents were hilarious, scary and traumatic. Each of those incidents had something deeper hidden in them. Something that he had never thought of in the past. Will Rahul find meaning in those memories? Will those memories find answers to his current problem?

    These are the stories most of us have grown up with. The book is an attempt to revisit these timeless stories in a new rendition to make them more acceptable and interesting to the modern reader. This collection of seven timeless classics is an ideal companion of the traveller, the vacationer or even the casual reader. About Author : Divya Narain Upadhyaya is a medical doctor and a Plastic Surgeon by profession. He works in the Department of Plastic Surgery, at King Georges' Medical University, Lucknow, as an Associate Professor. His fields of interest in medicine are cleft and craniofacial surgery and treating brachial plexus injuries. He is a fellow of the American College of Surgeons and has trained extensively in craniofacial and maxillofacial surgery from the United States and Switzerland. He is an International Fellow of the American Society of Maxillofacial Surgeon and also an AO-CMF Fellow. His primary literary interests lie in Indian scriptures, religion and Indian history. He has a blog on dnu1blog.com where he writes about a variety of topics. This is his first book.

    It is a story of love, passion, courage and belief. A story to give solace to a wavering, doubtful mind.Woven with pure love, 'Take Me Away' will fill your heart with with gratitude and help you lead a life of compassion. Written on a principal of 'Work is Karma', this book is a story of two seemingly same but different characters - Anaya and Ayan. The story will impart all the positivity and help you explore your inner beauty and true self.

    At 11, he looks big and strong for his age. His kind mother, Geeta is a rural Indian archetype: the overworked, stressed-out, barely-keeping-it- together single mother. His father is in prison for multiple robbery cases. The villagers are cold and overbearing, and his schooldays are made hellish by bullies. If this wasn’t enough, he has nightmares and uncanny callings from the age-old monstrous Peepal tree that lays on his way to school. The legend is a monster called Brahma Rakshas, living under this tree, for years unknown to people, lures kids with the black devil fruits and then makes them wrestle until one dies.And, one stormy night, the legend comes true when Brahma Rakshas meets Sarja. Set in a fictional village of Deogiri; a small haven of human civilization, away from the din of city life, this story is an adventure ride filled with riddles and monster wrestling.

    But her parents are all set to get her hitched right after her MBA. Naina pines to live and enjoy her life, and has absolutely no faith in her parents’ choice.On top of everything, Naina’s life becomes a rollercoaster ride when her family priest foretells that Naina will marry her lover from the previous birth; still, the marriage will be an arranged one!Meanwhile, Raghav – a charming, chivalrous, and almost irresistible guy – enters her life thunderously. And Naina, unwittingly, feels herself drawn to him for reasons she cannot understand.Naina’s love life takes twists and turns in a way that they put her in a holy mess. And everything seems to be related to the mystery of her past life.Will Naina be able to find her true love? What mystery does her past life hold? What if she marries the wrong person?

    It had stood perfectly enduring the centuries showing generations that pure love can withstand all storms. This is the story of Khurram and Arjumand. How a boy and girl transformed into a power couple and re-shaped the history of India. Their love, just like the Taj, endured despite separation, power struggle, wars, and politics and in the end, even death. It seemed to have transcended the living realm and gone beyond to heaven. Shahjahan erected in marble the fabric of his love and no matter what the obstacles they always remained together. In his final days, Shahjahan was imprisoned by his son Aurangzeb in a fort overlooking the Taj Mahal and yet the call of his love remained the blood in his veins and his soul met his wife when he was buried beside her after his deathAbout the Author: Pravin Anand is Block Development Officer (BDO) in UP Government. He was born and brought up in Kanpur. After his MBA he chose to work in Government Services as an Excise Inspector. His love for writing continues after his two stories in ‘Mukta’ (1993) and ‘Meri Saheli’ (1995). He writes articles for newspapers in Hindi and also on Hub pages, Bukisa and on Google Blogs. He has published two books before - I Love You More Than Anyone Else and Mars, Love and Breakup.