Whether you are a rookie or an established Broker, this is the guide you need to lay the foundations for long-term success. Author Dustan Woodhouse has packed this book with dozens of tips and lessons gleaned from personal experience processing over 1,300 mortgage files and taking in over 2,000 applications verbally. You'll learn... - The old-school piece of technology that's every broker's best friend - How to have a complete application built by the time the very first phone call ends - When smart brokers decide to walk away from a file - Where to invest your marketing dollars (and where you'd just be throwing that money away) - How to trade cold-calling for warm-calling - How the "paycheque mentality" can sink your business, and what to do about it Every step, every tip, every process is aimed at building long-term relationships with clients and referral partners alike. It's all designed to get you to the holy grail of a referral-only business. Your mantra? Get the application. Here's how to do it.

    

    Few others can offer such a remarkable insight into life at Anfield from Shankly to Houllier and beyond. Born in Liverpool in 1954, Phil later moved to his spiritual home of Kirkby where his footballing abilities were soon noticed and he quickly acquired a range of schoolboy honours before signing professional forms for his beloved Reds in 1971.As he staked a claim for a first-team place, Kop messiah Bill Shankly would memorably declare: “Aye, Phil Thompson. The boy tossed up with a sparrow for his legs and lost!”Shanks, however, was in no doubt about the young Thommo’s qualities and Phil would go on to claim a host of Anfield honours including seven League Championships, three European Cups, two League Cups and an FA Cup.The proudest moment of his footballing life came in 1981 when he led the Reds to a third European Cup with a 1-0 defeat of Real Madrid in Paris, later parading the trophy at his local pub, The Falcon.He left the Reds after winning 42 England caps before returning to Anfield in a coaching capacity under Liverpool player manager Kenny Dalglish.Despite being controversially sacked by Reds boss and former teammate Graeme Souness in 1992, he sensationally returned to Anfield as Gerard Houllier’s right-hand man in 1998, going on to revive the glory days by claiming a famous treble of trophies in 2001.Coming full circle and happy to be a fan again, he shared in the joy of the Reds’ 2005 Champions League triumph in Istanbul – as highlighted during remarkable scenes on SKY TV.

    In the London office my new boss Victor tells me I shall be working in a regional office - and he wants me to drive there. I am to deliver Victor's shiny Jaguar: his pride and joy. The office is in Calcutta. This all sounds like fun to me. A month long holiday. How bad can that be I think and decide to invite my friend Douglas to come along for the ride. This will be a road trip to die for I tell him. Victor's P.A. Shirley is the all seeing eye. Nothing gets past here. I have to report in on my progress at key points on the route. Shirley is going to be watching me. 'If you so much as scratch it you're dead.' I laugh, what could possibly go wrong....? well just about everything. We were OK up till Trieste; then a goat got in the car - after that it was downhill all the way to Calcutta.

    Even in Hell, love can bloom.

    Badham’s list of “12 Questions You Must Ask Before Stepping On Set” is an absolute must in any filmmaker’s toolbox. Whether actor, director, cinematographer, production designer, or any other creative, Badham gives you the tools to deconstruct and solve scenes that either don’t work or need sharpening. Continuing the work begun in his best-selling book I’ll Be In My Trailer, Badham shares more insights into working with difficult actors, rehearsal techniques, and getting the best performance from your cast.

    John's books already knows how her stories come alive, and this account of her own life is no exception. Her powers of description make the story leap from the page and the reader is transported to far off places and times; and the people and the things she describes can almost be touched, smelled and seen. Patricia was not just a gifted story-teller, though; she was also a deeply committed follower of the Lord Jesus Christ, whose spiritual journey began when she was only six years old. 'My name is Patricia, ' she prayed, 'and if You are really calling me I want to come and be Yours. ' Out of that small beginning there issued a river of life and light and blessing that went on increasing right up to the end of her life. Although she always thought of herself as 'an ordinary sort of girl', her life was extraordinary because of her supreme love for Jesus Christ. The life portrayed here is not that of the self-conscious saint, concerned only with her own saintliness. On the contrary these pages offer us an inside view of someone utterly human, prone to mistakes and failures like the rest of us, yet suffused with the love of God and a contagious joy and peace that was like the bubbling up of a perpetual fountain.

    BROWN BOARDS WITH GOLD GILTING.

    Perhaps the oddest quirk of Britain's railway network is also one of its least well known: around 150 of the nation's stations are request stops. Take an unassuming station like Shippea Hill in Cambridgeshire - the scene of a fatal accident involving thousands of carrots. Or Talsarnau in Wales, which experienced a tsunami. Tiny Stations is the story of the author's journey from the far west of Cornwall to the far north of Scotland, visiting around 40 of the most interesting of these little used and ill-regarded stations. Often a pen-stroke away from closure - kept alive by political expediency, labyrinthine bureaucracy or sheer whimsy - these half-abandoned stops afford a fascinating glimpse of a Britain that has all but disappeared from view. There are stations built to serve once thriving industries - copper mines, smelting works, cotton mills, and china clay quarries where the first trains were pulled by horses; stations erected for the sole convenience of stately home and castle owners through whose land the new iron road cut an unwelcome swathe; stations created for Victorian day-tripping attractions; a station built for a cavalry barracks whose last horse has long since bolted; and many more. Dixe Wills will leave you in no doubt that there's more to tiny stations than you might think.

    Tour the Edinburgh Castle, walk the Royal Mile, visit the Glasgow Cathedral, or look for Nessie in Loch Ness—you'll get tips on the best tours, museums, festivals, and more. Rick offers firsthand advice on the best sights, eating, sleeping, and nightlife, and the maps and self-guided tours will ensure you make the most of your experience. More than just reviews and directions, a Rick Steves Snapshot guide is a tour guide in your pocket.Rick Steves' Snapshot guides consist of excerpted chapters from Rick Steves' European country guidebooks. Snapshot guides are a great choice for travelers visiting a specific city or region, rather than multiple European destinations. These slim guides offer all of Rick's up-to-date advice on what sights are worth your time and money. They include good-value hotel and restaurant recommendations, with no introductory information (such as overall trip planning, when to go, and travel practicalities).

    A book that offers highly actionable ideas on how every Indian - from a child to a senior citizen can participate in nation building. Gender, age, education, socio economic status does not matter. You don't even have to be within the geographic borders of India. You can be anywhere on the planet and contribute towards making a positive difference in India.From food to environment to water to Swachh Bharat and many more aspects where we can make a positive difference to the country as we go about our daily lives.Stories of unsung heroes from across India will leave you enormously inspired. Citizens have shared their action ideas. The youngest contributor is 7.5 years. The oldest is 104 years.The author invites you to read, reflect and write your ideas and bring them to life with your actions. Inspire India with your actions. Get inspired by the actions of fellow citizens. Join the journey to be an #IndiaPositiveCitizen

    

    A cross between the Rolling Stones and the Sex Pistols, the Dolls became the link in the chain between them, offering a crash course in mischief, cross-dressing and anarchy, but like unheralded prophets of Biblical times they were cast aside until the world finally caught up.“Other people turned the New York Dolls into legends. We just went along for the ride.”

    It’s currently practiced by more than 480 million people all across the globe. While countless religions have been abandoned through the centuries, the insights and practices of Buddhism are still carried on today in every corner of the world. In this beginner’s guide, we will provide the basic outlines of the understanding of the world that informs Buddhist practice. Key concepts and terms will be introduced one by one. In this way, it will be easier to grasp the way Buddhists see the world and the nature of human existence. This is vital to learn if you aim to walk the path yourself. Understanding key concepts – enlightenment, true self, the nature of reality, and the causes of suffering – are fundamental to guiding meditation practice and a Buddhist way of life. During the course of this book we will explore: Siddhartha Gautama & the Origin of Buddhism The Nature Of A “Buddha” Buddhism Today The Sutras Dharma & “The Four Reliances” The Kalama Discourse The Abhidharma The Thee Major Buddhist Traditions The Three Marks of Existence & The Four Noble Truths Buddhist Cosmology The Five Skandhas The Three Poisons & The Three Jewels Meditation & Mindfulness Buddhism In Everyday Life And more! Download now, and venture onto a road of great discovery and inner peace.

    It is a drink that is a profound and important part of Scottish life and culture but, unlike other countries and their national libations, it has hardly been used in food. Rachel McCormack is going to change that with this book. Limiting whisky to a drink, she believes, is similar to the traditional Presbyterian attitude to sex; it should only be done with the lights off and in the missionary position. Rachel believes that there is an entire Karma Sutraof whisky use out there and she has put it in this book. Interspersing an engaging mix of anecdotes, history and information on distillers and recipes, this book will appeal to everyone from the cooking whisky connoisseur, to the novice whisky learner looking for some guidance on what to eat and cook. Rachel travels the length and breadth of Scotland, discovering a myriad of unique and interesting people and facts about this remarkable drink, with interviews with the key people who create it around the country, as she visits the famous distilleries of her country, as well as the more home-grown variety.