He planned to land a solid job after college, repay his student loan debt, and then simply forget the loans ever existed. Like millions of Americans, however, in spite of working hard, Collinge fell behind on payments and entered a labyrinthine student loan nightmare.High school graduates can no longer put themselves through college for a few thousand dollars in loan debt. Today, the average undergraduate borrower leaves school with more than $20,000 in student loans, and for graduate students the average is a whopping $42,000. For the past twenty years, college tuition has increased at more than double the rate of inflation, with the cost largely shifting to student debt. The Student Loan Scam is an exposé of the predatory nature of the $85-billion student loan industry. In this in-depth exploration, Collinge argues that student loans have become the most profitable, uncompetitive, and oppressive type of debt in American history. This has occurred in large part due to federal legislation passed since the mid-1990s that removed standard consumer protections from student loans-and allowed for massive penalties and draconian wealth-extraction mechanisms to collect this inflated debt.Collinge covers the history of student loans, the rise of Sallie Mae, and how universities have profited at the expense of students. The book includes candid and compelling stories from people across the country about how both nonprofit and for-profit student loan companies, aided by poor legislation, have shattered their lives-and livelihoods. With nearly 5 million defaulted loans, this crisis is growing to epic proportions. The Student Loan Scam takes an unflinching look at this unprecedented and pressing problem, while exposing the powerful organizations and individuals who caused it to happen. Ultimately, Collinge argues for the return of standard consumer protections for student loans, among other pragmatic solutions, in this clarion call for social action.

    There is now a growing realization that those ancient star civilizations have not forgotten this world. Through the diligent work of the author, Dr. Clarke, and her hundreds of interviews with Indian people throughout the Americas, we can all learn of remarkable, present-day close encounters with Star People.”—Richard O’Connor, MD, executive director, The Jesse A. Marcel Library“Commendations are due to Dr. Ardy Sixkiller Clarke. She shares her unique understanding of American Indian cultures and traditions. And now, as a story-teller, she honors thousands of participants and their families by collecting and reporting their extraterrestrial encounters. The UFO community—and all of humanity—is blessed by her heritage, training and professional effort to combine Science and Spirit.”—R. Leo Sprinkle, PhD, professor emeritus, University of Wyoming“It is refreshing to see an honest effort to tap UFO reports from an older society not nearly so influenced by movies, TV, hoaxers, etc. as ours. I am not surprised that Ardy, with considerable effort, was able to dig out reports from Mayans. I hope she will continue her work and share it with those of us serious about such matters.”—Stanton T. Friedman, MSc., author of Flying Saucers and Science“Dr. Ardy Sixkiller Clarke has for more than 20 years done a tremendous amount of field work and has carefully and with spiritual sensitivity collected these stories from the original witnesses. This book is an impressive documentation of the scope and depth of the UFO enigma.”—Hakan Blomqvist, Cofounder and Chairman, Archives for UFO Research (AFU), SwedenDr. Ardy Sixkiller Clarke, author of Encounters With Star People, vowed as a teenager to follow in the footsteps of two 19th-century explorers, John L. Stephens and Frederick Catherwood, who brought the ancient Maya cities to the world’s attention. Dr. Clarke set out on a seven-year adventure (from 2003 through 2010) through Belize, Honduras, Guatemala, and Mexico, collecting stories of encounters, sky gods, giants, little people, and aliens among the indigenous people. She drove more than 12,000 miles, visiting 89 archaeological sites (Stephens and Catherwood visited only 44) and conducting nearly 100 individual interviews.The result is an enthralling series of unique, original, true stories of encounters with space travelers, giants, little people, and UFOs. Sky People may very well change the way you perceive and experience the world.

    1537. Henry VIII’s beloved third wife, Jane Seymour, has just died in childbirth. The king needs a new wife. Shown a flattering portrait of Anne of Cleves, Henry commits himself to marrying her. As soon as she arrives in England the lovesick and impatient king rides through the night to meet his future wife. This rushed and unplanned rendezvous has shocking results. He thinks that she looks nothing like the sweet and innocent Anne he saw in the portrait; she is shocked at his coarse and impulsive behaviour. Now Henry wants to renege on his promise - but the king must also do right by his kingdom. Thomas Cromwell, his wily adviser, is asked by Henry to provide a solution to his problem. The fate of Anne hangs in the balance. Will the blameless and wronged wife have her hopes fulfilled, or will she be sent to the Tower and share Anne Boleyn end? Recommended for fans Alison Weir, Philippa Gregory and The Tudors. Praise for 'Anne of Cleves: Unbeloved'. …very easy and enjoyable read, filling in my ignorance of one of Henry’s lesser-known wives. Iain K. Burns. Past Chief Executive of Macmillan Group (Worldwide) D.Lawrence-Young is the author of numerous historical novels, including 'Six Million Accusers', 'Catherine Howard' and 'Arrows over Agincourt'. Praise for Anne of Cleves: Unbeloved. …very easy and enjoyable read, filling in my ignorance of one of Henry’s lesser-known wives. Iain K. Burns. Past Chief Executive of Macmillan Group (Worldwide)

    The house was owned by Henry Mullins, big, burly, and a hard drinker. Henry made life hell for his four stepchildren who looked half-starved and frequently got bashed. Seventeen-year-old Kitty was the one Jamie felt most sorry for. She took the brunt of Henry Mullins' bad temper whilst trying to protect her sisters and brother. When Mullins suddenly died - in somewhat suspicious circumstances - Kitty realised they could be in trouble. If she wasn't careful the authorities would take the younger children away - split the family up. She wasn't having that, not after all they'd gone through, and nice, kind Jamie Blair was the one to save them. Too late Jamie found himself with a ready-made family and a stubborn and fiery young termagant called Kitty who was determined not to let him go.

    While his courtiers were jealous of Birbal, the emperor was quick to notice his agile mind. While the two men loathed hypocrisy and deceit; they also relished a good joke.

    Economics, finance, business & management

    Author Mick Minas goes behind the scenes-- interviewing players, coaches, and front office personnel--to create the first in-depth look at the history of the Clippers.The Curse is filled with drama: the unauthorized relocation of the franchise that led to the NBA filing a multi-million dollar lawsuit against the Clippers, the disruption of the team's first playoff appearance by the Los Angeles riots, the bold but unsuccessful attempt to sign Kobe Bryant at the peak of his career, and the scandal that ultimately resulted in owner Donald Sterling being banned from the NBA for life. Featuring some of basketball's biggest names, including World B. Free, Elgin Baylor, Danny Manning, Doc Rivers, Larry Brown, Dominique Wilkins, Elton Brand, Baron Davis, Blake Griffin, and Chris Paul, The Curse delves into the disasters of the past and the complications of the present. This is the definitive history of the NBA's most dysfunctional franchise.

     On a steamy August day in 1953, Rick Snedeker, then just three years old, stepped off an Arabian American Oil Co. (Aramco) company airliner with his family into a life as different from what they left behind as sandpaper is to silk. It was to prove fabulously exotic and at the same time just like “home” in many ways. In his charming memoir — 3,001 Arabian Days: Growing up in an American Oil Camp in Saudi Arabia (1953-1962) — author Snedeker describes via a series of vignettes his fond and strange remembrances of living for nearly a decade in Dhahran, Saudi Arabia. Aramco, then the fledgling national oil company, was in those years run by several American oil giants including Standard Oil, and was hastily hiring American experts to develop the far-flung Saudi oil fields. To ease life for the new residents, Aramco built comfortable communities, some aspects of which were reminiscent of how families lived in the States. While a child, Snedeker considered the camels, endless sand dunes and kindly Saudis that filled his childhood in the desert as nothing unusual. Kids enjoyed the live Nativity pageants at King’s Road baseball field; Santa’s arrival on a camel or by helicopter at Christmas; the crowded, boisterous annual tri-camp desert fairs; Pep Flakes cereal, powdered whole milk, and chocolate milkshakes churned in his dad’s new-fangled Waring blender; the Dining Hall’s culinary delights. Then, too, Aramcons occasionally had to confront dangerous diseases, some unknown in America (polio, for example, ravaged Dhahran children in the fifties). But everywhere, watchful eyes looked out for the kids, creating an enveloping sense of safety and security and, Snedeker recalls, a great deal of happiness. Aramco provided generous biannual “long vacations,” allowing round-the-world travel to visit the planet’s most glittering metropolises, unusual getaways and remote hideaways. London. Hong Kong. Zurich. Honolulu. Asmara. Bangkok. Venice. Hofuf. Bahrain. New York City. Being raised in the unique, exotic environment of oil-camp Dhahran made the kids who grew up there different from other American children. When the expatriate Aramco dependents returned to the U.S., they were often seen as “other” by their untraveled peers. But it all turned out fine, as the entertaining read of 3,001 Arabian Days makes clear.

    

    Author GM Matheny was a US Navy saturation diver on the nuclear submarine USS Halibut. Involved in Operation Ivy Bells. America's most important (and most dangerous of the Cold War) clandestine operations. If you like good old fashioned American bravado, espionage and American history, you will enjoy this book. GOD & SPIES is a firsthand account of America's greatest intelligence coup! Operation Ivy Bells was not a onetime intercept of foreign intelligence but an ongoing operation of multiple Soviet military channels! Another reason for the high interest in our operation was the audacious nature in which it was done—with not one person risking his neck but the crews of two US Navy nuclear submarines which rendezvoused in Soviet territorial waters. “How did I end up as a navy diver, four hundred feet down in a frigid Russian sea? After making my dad totally disgusted with me, I set out to make him happy. ‘Honor thy father’ - I struggled with a decision to serve God. ‘Lord, I will give my life to you and serve you if you let me make this dive.’ But I had the impression He only wanted to know one thing: ‘What if I do not let you? Will you serve me anyway?’”

    Read her entire life story - the ups and the downs - from her birth to her final days. Victoria Arbiter, CNN Royal Correspondent praises At Home with Diana: “Packed full of historical facts, touching anecdotes and top tips for visiting, ‘At Home with Diana’ is the perfect addition to any royal lovers’ library. Taking readers on a poignant journey from home to home it serves as the perfect guide to the life and times of a shy young girl the world came to know as the People’s Princess. I thoroughly enjoyed it!"

    Dietz, the New York Times bestselling author of the America Rising novels, comes RED DRAGON, the third book in the Winds of War series following RED FLOOD. World War III is a few months month old. After attacking, and sinking the Destroyer USS Stacy Heath, the Chinese seize control of Nepal and Bhutan and push into India where the Allies manage to stop them. But for how long? Pakistan is attacking from the north--and China is preparing for the "big push” from the east. Worse yet, China’s Ministry of State Security has orders to assassinate the Dalai Lama, rather than run the risk that he will inspire a Buddhist rebellion in Tibet. As a team of assassins close in on the Dalai Lama, Green Beret Captain Jon Lee and his men are behind Chinese lines in Nepal, battling to rescue a downed fighter pilot before enemy troops can capture him.   The entire subcontinent is at risk if the assassins succeed…  And, if the region falls, hundreds of thousands of people will die--even as millions more are lost to the Axis.  Together with a self-centered army doctor named Wendy Kwan, and a team consisting of both green berets and Gurkhas, it will be Lee's responsibility to navigate treacherous terrain--and prevent Chinese Agent Fan Tong and his special ops team from changing the course of the war.

     It is the day before Empire Day – 4th July - the day each year when the British Empire marks the brutal crushing of the rebellion dignified by the treachery of the fifty-six delegates to the Continental Congress who were so foolhardy as to sign the infamous Declaration of Independence in Philadelphia on that day of infamy in 1776. It is nearly two hundred years since George Washington was killed and his Continental Army was destroyed in the Battle of Long Island and now New England, that most quintessentially loyal and ‘English’ imperial fiefdom – at least in the original, or ‘First Thirteen’ colonies - is about to celebrate its devotion to the Crown and the Old Country, of which it still views, in the main, as the ‘mother country’. Yet all is not roses. Since 1776 in a world of empires the British Empire has grown and prospered until now, it stands alone as the ultimate arbiter of global war and peace. The Royal Navy has enforced the global Pax Britannia for over a century since the World War of the 1860s established a lasting but increasingly tenuous ‘peace’ between the great powers. Nonetheless, while elsewhere the Empire may be creaking at the seams, struggling to come to terms with a growing desire for self-determination; thus far the Pax Britannica has survived – buttressed by the commercial and industrial powerhouse of New England stretching from the Atlantic to the Pacific North West - intact for all that barely a year goes by without the outbreak of another small, colonial war somewhere... This said, the British ‘Imperial System’ remains the envy of its friends and enemies alike and nowhere has it been so successful as in North America, where peace and prosperity has ruled in the vast Canadian dominions and the twenty-nine old and recent colonies of the Commonwealth of New England for the best part of two centuries. In Whitehall every British government in living memory has complacently based its ‘American Policy’ on the one immutable, unchanging fact of New England politics; that the First Thirteen colonies will never agree with each other about anything, let alone that the sixteen ‘Johnny-come-lately’ new (that is, post-1776) colonies, protectorates, territories and possessions which comprise half the population and eight-tenths of the land area of New England, should ever have any say in their affairs! New England is a part of England and always will be because, axiomatically, it will never unite in a continental union. Notwithstanding, in the British body politic the myths and legends of that first late eighteenth-century rebellion in the New World still touches a raw nerve in the old country, much as in former epochs memories of Jacobin revolts, Oliver Cromwell and the Civil War still harry old deep-seated scars in the national psyche. Empire Day might not have originally been conceived as a celebration of the saving of the first British Empire and but as time has gone by it has come to symbolise the one, ineluctable truth about the Empire: that New England is the rock upon which all else stands, an empire within an empire that is greater than the sum of all the other parts of the great imperium ruled from London. In past times a troubling question has been whispered in the corridors of power in London: what would happen to the Empire – and the Pax Britannica – if the British hold on New England was ever to be loosened? Generations of British politicians have always known that if the question was ever to be asked again in earnest it has but one answer.

    Is the emperor alive? Or is his death being kept a closely-guarded secret? It’s impossible to know for certain, since the spies and agents of the kingdom trade in misinformation and half-truths, and only heighten the tension between the brothers.In this atmosphere of palace intrigue and chicanery—as Murad acquires a reputation for overindulgence, Dara for sensitivity, and Shuja for impulsiveness—the stage seems set for a power-hungry Aurangzeb to make his ascent as emperor. However, will Aurangzeb’s quest for domination become his ultimate undoing? The Mughal High Noon, with master brushstrokes, explores questions of power, faith and contentment.

    Petersburg, Russia: The Shalakov family are moving from Moscow to start new lives. A family of musicians and violin makers in the traumatic early years of the 20th century, they’re faced with war and revolution, gruelling hardship and the breakdown of relationships and values caused by these most harrowing of events.A tale of unlikely loves and of unforgiving hatreds. Of bravery and cowardice, of innocence betrayed and of courage that will outface the harshest of adversity and the ever-present threat and shadow of death. A compelling family saga of the valour of the human spirit and of the magic of music that can do so much to sustain and support it. Perfect for fans of Josephine Cox, Lily Graham and Natasha Lester.