Whether you are a rookie or an established Broker, this is the guide you need to lay the foundations for long-term success. Author Dustan Woodhouse has packed this book with dozens of tips and lessons gleaned from personal experience processing over 1,300 mortgage files and taking in over 2,000 applications verbally. You'll learn... - The old-school piece of technology that's every broker's best friend - How to have a complete application built by the time the very first phone call ends - When smart brokers decide to walk away from a file - Where to invest your marketing dollars (and where you'd just be throwing that money away) - How to trade cold-calling for warm-calling - How the "paycheque mentality" can sink your business, and what to do about it Every step, every tip, every process is aimed at building long-term relationships with clients and referral partners alike. It's all designed to get you to the holy grail of a referral-only business. Your mantra? Get the application. Here's how to do it.

    Few others can offer such a remarkable insight into life at Anfield from Shankly to Houllier and beyond. Born in Liverpool in 1954, Phil later moved to his spiritual home of Kirkby where his footballing abilities were soon noticed and he quickly acquired a range of schoolboy honours before signing professional forms for his beloved Reds in 1971.As he staked a claim for a first-team place, Kop messiah Bill Shankly would memorably declare: “Aye, Phil Thompson. The boy tossed up with a sparrow for his legs and lost!”Shanks, however, was in no doubt about the young Thommo’s qualities and Phil would go on to claim a host of Anfield honours including seven League Championships, three European Cups, two League Cups and an FA Cup.The proudest moment of his footballing life came in 1981 when he led the Reds to a third European Cup with a 1-0 defeat of Real Madrid in Paris, later parading the trophy at his local pub, The Falcon.He left the Reds after winning 42 England caps before returning to Anfield in a coaching capacity under Liverpool player manager Kenny Dalglish.Despite being controversially sacked by Reds boss and former teammate Graeme Souness in 1992, he sensationally returned to Anfield as Gerard Houllier’s right-hand man in 1998, going on to revive the glory days by claiming a famous treble of trophies in 2001.Coming full circle and happy to be a fan again, he shared in the joy of the Reds’ 2005 Champions League triumph in Istanbul – as highlighted during remarkable scenes on SKY TV.

    As a member of the Nolan sisters, Coleen Nolan was born into the spotlight and has stayed there ever since. She has now become one of the nation's favourite TV presenters and is used to newspapers and magazines claiming to have the inside story of her private life. In No Regrets Coleen finally reveals the truth of what really happened during the last few rollercoaster years, truly the worst of her life. Whilst it's certainly been a traumatic time for the whole family, Coleen is a survivor. First and foremost, she is a mum and is determined to hold her family together. The Nolans finally put aside their infamous feud to rally round their beloved sister Bernie, who tragically lost her fight with cancer on the 4th of July last year, aged just 52. In this memoir, Coleen movingly describes her struggle to deal with the emotional scars that come from losing someone so close and the effect it has had on her own life. In this incredibly candid memoir, Coleen writes with raw honesty about her family troubles, her career highs and lows, and her struggle with her body image. In recent years, Coleen has found herself in both a plastic surgeon's office looking at a £20,000 bill to 'fix her face' and at a breast cancer clinic asking for the removal of her healthy breasts to avoid becoming the fourth sister in the family to be struck down by cancer. Wonderfully warm and moving, and brilliantly funny and honest, No Regrets will take you from laughter to tears and back again as you share in Coleen's very personal journey.

    Even in Hell, love can bloom.

    

    In the London office my new boss Victor tells me I shall be working in a regional office - and he wants me to drive there. I am to deliver Victor's shiny Jaguar: his pride and joy. The office is in Calcutta. This all sounds like fun to me. A month long holiday. How bad can that be I think and decide to invite my friend Douglas to come along for the ride. This will be a road trip to die for I tell him. Victor's P.A. Shirley is the all seeing eye. Nothing gets past here. I have to report in on my progress at key points on the route. Shirley is going to be watching me. 'If you so much as scratch it you're dead.' I laugh, what could possibly go wrong....? well just about everything. We were OK up till Trieste; then a goat got in the car - after that it was downhill all the way to Calcutta.

    But then, matrimony came along and politics suddenly felt like the non-essential elaichi in this Mughlai Biryani called life. When my ‘loved ones’ subjected me to scenarios unimaginable, when as the groom I had to wait for an hour for my baaraat to arrive, when certain ‘rituals’ scarred me with shame for the rest of my life, I so wanted to give it back to the society! And hence, ‘Lehengey and Lafdey’ was born. LnL will raise your ire, tickle your funny bone, and show you everything except what a wedding is supposed to be: a sacred union. In a world filled with romantic novels, where love always wins in the end; patience, perseverance and the insane ability to bear a butt load of crap is required to emerge victorious in the holy war of matrimony. Enough talk! Jump right in and witness a whirlpool of emotions, with a cup of masala chai and some fryums on the side. Put your seat belts on, for it is going to get crazy. Welcome to the world of Lehengey and Lafdey!

    Most commonly used medical abbreviations and acronyms.Anyone in the medical profession, from office workers to doctors themselves, will find this guide extremely useful.6-page laminated guide includes:weights & measurementspharmacologydiagnostic testingprofessional designationsmanaged careagencies/organizationshealth assessmentspecialized areas/facilitieslocations & directionsbody systems

    All the tips within come via the author and guest performers, adding up to a combined three hundred years of essential speakers’ know-how!Within this bible:Technical advice: how to effortlessly project your voice, audience manipulation, crowd control, body language, hand gestures and more.Additionally: a frank approach for overcoming stage fright, a foolproof recipe for memorising a speech, how to overcome a sore throat and using the physics of sound to your advantage.Business advice: how to price your speech, approaching agencies, talking overseas, understanding unique selling points, the most complete list of global public speakers’ agencies and more.Children’s author Marcus Alexander, once horrified by the thought of standing on stage, has grown to become one of the most sought-after school speakers. He’s delivered more than 1600 talks in 13 different countries and is booked 18 months in advance. The journey wasn’t easy; he’s tripped, fallen and blundered over every imaginable obstacle. This bible contains all the insights you need to create a similar career at a faster rate and with half the hiccups.'Marcus doesn't just hold the stage he is the stage. Every word spoken is a sledge hammer pinning the audience to their seats.'Adisa the Verbaliser, spoken poet and author.'The first time I saw Marcus Alexander on stage was with a group of other authors. We all watched in amazement as he enthralled both the children and adults with his awesome energy. One of the best author events I have watched.'Andy Briggs, author and scriptwriter.Guest speakers sharing their advice include: best-selling author Chris Bradford, movement icon Dan Edwardes, British actor and producer Joey Ansah, author and teamwork specialist Casper Craven. Other guests include: surgeons, dentist lecturers, thespians, West End singers, polio advisers, educators and coaches.

    His profound management sutras are derived from his bestselling books on business and management. They show how individuals can realize their potential, create wealth and achieve lasting success by following uniquely Indian principles (based on Hindu, Jain and Buddhist mythology) of goal setting, strategic thinking and decision-making.

    This pattern includes design images, sizing, yarn requirements, knitting needles, crochet hooks and other tools necessary to make this garment.Also included are "Where to Buy" links for supplies and a money saving coupon.PLEASE NOTE THE FOLLOWING:- This pattern is presented by Royal Yarns with full acknowledgement and copyright approval from the Plymouth Yarn Company, Inc.- The content of this pattern may already be FREE in whole, or in part, on the manufacturer’s website or on social media sites.- Our digital pattern offers the convenience of giving you full access on Amazon Kindle devices and on wide variety of other mobile devices and ebook readers via the Kindle Reader including iPhone, iPad, iPod and Android devices. You can easily download this pattern and store it in your digital library for future reference and mobile access. Feel free to share this pattern with family and friends.- If you are dissatisfied with the purchase, you can return the digital pattern for a full refund as detailed in the book store’s refund policies.

    It then offers a comprehensive alphabetical listing of all the abbreviations, words, phrases and symbols typically encountered in patterns.

    The Knitter's Dictionary is your comprehensive resource for understanding the language of knitting in a quick-reference guide that no knitting bag should be without. For beginner and skilled knitters alike, there's always something new to discover in your next handknit project. The Knitter's Dictionary puts an expert knitting instructor in the palm of your hands to help you navigate any pattern. Within this knitting bag necessity, you'll also find Over 150 illustrations showing you everything from the difference between a toque and a beret to how-to information to increase and decrease stitches. Handy cross-references quickly lead you to exactly the information you need whether you've come across a new abbreviation in a knitting pattern or you've forgotten the steps to a long-tail cast on. Extended information on more challenging topics like taking measurements, understanding gauge, and fibre care instructions make this more than a dictionary--it's important information no knitter should be without. Packed with bonus tips and tricks, learn the do's and don'ts of pattern knitting making patterns easier and more enjoyable to knit! The Knitter's Dictionary gives knitters the answers they need when and where they need them in a precise and helpful way. Give yourself or another knitter the gift of knowledge with this must-have resource.A Note From the PublisherKATE ATHERLEY is the Managing Technical Editor at Knitty.com and is the knitting community's go-to guru for reliable how-to information. She's the author of Custom Socks, Beginner's Guide to Knitting Patterns, and Knit Mitts. Known for her attention to detail in her patterns and classes, Kate regularly teaches at stores and events across North America, including Interweave, KnitLab, Yarn Fest, and Vogue Knitting Live.

    Written by an industry insider, the Guide takes a comprehensive, unflinching look behind the scenes that no knit or crochet designer can afford to be without. Includes 30+ interviews with top designers, editors and professionals who tell it like it is so you can hit the ground running, a guide to responsible social media use, information on distribution, printing, online publishing and much, much more.

    This book provides a reference for all methods, including Tunisian, filet, intermeshing, broomstick lace, bruges lace, and freeform crochet. Includes step-by-step instructions for all the basic stitches and swatches of 100s of stitch patterns with complete instructions. Also provides instructions and patterns for 50 projects for garments, accessories, and décor items.*All You Need to Know to Crochet*The Essential Reference for Novice and Expert Crocheters*Comprehensive Guide to Crochet Tools and Techniques*Packed with Hundreds of Tips and Ideas