Hannah Byler has never married, at twenty-five she half believes it is too late and she half lives in regret at what she might have done in the Englisch world. As she watches Jacob’s body being lowered into the ground her mind starts working and she feels that there may be more to the accident than meets the eye. She and her reluctant sister Ruth start investigating the case and find a haunting web of lies, deceit and coverups that lead them into danger…

    Twenty-eight years later, the only surviving victim, private investigator Angela Rhymer, has no recollection of that horrible winter night. Her only clue is the butterfly-shaped scar carved into her back. However, after happening upon a new clue, a memory triggers and sends her searching deep into the past to find the killer that shaped her entire existence.Stolen: A Riveting Kidnapping MysteryLena Hayes is in the middle of the biggest fight of her political career. Her proposed piece of legislation will hold oil fracking companies accountable for the harm leveraged against their workers, and the families of her small North Dakota community. But with the oil company looking to stop her at any cost, Lena will have to confront the demons of her past in order to beat them.The Painting Murders: A Paranormal Painting MysteryA twenty-two year old murder, a prophetic female painter who foretells her husband's death, and a vengeful killer collide in the trendy city of Northampton, Massachusetts all the way to Amish country in Lancaster, Pennsylvania.

    Economics, finance, business & management

    It is important for every person to save for one’s retirement as one can expect to live for twenty years after one retires as life expectancy of an Indian is going up steadily due to lower infant mortality and better medical care. There is a complete absence of social security safety net for most Indians today, even for those working in Government sector, there is no inflation adjusted pension available anymore. I have tried to simplify the advantages and disadvantages involved in investing your savings in various asset classes. I have deliberately left out two of the most popular forms of investment among middle class Indians 1) Life insurance 2) Real estate Let us consider life insurance first most of us confuse insurance as an instrument of savings, it is not. We have this wrong view because of the tax breaks given to income tax assesses by the Central Government. Insurance is a product that mitigates risk and is sold by the rich to the middle class and is always skewed in the favour of the insurer rather than the insured. A substantial portion of the total money invested by you goes towards paying agent’s commission and premium for insuring you for the risk of mortality. The balance left out is invested in government securities and other securities. Hence the amount of money invested out of the total premium paid is less than half paid by the insurer. The return on money invested by the policy holder is less than half of the money he would have earned either in bonds or fixed deposits. A person who needs insurance is a person whose family will need support in the event of his untimely death. Alternately insurance is required for a person who has debt in form of mortgage and does not want to burden his family in the event of his passing. The product which covers these risks is called term insurance. One should not buy insurance to avoid taxes as there is better tax saving tools available. Real estate is also considered as a good investment by several retail investors but nothing can be further from the truth. Nobody makes money by buying plots in the middle of nowhere. The easy availability of mortgages from the nineties and the tax breaks given by the Central Government on housing loans has created an unparalleled boom in the residential market. There is now a painful correction process under way in that sector. The price of land is reflexively connected to availability of money. The lower the cost of money, greater the returns in real estate. Buying plots in the middle of nowhere is similar to buying lottery tickets as investment. Land cannot be liquidated immediately into cash at a short notice to meet urgent requirements. Cost of maintenance and protection of real estate from illegal occupation is prohibitive and time consuming. Verification of title deeds to the property is a complex process and needs sound legal advice. You should have a house to live and another to collect rent as rent is equivalent of inflation adjusted pension. The return on investment generated in the three different asset classes over 25 years would be in the following order 1) Equities 2) Gold and finally 3) Debt instruments. I enjoyed writing this book as a companion volume to my first book. It is my fond hope that you enjoy reading this book.

     Born on a Dakota Sioux reservation he was taught the ways of the Native Americans from as soon as he could walk. At the tender age of fourteen, having had little formal education, he was supporting himself and learning from some of the last cowboys and frontiersmen of the Old West. These lessons would pay dividend in his later life, first as a tracker for the United States Army in the Apache Wars and later as a scout for the British Army in the Matebele Wars in Southern Africa. Frederick Burnham Russell was a remarkable figure who revolutionized the art of scouting in both the British and United States armies. Indeed his influence would lead his friend, Robert Baden-Powell, to begin the international Scouting Movement. In Scouting on Two Continents Burnham records the details of his brilliant life in fascinating detail and provides insight into the life of an unique adventurer in the late nineteenth and early twentieth centuries. “Burnham in real life is more interesting than any of my heroes of romance.” Rider Haggard “Burnham is a most delightful companion ... amusing, interesting, and most instructive. Having seen service against the Red Indians he brings quite a new experience to bear on the Scouting work here. And while he talks away there’s not a thing escapes his quick roving eye, whether it is on the horizon or at his feet.” Robert Baden-Powell Frederick Burnham Russell has been described as the “Father of Scouting.” He fought in the Pleasant Valley War, Apache Wars, the First and Second Matabele Wars as well as the Second Boer War. His book Scouting on Two Continents was first published in 1926. He passed away in 1947.

    He work closely with primary care physicians, spine surgeons, pain management physicians, and physiatrists in developing plans for patients with pain and other disabilities related to the spine. This book is for anyone who is currently suffering from sciatica or has suffered from sciatica in the past. It is for people that want real world solutions for their sciatica, based off clinical practice. In this book I will teach you how to understand which positions and movements may cause pain, and which ones will help alleviate pain. I will also share with you what you can start doing at home today to decrease your pain, including when to use heat vs. cold, what types of exercises are right for you, and how to lift and move to protect your back for the future. Most of all, I will provide important information for you, to ensure you are educated when you meet with your doctor or physical therapist to discuss diagnosis and treatment. This will allow you to work together as a team to come to the right treatment solution for your body. Once you understand what is going on and why you are having this pain, you will be better equipped to choose the right plan and be empowered to advocate for yourself.

    Newly graduated, she arrived back in her home town to discover that if it wasn’t for bad, she wouldn’t have any luck at all. Her grandmother is in the beginning stages of Alzheimer’s and the financial nest egg her grandfather spent years building has disappeared. When he isn’t kissing her senselessly, the man of her dreams seems to be very much involved with someone else. The only job she can get involves large hairy animals. And, when it comes to fairy godmothers, she’s definitely scraping the bottom of the barrel.

    After their cherished father is killed in Vietnam, the girls are orphaned. Still mourning their son’s death, grandparents Walt and Ruby accept their role as guardians, only to be surprised soon after by another permanent houseguest’s arrival—Walt’s kooky mother, Itasca.Fast-forward to the present, where the warmhearted home in which the girls grew up is now just a faint memory. The estranged sisters are in need of a good dose of Walt’s famous stargazing wisdom: “You’ve got to look real close. Pay attention to what’s around you in this life. You’re liable to miss something important if you don’t.”Packed with plenty of quirky characters and hilarious escapades, this must-read novel also digs in deep to the things that matter most—family, friends, love, and forgiveness.

    Got a sweet tooth?... Can't wait till dinner time?... Here's 49 (extremely silly) ways to reach the Cookie Jar! Join the hilarious adventure of these cheeky kids who will try absolutely anything to get their hands on the Cookie Jar. With an illustration for each haphazard attempt, you're guaranteed to laugh, smirk, and chuckle for hours. Disclaimer: reading this eBook will probably make you giggle, but won't help you get a cookie. Recommended Age: 10+

    As of January 14, 2016, this is an unverified document. NOTE: this document has been reformatted for the Kindle. It can be searched, bookmarked, annotated, etc. It is not a dump of the PDF.

    This book is written in a simple manner for readers to understand the various terminologies and working process of the financial markets. If you are looking to understand and enter the stock markets but don't know from where to start, then this book is for you. The basic concepts are same for Indian and overseas markets so it will help you understanding both. It will help you as a reference guide for investing in stock markets. Specifically it will help you in:- 1. Know basic terms and conditions of the stock market. 2. Know products and services associated with the stock market. 3. Know how to kick start in stock markets. 4. know Do's and Don'ts in Stock Markets. 5. Selecting a broker. 6. How to make your first trade. 7. Additional mental mastering technique that will help you to achieve more on markets as well in life. 8. Insight of a trader/investor who has more than 10+ years of experience in stock markets. 9. Illustrated examples for more clarity on topics.

    While this evil war has torn half the world apart, it has also pulled half the world together. Soldiers both men and women, under American and British flags, gather on the coast of England just days before D-Day. Four friends become brothers and face their greatest fears together. With the coastline packed with ships, and the sky full of planes, hundreds of thousands of soldiers prepare to stand in the crossroads of history. In an impossible moment in time, a young British woman meets an American soldier as he prepares to embark on his treacherous journey. He promised to return and she promised to wait. Join these courageous young men and women as they struggle to find the courage they never knew they had and the future they feared they'd never see.

    but can they "Come Up" together? Smooth and China are a "power couple." An urban Gothic modern day Bonnie and Clyde. They know the ins and outs of the streets. But Smooth also knows its consequences. Which is why he wants to get "out" of the life just as quickly as he first entered it. The money? It's always an intricate part of any exit plan. The problem? His childhood sweetheart China. She loves "the life" - the wealth, and street cred it has brought her. Perhaps she has a little hidden passion for the action too. But at the end of the day China is a "paper chaser." Their romantic and business dynamic however has never been more tested until now. The life and its stresses, but most of all... its trappings have caused a fracture in their once impenetrable relationship. Smooth wants her by his side when he gets out for good, but China's addicted to the money. It affects her better judgment. Er go she wants their transition out of "hustling" to be a slow one... if at all. As the pair begin to rise through the ranks... enemies, cops, and rivals become a much larger problem. In addition to one-time friends becoming foes. Together they're unstoppable. But money is the root of ALL evil and make no mistake these two love money. The question is... do they love each other more?

    Papagopolis, the twelve-year-old hero of Max Candee’s Globaloonies series. Witty and at times lough-out-loud funny, this book tells all there’s to know about T. rex - the most hilarious dinosaur of all times. I bet you didn’t even know that T. rex had so much comic potential. You’ll learn a bunch of important facts like: - Where does its name come from? - Why were its hands so tiny, and why was its head so big? - What did it eat, and how much did it poop? - Did it have any body odor problems, and why? - And many more... This book is intended for 6-10 year-old children who love to learn and laugh. Think of a school report gone wild. That’s the kind of book this is. This is a companion book to the Globaloonies time travel adventure series. Genre: children’s encyclopedia, ages 6-11.

    Soon he stumbles onto a packet of photos showing Governor Virginia Rentier lustily paired with three high-ranking women in state government. Though Cinder and the Governor clashed sixteen years before when his wife died in a car accident, Cinder prefers to keep his dislike of Rentier focused on her politics. He's too busy blaming himself for his wife's death, fighting his way back into his son's life, and leading a crew of lazy secessionist misfits to become involved in an intrigue about the Governor's sex partners. But when the bullets fly, Nat asks questions, and learns that his sudden war with the Governor traces back sixteen years. And that the photos were put in his path by a provocateur who knows Nat Cinder's a rough-hewn rebel with enough weaponry cached across Arizona to start a revolution, and that the secret at the bottom of his wife's death will turn him into a powder keg. TREAD is what fans of Clayton Lindemuth's "thrilling, visceral, and unsparing" prose (Publishers Weekly) have been waiting for: a novel that pairs his lean noir voice with the explosive tempo of the modern political thriller.