The bloodline of Robert the Bruce runs through her veins... Ian Murray has a secret reason to why he will never marry. Duty to the Laird is his sole purpose until a woman in need reveals the protector within. An unexpected revelation turns Sorcha Hay’s life upside down. When a man she’s never liked comes to her rescue, it’s hard to tell who is more shocked Sorcha or the warrior. Sometimes fate can change the course of one’s life in the blink of an eye.

    Minimalist Budget will help you to turn your bloated expenses into a well-toned budget, spending on exactly what you need and nothing else. This book presents solutions for two major problems in our consumer society: (1) how to downsize your cravings without having to sacrifice the fun stuff, and (2) how to whip your finances into shape and follow a personalized budget. This is not a get rich quick book. But I can promise day-by-day, month-by-month, you’ll budget better and become richer as a consequence. Regardless of how much your income is we’ll find a way to budget, save, and increase your net worth. Since my youth, I’ve had to live on a budget that ranged from $100 to $200 a month if I was lucky. Even though I never knew how much I would have the next month, I was always able to have enough for my essential expenses, personal pleasures, and savings. If you’re tired of the false and impossible-to-follow promises of “finance gurus,” try out my simple, straightforward, easy-to-stick-to methods. Improve your spending habits: • Incorporate minimalism into your finances • How to avoid becoming a minimalist consumerist • Learn the psychological traps that make you overspend • Control your compulsive spending habits Feel financially secure every day: • Learn about two A-Z budgeting methods and how to make them work for you • Learn ratio-based budgeting and fixed-amount budgeting • Discover the best budgeting software programs • Design a bulletproof savings strategy to get out of debt, be prepared for emergencies, and set yourself up for retirement Stop hating your financial life: • Learn how to set SMART financial goals • Increase your self-confidence with budgeting • 50 small budgeting tips Financial education is not part of our educational system. It is normal that we don’t know how to budget when we step into the craziness we call adulthood. But it is not normal to stay ignorant about a field of life that (like it or not) guarantees our material survival. Money management is an essential skill for everybody who earns, shops or consumes. If you follow the budgeting tips in this book, you’ll be able to keep track of your finances. You’ll clearly know where your money goes, where it comes from and where can you save. You won’t feel stressed of running out of money unexpectedly, you’ll clear yourself out of debts and have savings for bigger expenses like a vacation, new car or unexpected events. Leave money struggles for yesterday. Grab a copy of Minimalist Budget by hitting buy now in the top right corner of this page.

    This book discuses various major types of financial institutions and financial instruments present along with how and why the system of money and capital markets is changing. It also provides a descriptive explanation of how interest rates and security values are determined.

    Two sisters confront love, marriage, and a failing business in this “charming and deceptively breezy second novel” (Publishers Weekly) that “deftly explores big issues like loyalty, trust, sorrow, and disappointment in sure, bright, effervescent prose” (New York Times Book Review).

    Erin recounts her path of achievement starting as a promising young student and athlete and, ultimately, how she allowed her career and its demands to become the center of her life. She sacrificed all other priorities and relationships along the way, throwing work-life balance to the wind. The story reveals the subtleties of the everyday decisions that led collectively to a work-centric existence over a twenty-year career. Set against the backdrop of the dramatic circumstances at Lehman Brothers in 2008, Erin discloses her own struggle as events spiraled out of control. Ultimately, her resignation from her executive role prior to the Lehman bankruptcy resulted in a devastating personal crisis as her career crumbled revealing no foundation beneath it. We learn of the journey back to change her life with a semblance of present day peace and happiness. Full Circle provides a unique inside and emotional perspective of the sacrifices Erin made to achieve extreme career success and the self-awareness required to return to being the fundamentally grounded person she was as a child.

    Development professionals now need new approaches and methods for interacting, learning and knowing. Through analysing experience - of past mistakes and myths, and of the continuing methodological revolution of PRA (participatory rural appraisal) - the author points towards solutions. In many countries, urban and rural people alike have shown an astonishing ability to express and analyse their local, complex and diverse realities which are often at odds with the top-down realities imposed by professionals. The author argues that personal, professional and institutional change is essential if the realities of the poor are to receive greater recognition. Self-critical awareness and changes in concepts, values, methods and behaviour must be developed to explore the new high ground of participation and empowerment. Whose Reality Counts? presents a radical challenge to all concerned with development, whether practitioners, researchers or policy-makers, in all organizations and disciplines, and at all levels from fieldworkers to the heads of agencies. With its thrust of putting the first last it presents a new, exciting and above all practical agenda for future development which cannot be ignored. BAI Catalogue: The methods and approaches of Participatory Rural Appraisal (PRA) comprise the core of this book. But PRA has evolved and spread in many directions and into many areas. The author argues that PRA has come to affect much development practice, professionalism, research, education, training, management and many institutions. The PRA experience has led into wider questions about development and about the human condition. It has pointed towards a gap in the writing about development - the lack of analysis of how error, professionalism, power and personal interaction interlink - a gap which the author tries to fill with this book. The argument runs that reflective and self-critical PRA practitioners are evolving a philosophy and behaviour which seem to promise better performance. This new approach combined with other trends are part of a deep shift in ways of thinking, seeing, acting and being in the world. So the book is about more than PRA and more than just development. The author contends that, as a term, participatory rural appraisal no longer describes what is happening. Participatory fits but rural is wrong because of innumerable applications in urban areas, organisations, adult literacy, policy and so on; and appraisal implies only finding out and assessment, when many want PRA to describe a much longer process. PRA has become fashionable but the author contends that bad practice is widespread and asks whether PRA can be self-improving as it spreads. This is a thought-provoking book and it would interest all those concerned with the realities of the poor in the developing world.

    Liberty is to deploy a space defense system satellite created with the latest American technology. The shuttle crash-lands in the uncharted, mountainous frontier between North Korea and China. As the ranking able-bodied officer, Kate takes charge, evacuating the crew from the crash site. A mountain warlord captures the Liberty’s crew, intending to sell the shuttle and its cargo to the highest bidder. On the world stage, this crisis rapidly escalates. The North Koreans forbid an American search and rescue operation, sending their own troops into the region instead. The technology on board Liberty is invaluable to both the North Koreans and the Chinese. The U.S. President orders American armed forces to full alert, preparing for a military incursion to locate the shuttle. This could be the flashpoint for the long-feared nuclear showdown between North Korea and the U.S. Monitoring these spiraling events with a personal interest is Major Trev Galt, Kate Daniels’ estranged husband. Since his breakup with Kate, Galt has become romantically involved with Meiko Kurita, White House correspondent for a Japanese news agency. Galt had thought he was over his wife, but Kate and the shuttle disappearing without a trace re-ignites his unresolved feelings for her. While Kate and her crew struggle to survive, Galt and Meiko risk their lives to untangle the Korean Intercept; a race against time that pitches them into a labyrinth of treachery reaching from the corridors of Japanese corporate power to the blood-splattered back alleys of Tokyo, from the White House to the barren, hostile mountains of North Korea.

    

    This title is aimed at courses in applied econometrics, political methodology, and sociological methods or a one-year graduate course in econometrics for social scientists.

    If you have a little or a lot of experience in using tools on your bike, this book can show you how to keep your bike in top working order, from tires to handlebars, without all the technical jargon.If biking is already a part of your life - or you'd like it to be - this book can help you tackle your own bike maintenance and repair, so you don't have to take it to the shop for routine tune-ups or call for help if you break down in the middle of nowhere. Of course, sometimes you'll need to seek expert help, so the book covers when to attack a problem yourself and when to call in the pros for backup.And although this book is written in easy-to-understand language without a lot of biking jargon, Bike Repair & Maintenance For Dummies is still a comprehensive guide. Seasoned bike riders looking for additional tips and tricks to keep their bikes in top condition won't be disappointed.This book will help you repair - and, if necessary, replace - the parts on your bicycle. You'll discover how to make basic bike repairs, such as:Removing a wheel, tire, or tubePatching a tube or fixing a tireWorking on hubs and spokesInstalling new brakes and pads or addressing other brake issuesAdjusting your saddleUsing suspension seat postsDealing with common chain problemsInspecting, cleaning, and lubricating cassettes and freewheelsAfter you nail the basics, you can dive into advanced repairs and maintenance, including:Knowing how a frame is built and inspecting one for problemsAdjusting and maintaining a bike's suspensionRemoving, installing, and adjusting the rear and front derailleursRemoving and installing shiftersTaping your handlebarsAdjusting and overhauling your headsetGet your copy of Bike Repair & Maintenance For Dummies to learn all of that, plus tips on staying safe, ensuring your bike is always a good fit for you, and improving your bike's performance.

    Suhas hears on a daily basis, from body weight chaos, low energy, and poor sleep, to headaches, unexplained congestion, and depression, all have a surprising common denominator: a weak digestive “fire.” Drawing on ancient Indian practices and principles, The Hot Belly Diet shows you how to optimize your digestive powers to foster rapid weight loss and vibrant health.At the core of this three-phase diet that makes lunch the most important meal of the day is a dish called khichadi (pronounced kitch-a-de)—a complete but incredibly easy-to-make meal that helps clear out your “ama,” or the digestive sludge that antagonizes weight loss, provokes hormonal imbalances, and ultimately triggers inflammation—the root cause of virtually all disease. This unique book also explains incompatible foods (milk and eggs, for example), why the sensation of hunger is essential, and how to time your meals throughout the day without snacking. The Hot Belly Diet changes your relationship with food to make healthy eating—and living—effortless.Whether you’re suffering from a chronic condition, looking to prevent future illness, or just want to feel your best every day, The Hot Belly Diet will re-establish your body’s natural balance, creating a thinner, healthier, and happier you.

    With the stock market sinking and soaring from day to day, retirement plans becoming less certain, and a longer life expectancy in retirement, more people are looking for some control over their investments. If you're one of them, Investing Online For Dummies, 6th Edition might be just what you're looking for. The Internet brings a world of investment resources to your desktop, but how do you find your way through the dizzying array of investment possibilities? The Dummies Way, of course! This book helps you set reasonable expectations, assess your risk tolerance, choose an asset allocation, analyze and select investments, and maximize your financial success. You'll discover how toDetermine how much you can afford to invest Choose an online broker Research, trade, and track investments online Measure the potential return of a stock Maximize your investment knowledge and build a profitable portfolio Buy bonds online Understand options, commodities, and IPOs If you've decided to take control of your investments but don't want to make it your full-time job, Investing Online For Dummies, 6th Edition gives you the important information that will also give you confidence. Completely updated to cover all the new online tools and resources, it even provides some bonus assistance on the companion Web site.

    This adorable volumethe only cookbook devoted entirely to whoopie piesfeatures more than 40 mix-and-match recipes, including the classic chocolate with marshmallow cream and a range of bright flavor combinations such as red velvet, green tea, pumpkin with a tangy cream cheese filling, and oatmeal with, yes, maple-bacon buttercream. With a puffy cover as soft as cake, plenty of color photos and hand-drawnillustrations, dozens of DIY decorating instructions, fun facts and baking tips, Whoopie Pies will make a welcome addition to any baker's bookshelf.

    In many parts of the world, that information is still readily available. But in our society, even as technology makes certain kinds of information more accessible than ever, other connections are irrevocably lost.In Glass, Paper, Beans, Leah Cohen traces three simple commodities on their geographic and semantic journey from her rickety table at the Someday Café to their various points of origin. As Cohen draws the reader Oz-like across time and continents, she brings to life three unforgettable characters whose labor provides the glass for her mug, the pulp for her newspaper and the beans for her cup of coffee. In prose as sophisticated as it is simple, she braids the myths, lore, and history of these three simple staples and conjures an unseen world where economics, fetishization, and manufacture meet.An elegant and inspired inquiry into the true nature of things, Glass, Paper, Beans is a classic work on the economy of everyday life.