But when they took $10k from their IRA they had a 50% tax increase. Why? When John died Judy’s income went down by 33% but her taxes went UP! Why? Isn’t interest on municipal bonds tax free? Then why did it cause John and Judy’s taxes to increase? When Judy took out $20k to take her daughter on a cruise it cost her $9,908 in taxes. Yet when Jane did the same it cost her nothing. And they both have $80k in total income. Why? When Bob took out $10,000 from his IRA his taxes tripled. Why? Why did Bob’s Medicare premiums nearly double when he took out an extra $10k from his IRA? When Jenny, a divorced gas station attendant making $35k a year inherited an IRA from her mom she lost 25% in Federal Taxes. Why? In this book we’re not only going to answer these questions but we’re also going to show you what you should be doing NOW to avoid the stealth tax increases retirees face but are ignorant of...until it's too late.

    

    Billy Dexter is the point man, the finisher. For years they were the most sought-after hit team in the country.Until Dex stopped killing.But when the woman he loves is in trouble, Dex discovers that murder is an easy habit to return to—for him, it’s as natural as breathing.A short story from the author of THE BLADE ITSELF and GOOD PEOPLE.* This story appears in the collection SCAR TISSUEMarcus Sakey is the author of four novels, three of which are in development as feature films. He has been nominated for or won an Anthony, Barry, Macavity, Strand Critic’s Circle, Reader’s Choice, Crimespree, Dilys, Crime Shot, Romantic Times, and ITW Thriller Award. Praise for Marcus Sakey: "The new reigning prince of crime fiction." - Chicago Tribune "An astoundingly good writer." - San Jose Mercury News "Crime drama for the 21st century." - National Public Radio

    

    

    You'll get to know Sarah, Hannah, and Rachel very well! Each of them are featured in their own book, with their own story of finding Christmas love. In this first book,you'll be introduced to all three girls, but this story features Sarah, who's desire all year has been to find her special 'someone' by Christmas. Circumstances certainly seem that this will not be the case, however, as Christmas is just around the corner. Although her good friend Mose would love to court her, he seems more like a brother to her and she has no desire for a romantic relationship with him. Does God have a special person for her? And by Christmas? Find out what God has in store for Sarah...

    Stuck in the middle of the upper peninsula of Northern Michigan. Stuck without power, a running car, a working phone. Stuck with limited food and water. Stuck without many necessary survival skills. Bob is stuck No Where! Read this best-selling series all in one sitting, inside of one eBook. But hurry; who knows how long we'll have the ability to do so. TEOTWAWKI may be closer than we think...

    The newest groundbreaking procedure is fascinating and the publicity visit shows her country’s full support of the medical breakthrough. She loves children, but when a terrorist takes control of the hospital floor to reach her… they are playing a dangerous game with her loyalty, her money, and her heart!Abel Wright thought the team at Disaster City Search and Rescue was pulling his leg! Terrorists had taken the crown princess hostage, and the hospital was in danger of being blown up. His assignment was to go undercover, rescue the princess, and save the day. This wasn’t a typical Friday night — it sounded like the theme to a video game.Could rescuing the princess earn him some mana, a box of loot, some experience points, or perhaps the best prize ever…her heart?

    But when illness comes to claim him, she’s left orphaned and alone, with no-one to turn to for help. Saved only by one man’s kindness, Gracie is thrust into a new life as a housemaid for the Reeves family, where she becomes firm friends with the young and charming Charley. Just as Gracie finds happiness and safety with the Reeves, fate deals her another devasting blow. Outcast once more with nothing but her wits to protect her from the harsh London winter, Gracie must now find her own way in the world; or die trying.

    Emma.  Her Curves, His Desire is a short, high heat instalove romance between an older alpha man and a younger BBW. If you like your books sweet and spicy, and your endings happily ever after, then this story is for you.  * High Heat Romance* Older Man Younger Woman* Curvy BBW* Alpha Male* Over the Top Instalove* Short Sweet Romance

     Borderland Bride Jake stumbles across a woman badly beaten and with no voice. But she brings along a whole host of trouble. That doesn't stop him from wondering if he could ever be worthy of a woman like her... but honor must prevail. And he must give her to her brother. Borderland Beauty Lucy Montgomery loathes Dominic of Thornewall. She always has and always will. No marriage contract or his attempts to charm her will win her over. Borderland Betrayal Captain James has little time for women. At least until the captivating Ellise takes him into her bed for one night then vanishes...only to turn up on his castle doorstep. But what is she hiding?

    Thirteen books in all! The books of the first series, Brides & Twins have been on the Amazon best sellers lists in Western & Frontier, Religious and Inspirational, and Western Romance categories. It is my most loved series! The second two series of this Mail-Order Bride Romance Compilation have never been published and are exclusive to this box set. The stories are on fire with love, compassion, and faith! Brides & Twins Series Mesquite, Texas, mid-late 1800’s Join the honest, hard-working ranchers and strong, courageous brides of Mesquite, Texas as each couple blazes their path to love. Starting out with Molly O’hara, a Southern Belle from the war-torn South who falls in love with a tortured war hero. Then along comes four sisters, one by one from Pittsburg, all falling in love with the handsome ranchers of the Kennesaw and Turner Ranches. A Soldier’s Love, Book 1 Taming the Rancher, Book 2 The Wrong Bride, Book 3 A Surprise Love, Book 4 The Last Sister’s Love, Book 5 Brides of Miller Ranch Series (Exclusive to this compilation!) Wyoming Territory, 1840’s This is a beautifully written series where less than perfect brides and cowboys find perfect true love. Sparks fly around every corner at Miller Ranch in unexpected ways and all with God’s blessing. The Love He Didn’t Want, Book 1 Love Beyond Words, Book 2 Love in Plain Sight, Book 3 Brides of Prairie Bluff Series (Exclusive to this compilation!) Prairie Bluff, Alabama, 1860’s The mail-order brides of Prairie Bluff have all dealt with fall-out from the Civil War in some way or another. Some brides want to escape the narrow minds of their fathers while others have been left with nothing and have no other options but to find a husband elsewhere. The men of this series are outlaws gone good, doctors, and ranchers. A Bride’s Treasure, Book 1 Love Sees no Scars, Book 2 The Humbled Southern Belle, Book 3 A Bride’s Freedom, Book 4 A Past Uncovered, Book 5 AUTHOR’S NOTE: These PG rated stories range in length from15,000 – 30,000 words each. Fans of the Brides & Twins Series tell me they hated to see the series end. If you’ve never read my books, this would be a great place to start! They truly are all heartwarming, inspirational stories. Guaranteed to keep you up reading late into the night!

    

    She met him and fell in love quickly without hesitation. Their life together was perfect and a wedding was in their future. Extremely happy and deep in love with Bryan, Briana put her main focus on her life with him. Until secrets about Bryan’s other life was brought out into the open by an unexpected source. Blindsided by betrayal Briana finds out that Bryan isn’t who she thought he was. When Briana confronts Bryan about his lies and deceit, his reaction was not what she expected. Bryan’s dark side surfaced and he became someone that she didn’t know. She is faced with trying to figure out how to leave, but Bryan is not willing to let her go.

     Based on real historic events and institutions such as the notorious and secretive Hellfire Club, Deryn Lake's accomplished series culminates in these four absorbing mysteries. The Rawlings novels are richly atmospheric Georgian mysteries woven around the real characters of John Fielding, the phenomenal sightless magistrate known as the ‘Blind Beak’, whose Runners formed London’s early police force; and John Rawlings, the Apothecary reputed to have invented soda water. Praise for Deryn Lake’s John Rawlings Mysteries: ‘A wealth of marvellous characters parade across the pages, their dialogue is lively and John Rawlings is proving to be a real charmer’ - Eastbourne Herald ‘An effervescent tale...the author organises her large cast and colourful background with skill and gusto through a racily readable drama’ - Felicia Lamb in the Mail on Sunday’s Night & Day Magazine