But when they took $10k from their IRA they had a 50% tax increase. Why? When John died Judy’s income went down by 33% but her taxes went UP! Why? Isn’t interest on municipal bonds tax free? Then why did it cause John and Judy’s taxes to increase? When Judy took out $20k to take her daughter on a cruise it cost her $9,908 in taxes. Yet when Jane did the same it cost her nothing. And they both have $80k in total income. Why? When Bob took out $10,000 from his IRA his taxes tripled. Why? Why did Bob’s Medicare premiums nearly double when he took out an extra $10k from his IRA? When Jenny, a divorced gas station attendant making $35k a year inherited an IRA from her mom she lost 25% in Federal Taxes. Why? In this book we’re not only going to answer these questions but we’re also going to show you what you should be doing NOW to avoid the stealth tax increases retirees face but are ignorant of...until it's too late.

    

    He flees … and plunges headlong into an epic quest of even greater danger. Talon, ruthlessly pursued by the warrior band, returns to the land of his birth. He finds it threatened by an army. The mountain fortress that guards the narrow pass into the realm is undermanned. Worse, the kingdom’s soldiers are fighting a battle on another front. There are no reinforcements. The fortress will soon fall. When it does, the enemy will ravage an entire kingdom. Talon risks his life to bring word to allies who might help. But to reach them, he must somehow pass through the very army set to destroy his homeland. He begins the quest, but the warrior band has not given up the hunt. Nor is the invading army led by a man, but by a sorcerer ready to risk anything for victory. Talon is beset by enemies at every step, including a creature of dark power that stalks him. The road to safety is long, and the hope of success is short. Yet, in the darkest hour of his life, he finds an unexpected ally. A girl of striking courage helps him, and he falls in love with her. But if his quest fails, only smoke and ash will remain of the future they might have shared. This boxed set contains the entire Swordmaster trilogy, previously released as Fortress of the Forgotten. This is a remastered and expanded edition.

    Billy Dexter is the point man, the finisher. For years they were the most sought-after hit team in the country.Until Dex stopped killing.But when the woman he loves is in trouble, Dex discovers that murder is an easy habit to return to—for him, it’s as natural as breathing.A short story from the author of THE BLADE ITSELF and GOOD PEOPLE.* This story appears in the collection SCAR TISSUEMarcus Sakey is the author of four novels, three of which are in development as feature films. He has been nominated for or won an Anthony, Barry, Macavity, Strand Critic’s Circle, Reader’s Choice, Crimespree, Dilys, Crime Shot, Romantic Times, and ITW Thriller Award. Praise for Marcus Sakey: "The new reigning prince of crime fiction." - Chicago Tribune "An astoundingly good writer." - San Jose Mercury News "Crime drama for the 21st century." - National Public Radio

    An endless struggle.Three hundred ships. Trapped. Relentlessly pursued by the genocidal Regent and its vast robot battlefleets.Terrence Compton is one of Earth's greatest admirals, a warrior almost without equal. He and his forces saved Earth from invasion by the cybernetic legions of the First Imperium's insane computer Regent. But now he and his fleet are far from home, lost and cut off, with nowhere to flee but deeper into the darkness of uncharted space.Compton and his fleet must find safety...and ultimately a new home. Their journey will take them deep into the heart of the First Imperium, to the silent, windswept worlds where the ancient race that built the Regent once dwelled...and uncover the lost secrets of its disappearance 500,000 years ago. And find a way to destroy the Regent, to rid the universe of the insane machine once and for all.Includes the full novels Into the Darkness, Shadows of the Gods, and Revenge of the Ancients.Crimson Worlds Refugees Reading OrderInto the Darkness (Book One) - part of this collectionShadows of the Gods (Book Two) - part of this collectionRevenge of the Ancients (Book Three) - part of this collectionWinds of Vengeance (Book Four)Storm of Vengeance (Book Five) - Coming 2017

    YOUNG WITH THINGS GETTING HOT IN MORE WAYS THAN ONE... Larry must find a way to keep his cool...and save his life. He finds refuge in an old, remote family property handed down to him from his grandfather and moves out of town to beat the heat and the craziness. As he settles in he meets a local waitress that just so happens to be not only the pretties girl in town, but the girl who steals his heart as well. With the world heating up and society breaking down, can Larry help them both survive to live the kind of life they want to build together? ABOUT AUTHOR JERRY D. YOUNG Author Jerry D. Young has been a fixture in the survival and prepping communities for more than twenty years. The author of more than 100 novels and short stories, Jerry’s writing has been a staple for men and women of all ages and from all walks of life that are interested in prepping, survival, and all-around self-sufficiency. Jerry’s books are written with the goal of educating as well as entertaining and generally enjoyed by all who seek to expand their knowledge of prepping and survival topics while enjoying a good book or short story. As daunting as the end of the world, nuclear fallout, World War III, Civil unrest, economic collapse, solar flares, EMP attacks, and other apocalyptic scenarios may be, society has always been interested in the “What If?” of a Post-Apocalyptic World. Jerry’s stories provide interesting and practical perspectives of heroes and villains navigating Post-Apocalyptic scenarios including everything from Mad Max type of events to more relevant plot lines that seem as if they could have come from the headlines of the modern world. Find more about Jerry D. Young at www.CreativeTexts.com.

    For the men and women on the colony of Hayden's World, it started with a night of terror. For all of humanity, it was the confirmation that we were not alone in the universe... A long history of solitude in the galaxy, shattered. War had come, from the stars. The call would be answered.

    Across the myriad colonies of humanity, rebel forces are rising, clamoring for freedom from the increasingly repressive government of Earth, launching raids on the Confederation Fleet as they prepare for the conflict to come. On the frontier, however, a darker force is emerging, an ancient threat long forgotten, returning to once more threaten eternal, endless tyranny, silent ships massing in the cold depths of space, ready to strike. All that stands between victory and defeat is the Scout Cruiser Xenophon, destined for the scrapyard but recalled to the flag and placed under the command of a renegade officer, Commander Jack Winter, and given a mission that will either save humanity…or seal its fate.

    Humans and aliens working together would seem novel…but then again, outside of Earth and the Sol System, humans are aliens, too. Having salvaged, repaired, and rebuilt a number of warships, the Salvage Fleet is a presence to be reckoned with. The Ground Force, including its specialty unit, the Bolts, has also continued to grow, and they spend their time training with the weapons of war—mechs, tanks, artillery, and battle armor—and anything else they can get their hands and paws on that will give them an edge in battle. When the Nazrooth System calls, they are once again compelled to right a wrong. It won’t be easy…but then again, it never is. Just don’t tell Harmon the odds—he doesn’t want to know them. Despite a staggering imbalance in forces, Harmon boards his flagship, Salvage Title, and leads the majority of his fleet to free Nazrooth. Only a small, defensive fleet is left behind, full of trainees and reservists. Both Salvage Fleet and the home forces are ready to face the odds, but what if this time they’re insurmountable?

    It is re-structured, re-edited, and contains over 100 pages of new content, including a new opening to the series.The Sol Space Federation has stood for a over thousand years, controlling every world within Sol's heliopause.Lieutenant Colonel Tanis Richards has given her life for the Terran Space Force time and time again. But now, deep within the hollowed out core of the Toro asteroid, the military has asked too much.Commander Joseph Evens has flown starfighters in the deep black for years, but when he is sent on a mission to blockade a federation member's capital world, he wonders what he has put his faith in.The Sol Space Federation has bound the worlds and habitats of the Sol System together since the end of the second Solar War, but that was long ago, and the old alliances, which were forged with the Phobos Accords, are now all but forgotten.Beyond Sol's heliopause, the Future Generation Terraformers create new worlds for humanity to spread to, and back home, the Generation Ship Service commissions great colony ships to reach those worlds.One such ship is the GSS Intrepid, and it is on this ship that Joseph and Tanis meet after deciding that they wish to leave humanity's home system and see what future there is amongst the stars.They may have picked the wrong ship. From eco-terrorists, to rival colony ships, to corporations and governments. No one wants the Intrepid to ever leave the Sol System. It will fall to Tanis and Joe to save the Intrepid and earn their place on its roster in their struggle to get outsystem.M. D. Cooper is a New York Times bestselling author who has envisioned a rich future for humanity, one where planet-sized megastructures house trillions of humans, but traveling between the stars still takes decades, or even centuries.

    A ruthless gang of pirates. A terrifying menace buried in the ocean’s depths… Ryan Weller misses the surge of adrenaline from his days as an explosives expert. So, when his friend recruits him for an anti-terrorist organization, he gladly leaps back into dangerous waters. But he could be in over his head when his first mission puts him on the trail of deadly outlaws in the Florida Keys…Scuba diving for clues among the shipwrecks, he discovers a sinister connection with Mexican arms smugglers. And when the merciless bandits come gunning for his blood, he suspects there may be a threat to the entire U.S. lurking beneath the surface.Can Ryan stop a massive conspiracy on the high seas, or will he end up scuttled?Dark Water is the first book in the fast-paced Ryan Weller thriller series. If you like ocean adventures, non-stop action, and smack-talking heroes, then you’ll love Evan Graver’s pulse-pounding tale. Dark Ship Ryan Weller has a grudge. The former Navy EOD tech wants to put international arms dealer Jim Kilroy out of business. Kilroy's mistake was selling arms to the Aztlan Cartel who tried to start a war with the U.S. Ryan leverages his contacts at Homeland Security to gain information about Kilroy, but Kilroy has the blessing of the U.S. government, and Ryan's efforts are unsanctioned. Instead of putting Kilroy out of business, Ryan finds himself partnering with the arms dealer to deliver a ship full of weapons to a Haitian warlord. Not only has Kilroy threatened the lives of his family and friends but he has threatened to turn him into the cartel to collect the two-million-dollar bounty. Can Ryan navigate bounty hunters, rival warlords, and a hurricane to survive? Dark Horse Ryan Weller has gold fever. He knows where the Santo Domingo lies below three hundred and fifty of seawater. Unfortunately, he no longer works for Dark Water Research and he must find his own salvage vessel and crew. Retrieving the gold won't be easy at depths man wasn't meant to go. Surviving the savage ocean might be the least of his worries. Ryan is also caught between a ruthless Haitian warlord and international arms dealer, Jim Kilroy, both eager to reclaim the prize. Kilroy will stop at nothing to force Ryan to cooperate, including kidnapping Ryan's beautiful ex-girlfriend, Emily Hunt. The gold for Emily. But the warlord demands a ransom too, the gold for his life. Can Ryan escape with the girl and the gold? Reviews Ryan Weller is a true hero! - Debby A I loved this book. I couldn't put it down. I am starting the second book in the series now. I'm hooked. - Patriciaddumas Well researched, well written , worth the investment in time to enjoy. - Bill Black

    Where do you go after being Destiny’s Spacemage?What do you do after wielding an order of magic never seen in the galaxy before?Who have you become?And what is there left to do?Bud saved the Imperium, but didn’t cease to exist as he expected.Now unable to go home because he is actually there, he must find a new purpose.Some higher must want him in the past, but what do they want him to do?For Bud it comes down to one feeling, summed up by one word.Adrift.

     BUT NOT FORBORNE Clint Wolf is in a race against time--leaving little time for sleep--as he tries to find a missing teenager. Rose Murdock was supposed to board Bus 23 for school early one winter morning in Mechant Loup. However, when her mother returns home from work that evening and checks the answering machine, she realizes Rose never made it to school. While a frantic call to the police department finally sets things in motion, the sixteen-year-old student has already been missing for nearly twelve hours and Clint is acutely aware that the victim could be halfway across the country or even dead at that point. Wasting no time, the Mechant Loup Police Department--with assistance from members of the community and deputies with the Chateau Parish Sheriff’s Office--launches a full-scale search for the girl while Clint begins gathering evidence and interviewing potential witnesses. It isn’t long before Clint begins developing potential suspects, but finding enough evidence to make an arrest is another matter. As the hours turn into days and searchers find no trace of the student, Clint begins to wonder if he’ll ever find a bread crumb that will lead to Rose Murdock. Or--like Abigail--will this be yet another young girl he couldn’t save? BUT NOT FOREWARNED It’s Mardi Gras in Mechant Loup and a dog complaint pulls Clint Wolf away from the town’s yearly parade. Happy to be away from the bustling crowds, noise, and lights, he responds to the complaint and arrives just in time to stop a man from shooting a friendly German shepherd that posed no threat to anyone. After addressing the man heatedly, he attempts to return the dog to its home, but instead finds a seemingly empty house, an abandoned detective car, a set of keys on the ground, and a single drop of blood in the driveway. It’s unclear if anyone is home, as nearly all of the townspeople are attending the parade and no one will answer his persistent knocking, but Clint is determined to find the source of the blood. Finally, his attention is drawn to the neighboring property, where he locates an off-duty officer bound and gagged and barely clinging to life. As though things weren’t bad enough, Clint soon stumbles upon a ghastly murder scene that will shock even him to his core, and it will inject sheer terror into the hearts of the rest of the town’s citizens. The one person who might hold the key to the case is in a coma, leaving Clint to delve deep into the lives of the victims in hopes of finding the killer--or killers. Clint’s biggest fear is not solving the case--it’s wondering what he might do once he comes face to face with the killer. BUT NOT FOREBODING When four college students set out into the swamps in search of the elusive Louisiana black bear, they find more than they bargained for. Now, one of them is missing and the others are stranded without a boat in the alligator-invested wilderness. When one of the concerned parents calls the Mechant Loup Police Department, Clint and Melvin begin searching for the overdue group. Their search takes them deep into the swamps and late into the night, and it isn’t long before Clint develops a foreboding feeling of déjà vu. This dreaded feeling only grows more intense as the investigation progresses, and Clint is left wondering if this incident is connected to a case he worked nearly two decades ago. If Clint is not careful, he might find out...the hard way.

    Her chosen one, Jacob was away in the Englisch world. She had waited for him but he was never coming back. Her familye farm was suffering losses and she had to make a plan to contribute to the finances. To this end, she was job hunting for summer work in town, when she inexplicably landed up in the kaffe where she had last met with Jacob. Christian Taylor was a successful realtor, but he would give it all up to have his life restored to the happy way it had been before his wife was taken from him and his baby, Grace. Right now he needed help. Did Gott put Elizabeth and Christian together in their times of need? Was it Gott's plan that Elizabeth suffer the jealousy and uncertainties that Christian caused to rise up in her? Why would an understanding God allow a man to remember details of his dead wife when he looked at another woman? A wonderful clean romance story that will lead the reader to a desperate place in the hearts of those who have lost way too much to get to a place of loving and healing.

    With planets cut off and reduced to subsistence and ignorance, humanity has nearly forgotten its past greatness. But one battle computer has survived the Collapse. He is Center. And Center is determined to find and aid leaders who can return a star-faring republic to the galaxy. The first of these leaders is Raj Whitehall, a man born to be a general, and molded to retake civilization itself from the jaws of barbarism.The SwordFor five years Raj Whitehall has led his men across the face of the planet Bellevue. With saber and bayonet he has conquered one barbarian nation after another. Now his greatest enemy is his own overlord, Barholm Clerett, who's so paranoid of Raj's victories that he is reduced to onlAbout the Raj Whitehall series:“[T]old with knowledge of military tactics and hardware, and vividly described action . . . devotees of military SF should enjoy themselves.”—Publishers Weekly“[A] thoroughly engrossing military sf series . . . superb battle scenes, ingenious weaponry and tactics, homages to Kipling, and many other goodies. High fun.”—BooklistAbout David Drake:“[P]rose as cold and hard s the metal alloy of a tank … rivals Crane and Remarque …” –Chicago Sun-Times“Drake couldn’t write a bad action scene at gunpoint.” –BooklistThe General SeriesThe ForgeS. M. StirlingDavid DrakeThe HammerS. M. StirlingDavid DrakeThe AnvilS. M. StirlingDavid DrakeThe SteelS. M. StirlingDavid DrakeThe SwordS. M. StirlingDavid DrakeThe ChosenS. M. StirlingDavid DrakeThe ReformerS. M. StirlingDavid DrakeThe TyrantEric FlintDavid DrakeThe HereticTony DanielDavid DrakeThe SaviorTony DanielDavid DrakeOmnibus EditionsWarlordDavid DrakeS. M. StirlingContains The Forge and The HammerConquerorDavid DrakeS. M. StirlingContains The Anvil and The SteelHope RebornDavid DrakeS. M. StirlingContains The Forge and The HammerHope RearmedDavid DrakeS. M. StirlingContains The Anvil and The SteelThe Army took David Drake from Duke Law School and sent him on a motorized tour of Viet Nam and Cambodia with the 11th Cav, the Blackhorse. He learned new skills, saw interesting sights, and met exotic people who hadn't run fast enough to get away.