But when they took $10k from their IRA they had a 50% tax increase. Why? When John died Judy’s income went down by 33% but her taxes went UP! Why? Isn’t interest on municipal bonds tax free? Then why did it cause John and Judy’s taxes to increase? When Judy took out $20k to take her daughter on a cruise it cost her $9,908 in taxes. Yet when Jane did the same it cost her nothing. And they both have $80k in total income. Why? When Bob took out $10,000 from his IRA his taxes tripled. Why? Why did Bob’s Medicare premiums nearly double when he took out an extra $10k from his IRA? When Jenny, a divorced gas station attendant making $35k a year inherited an IRA from her mom she lost 25% in Federal Taxes. Why? In this book we’re not only going to answer these questions but we’re also going to show you what you should be doing NOW to avoid the stealth tax increases retirees face but are ignorant of...until it's too late.

    

    She doesn’t remember anything about her past, how she got there, where she’s going, or even who she is. But she does have a list of names that she has a burning desire to kill. But those aren’t her only problems. There are also people after her. She doesn’t know them, either. But they’re coming… and they plan to kill her.

    

    She's soon forced to leave her cozy life to take action and help her fellow merchants after a new development outside of Mount Akron begins. Zeke is the owner of the hardware store next to Sarah’s bakery and he’s been in love with Sarah for as long as he’s known her. He’s been too shy to ask her out. Thrown together in a mutual task of saving their shops, the two get to know each other and what they are capable of. Even with Sarah’s father admonishing her about the lure of the English world, Sarah still knows that God has put this obstacle in her path for a reason.Though Sarah has some doubts that a man will want her as a wife, she still pursues the leadership role she feels God has destined for her. As Sarah blossoms, Zeke falls more in love with her and knows that he must state his intentions. He knows that not just any man will be good enough for Sarah. She needs a man who has the strong faith that he possesses to help her walk with God while doing his will. But will he be able to find the courage to make that first move?

     Matthew hires Mandy Bowman, an Englischer in need of a place to live, to take care of the house and his youngest brother, John, who is blind. Mandy is exceptional with John and empowers him to do more for himself and build confidence and acceptance with his disability. Sparks fly between Matthew and Mandy, especially in a crisis, but when Mandy’s step-father arrives, everything changes. Will Matthew accept Mandy’s past and still love her? Will Mandy stay and accept the Amish way of life? Is there hope for two very different people to find love and happiness together? Find out now in THE BYLER BROTHERS Series: Book 1: "MATTHEW" Book Two: MARK: (Mark's Story: The Calling) Mark clings to his Amish faith in the aftermath of his parent’s fatal accident. After experiencing a spiritual calling similar to Paul or Samuel in the Bible, Mark is convinced that God has a special plan for him. Is he God’s choice to be the next bishop in his community? Hannah Hershberger lives next door to the Bylers. She has loved Mark from the time they were children together in school. After seventeen years, he finally notices her and asks her to attend the Fourth of July celebration with her. Is Mark truly interested in her or does he just want time with her grandfather, the bishop? When the bishop falls ill, Mark and Hannah spend time together watching over him, and he asks her to marry him while her grandfather is able to perform the ceremony. Hannah happily agrees. But when something happens that causes Hannah to question Mark’s intentions, she must decide what to do. Will Hannah call off the wedding? Will Mark learn to let go of his own intentions and trust God’s plan? How will God’s plan be revealed? Find out now in THE BYLER BROTHERS Series: Book 2: "MARK" Book Three: LUKE: (Luke's Story: Love on the Road) Two years after the devastating death of his parents, Luke Byler is sixteen years old and ready to get out of his small community and see the world. Amber Westbrook has graduated from high school and is determined to follow her dream to buy a trailer and experience life by travelling the country. Luke and Amber are joined by their sense of adventure and desire for new experiences, but when the world turns out to be more harsh than they expected, they turn to each other for support. How will a sheltered Amish boy and simple farm girl manage in a tough city? Will they stay strong with worldly temptations or learn from their difficult lessons? Where is peace found in the middle of chaos and trouble? Find out now in THE BYLER BROTHERS Series: Book 3: "LUKE" Book Four: JOHN (John's Story: Gift or Curse?) Being blind since birth, John Byler has developed sensitivities that are unique and cause him to see the w

    All she knows is that she's being hunted. When she stumbles, bloody and beaten, onto Abram Yoder's Lancaster County farm, she is not only given a chance at safety, but also the possibility of love. Will the ghosts of Sofia's past keep her from seizing a new future?Abram Yoder is a man trapped in the past. His wife Rebekah died in childbirth two years back, and even through prayer, he hasn't been able to absolve his grief and allow himself to live. When a mysterious woman comes to his Lancaster farm needing help, will Abram find the faith to love again?Join Sofia and Abram as they confront the past, embrace the future and with God's help, bridge the gap between their two worlds and maybe even find love. If you like Amish Romance Novels, Scroll Up and Click "Buy Now" to start Reading this Christian Amish Romance Book Today!

    

    

    Sarah Morgan’s only mistake? Finding it.The world holds its breath as the colossal asteroid 2011 AG5 hurtles towards the earth. As humanity is faced with extinction, archaeologist Sarah Morgan is in a race against time to uncover a secret that has been buried for millennia: that an advanced ancestor once populated the earth. As Sarah travels across the continents in search of the truth, she discovers there are those that will kill to protect this most ancient of secrets...Meanwhile, in a clandestine facility below the earth’s surface, Professor Steiner has been charged with overseeing the preservation of the human race. Steiner believes he is on schedule to deliver his task, but as the world is poised on the brink of destruction Steiner’s plans begin to unravel.That which has lain buried may yet prove to be their only hope…Dark Descent (Book 2)The journey begins...Plunged into darkness, the Earth’s surface is shrouded in dust from the impact of asteroid AG5.Whilst the cloud threatens to choke the very fabric of civilisation, Sarah Morgan is being held prisoner. In the depths of a subterranean facility, she has uncovered a deadly weapon; the truth behind the enormous structure buried beneath the Earth.Elsewhere, Professor Steiner and Robert Goodwin may be humanity’s greatest hope, but they must struggle against monumental adversity as an internal battle rages within the Global Meteor Response Council.Running out of luck, choices and time, all must fight to reclaim their chosen paths or watch those around them wither and die.Let There Be Light (Book 3)In the darkness, you can’t always trust the light...A year has passed since the cataclysmic impact of asteroid AG5. Whilst Earth’s survivors struggle against a devastating winter, the world’s finest assemble on the International Space Station for a covert mission that could change the course of civilisation.Back in the U.S., Former Director General Steiner is due to stand trial for masterminding heinous acts of terror. As calls for the death penalty gain momentum, those that sit in judgement are unaware that Steiner holds the key to the survival of the entire human race.Meanwhile, marooned in separate locations within the colossal underground realm known as ‘Sanctuary’, Sarah Morgan and Richard Goodwin are fighting for their lives to reach the surface. Unbeknownst to them, their shared purpose is about to awaken a terrifying denizen of the deep...

    FREE EXTENDED PREVIEW Enter a family-run Amish greenhouse where grief consumes the mother and her remaining children and mysterious events threaten to force them to close the business.

    You'll get to know Sarah, Hannah, and Rachel very well! Each of them are featured in their own book, with their own story of finding Christmas love. In this first book,you'll be introduced to all three girls, but this story features Sarah, who's desire all year has been to find her special 'someone' by Christmas. Circumstances certainly seem that this will not be the case, however, as Christmas is just around the corner. Although her good friend Mose would love to court her, he seems more like a brother to her and she has no desire for a romantic relationship with him. Does God have a special person for her? And by Christmas? Find out what God has in store for Sarah...

    Now she has returned. Can he win back her love? Or is he destined to spend his life alone?

    As she calls on every ounce of strength she has to raise her two children and maintain the family farm in Boston, her brother, Dylan, voices his concern:This is too much for one woman alone. She should find a new husband.Far away in Iron Creek, stagecoach driver Nelson Gustavson is fighting his own loneliness and places an advert for a bride. As replies flood in, he begins to fear that he’ll have to settle for someone, or search hard to make a connection.That is, until he finds Bronwen’s letter, a blunt and honest reply that he feels compelled to respond to.As Bronwen and Nelson connect through their letters, she feels his warmth radiate through his honesty, but remembering the absence of her own father, she’s hesitant to get involved with someone whose work would keep him away from home.While she’s aware that her own work on the farm is keeping her away from her children, she begins to consider selling and takes her family to visit Nelson. Her feelings for him are strong, but she’s firm: This will be nothing more than friendship.But for Nelson, the connection between them is worth giving up everything for, and Bronwen has made waves in his life.Just as the future is starting to look hopeful, disaster hits Iron Creek, and Bronwen’s children could be in danger.Will the couple ever have a chance to explore the love burning between them, or are their newly entangled lives about to meet tragedy once again?The Stagecoach Driver’s Mail Order Family is a deep tale of love and connection. Will Nelson and Bronwen be able to give into their hearts’ desires, or is the harshness of reality about to knock them down again?Lose yourself on a journey of love, honesty, and deep connection: Scroll up and click “Add to Cart” right now.

    The Clans have made it to the Rock of the Ancients. Surrounded by the green abundance of their new world, they should feel safe now… But Attu and Rika are dreaming again. Fire surrounds Attu and he must paddle through it. And who is the mourning woman Rika sees? All the wisdom of the Seers can't stop Attu’s people from feeling that something very bad is about to happen. Have they reached the safety of land only to be threatened by something even more dangerous than ice bears and melting ocean? Blooded Ground is book two of the Clan of the Ice Mountains series, set in the prehistoric exciting world of Breakaway: Clan of the Ice Mountains.